FINLAY HULL LIMITED

🌳Matureactive
04950055 · ltd · incorporated 2003-10-31
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 17.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: SIC 10831
Sector: Manufacturing
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 17.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 17.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
17 officers (4 active, 17 linked, 13 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
100 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
  1. 2026-01-15
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-01-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-12-31
    PENA, Martin Rafael Guzman appointed
    director
  4. 2025-12-31
    SNELL, Michael Charles resigned
    director
  5. 2025-09-04
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  6. 2025-09-04
    📄
    legacy
    accounts · PARENT_ACC
  7. 2025-09-04
    📄
    legacy
    other · AGREEMENT2
  8. 2025-09-04
    📄
    legacy
    other · GUARANTEE2
  9. 2025-07-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2025-07-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2025-07-14
    BULMAN, Andy resigned
    director
  12. 2025-07-14
    SNELL, Michael Charles appointed
    director
  13. 2024-09-22
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  14. 2024-09-22
    📄
    legacy
    accounts · PARENT_ACC
  15. 2024-09-22
    📄
    legacy
    other · GUARANTEE2
  16. 2024-09-22
    📄
    legacy
    other · AGREEMENT2
  17. 2023-11-08
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  18. 2023-11-08
    📄
    legacy
    accounts · PARENT_ACC
  19. 2023-11-08
    📄
    legacy
    other · AGREEMENT2
  20. 2023-11-08
    📄
    legacy
    other · GUARANTEE2
  21. 2023-10-22
    📄
    legacy
    accounts · PARENT_ACC
  22. 2023-10-22
    📄
    legacy
    other · GUARANTEE2
  23. 2023-04-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  24. 2022-01-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2021-12-10
    BULMAN, Andy appointed
    director
  26. 2020-06-30
    WILLSHER, Neil Robert resigned
    director
  27. 2018-10-03
    MORRIS, David Charles appointed
    secretary
  28. 2018-07-13
    DIBBEN, Ann Marie resigned
    secretary
  29. 2018-02-27
    DIBBEN, Ann Marie appointed
    secretary
  30. 2018-02-27
    JAMES FINLAY LIMITED resigned
    corporate-secretary
  31. 2016-01-15
    SUMNER, Brett Geoffrey resigned
    director
  32. 2013-02-01
    RUTHERFORD, Julian Michael appointed
    director
  33. 2013-02-01
    HENSON, Paul Robert resigned
    director
  34. 2013-01-02
    KEANE, Patrick Alan appointed
    director
  35. 2012-12-21
    ROBINSON, Stephen resigned
    director
  36. 2012-05-01
    WILLSHER, Neil Robert appointed
    director
  37. 2012-04-30
    DARLINGTON, Richard Andrew resigned
    director
  38. 2011-11-08
    🔓
    Charge satisfied #1
  39. 2010-01-29
    GRAHAM, Kenneth James resigned
    director
  40. 2008-12-31
    CORSAN, Robert John resigned
    director
  41. 2008-12-31
    GRAY, Robert Brian resigned
    director
  42. 2008-10-29
    🔒
    Charge registered #1
    Lender: Rbs Invoice Finance Limited (The Security Holder)
  43. 2008-05-01
    HENSON, Paul Robert appointed
    director
  44. 2007-07-23
    SUMNER, Brett Geoffrey appointed
    director
  45. 2004-02-11
    GRAHAM, Kenneth James appointed
    director
  46. 2004-02-11
    GRAY, Robert Brian appointed
    director
  47. 2004-02-11
    ROBINSON, Stephen appointed
    director
  48. 2003-10-31
    🏢
    Company incorporated
    As FINLAY HULL LIMITED
  49. 2003-10-31
    JAMES FINLAY LIMITED appointed
    corporate-secretary
  50. 2003-10-31
    SWIFT INCORPORATIONS LIMITED appointed
    corporate-nominee-secretary
Showing most recent 50 of 53 events

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

43/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BULMAN, Andy resigned 2025-07-14; SNELL, Michael Charles resigned 2025-12-31

Group structure

Finlay Extracts & Ingredients Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Finlay Extracts & Ingredients Uk Limited
Corporate parent · holds 75-100% shares
ultimate parent
FINLAY HULL LIMITED
This company · 04950055

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Finlay Extracts & Ingredients Uk Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-10-31
Jurisdictionengland-wales
Primary SIC10831 — SIC 10831

Registered office

60 Lime Street
Hull
HU8 7AF

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28

Officers (4 active · 13 resigned)

MORRIS, David Charles
secretary · appointed 2018-10-03
View their other companies + combined net worth →
Active
KEANE, Patrick Alan
director · ~57y · appointed 2013-01-02
View their other companies + combined net worth →
Active
PENA, Martin Rafael Guzman
director · ~54y · appointed 2025-12-31
View their other companies + combined net worth →
Active
RUTHERFORD, Julian Michael
director · ~55y · appointed 2013-02-01
View their other companies + combined net worth →
Active
DIBBEN, Ann Marie
secretary · appointed 2018-02-27 · resigned 2018-07-13
Resigned
JAMES FINLAY LIMITED
corporate-secretary · appointed 2003-10-31 · resigned 2018-02-27
Resigned
SWIFT INCORPORATIONS LIMITED
corporate-nominee-secretary · appointed 2003-10-31 · resigned 2003-10-31
Resigned
BULMAN, Andy
director · ~60y · appointed 2021-12-10 · resigned 2025-07-14
Resigned
CORSAN, Robert John
director · ~72y · appointed 2003-10-31 · resigned 2008-12-31
Resigned
DARLINGTON, Richard Andrew
director · ~66y · appointed 2003-10-31 · resigned 2012-04-30
Resigned
GRAHAM, Kenneth James
director · ~65y · appointed 2004-02-11 · resigned 2010-01-29
Resigned
GRAY, Robert Brian
director · ~71y · appointed 2004-02-11 · resigned 2008-12-31
Resigned
HENSON, Paul Robert
director · ~65y · appointed 2008-05-01 · resigned 2013-02-01
Resigned
ROBINSON, Stephen
director · ~75y · appointed 2004-02-11 · resigned 2012-12-21
Resigned
SNELL, Michael Charles
director · ~57y · appointed 2025-07-14 · resigned 2025-12-31
Resigned
SUMNER, Brett Geoffrey
director · ~53y · appointed 2007-07-23 · resigned 2016-01-15
Resigned
WILLSHER, Neil Robert
director · ~64y · appointed 2012-05-01 · resigned 2020-06-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
NatWest Group
Rbs Invoice Finance Limited (The Security Holder)
Fixed & floating charge1 property29/10/200808/11/2011

Recent filings (100 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
appoint-person-director-company-with-name-date
officers · AP01
2026-01-15
termination-director-company-with-name-termination-date
officers · TM01
2026-01-14
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-04
legacy
accounts · PARENT_ACC
2025-09-04
legacy
other · AGREEMENT2
2025-09-04
legacy
other · GUARANTEE2
2025-09-04
termination-director-company-with-name-termination-date
officers · TM01
2025-07-22
appoint-person-director-company-with-name-date
officers · AP01
2025-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-10
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-09-22
legacy
accounts · PARENT_ACC
2024-09-22
legacy
other · GUARANTEE2
2024-09-22
legacy
other · AGREEMENT2
2024-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-01