BIRMINGHAM AND SOLIHULL LOCAL IMPROVEMENT FINANCE TRUST LIMITED
🌳Matureactive
04958890 · ltd · incorporated 2003-11-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: refinance and hold (40/100).
🏦
Refinance opportunity
7 live charges · 6 lenders · oldest 21.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.9 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
47 officers (7 active, 47 linked, 40 with DOB)
87
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
21 connected companies via shared directors
90
Filing history
171 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (114 events)Click to expand
- 2025-09-16📄accounts-with-accounts-type-groupaccounts · AA
- 2025-07-21➕MARWAHA, Deepak Kumar appointeddirector
- 2025-07-21➖FORSYTH, Ewan resigneddirector
- 2025-07-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-01📄accounts-with-accounts-type-groupaccounts · AA
- 2024-05-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-22➕WEAVER, James Michael appointeddirector
- 2024-05-22➖BAWN, James resigneddirector
- 2023-12-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-22➕BAWN, James appointeddirector
- 2023-11-22➖GRINONNEAU, Mark William resigneddirector
- 2023-07-31📄accounts-with-accounts-type-groupaccounts · AA
- 2023-03-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-07➖TAYLOR, John Ronald resigneddirector
- 2022-11-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-15➕CHOJNOWSKA, Marta appointeddirector
- 2022-11-15➖HEATH, James Christopher resigneddirector
- 2022-07-22📄accounts-with-accounts-type-groupaccounts · AA
- 2022-07-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-30➕CASHMORE, Hannah Louise appointeddirector
- 2022-06-30➖KEYTE, Julian Edward John resigneddirector
- 2021-11-11➕MORRIS, William Edward appointeddirector
- 2021-11-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-29📄accounts-with-accounts-type-groupaccounts · AA
- 2021-06-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-06-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-17➕ATHEY, Paul appointeddirector
- 2021-06-17➖SHERRIFF, Paul Bailey resigneddirector
- 2020-11-04➕PRIME COMPANY SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2020-11-04➖WILLIAMS, Richard Gareth Emery resignedsecretary
- 2020-03-01➕KEYTE, Julian Edward John appointeddirector
- 2020-03-01➖WILLIAMS, Richard Gareth Emery resigneddirector
- 2018-11-01➕HEATH, James Christopher appointeddirector
- 2018-10-31➖TURNBULL, Rachel Louise resigneddirector
- 2017-11-08➖DRIVER, Ross William resigneddirector
- 2017-11-08➕TURNBULL, Rachel Louise appointeddirector
- 2016-07-28➕DRIVER, Ross William appointeddirector
- 2016-07-28➖KEYTE, Julian Edward John resigneddirector
- 2016-07-28➖LAING, Richard Handley L'Anson resigneddirector
- 2015-12-15➖DYER, Matthew Stephen resigneddirector
- 2015-06-17➖BARNES, Simon John resigneddirector
- 2015-06-17➕GRINONNEAU, Mark William appointeddirector
- 2015-04-30➖PURSEY, Ann Catherine, Dr resigneddirector
- 2014-06-11➕SHERRIFF, Paul Bailey appointeddirector
- 2013-10-01➕BARNES, Simon John appointeddirector
Showing most recent 50 of 114 events
Owner dependency
40/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
2 corporate shareholders identified. Group structure is distributed.
🏛️majority
Bass Lift Holdings Limited
Corporate parent · holds 50-75% shares · board control
🏛️significant stake
Community Health Partnerships Limited
Corporate parent · holds 25-50% shares
⬇
BIRMINGHAM AND SOLIHULL LOCAL IMPROVEMENT FINANCE TRUST LIMITED
This company · 04958890
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bass Lift Holdings Limited Corporate entity | 50–75% | 25–50% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Community Health Partnerships Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 23-23 LIMITED→ 04394886 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 27 TEN LTD→ 11213417 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 3RS DEVELOPMENTS LIMITED→ 15804945 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4C PROPERTY MANAGEMENT LIMITED→ 13526637 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 80 QUEST HILLS ROAD PROPERTY MANAGEMENT LIMITED→ 05527000 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 84 LONDON ROAD LIMITED→ 15866106 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A & C GREEN PROPERTY MANAGEMENT LIMITED→ 11413438 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A B CUTHBERT LIMITED→ 14440467 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A G RAYNER PROPERTY DEVELOPMENTS LTD→ 11661723 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A. C. E. GOVERNMENT SURPLUS LIMITED→ 00665621 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
| A&F PROPERTY LETS LTD→ 15973910 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A2R CONSULTANCY LIMITED→ 15694875 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-11-10
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
5 The Triangle
Wildwood Drive
Worcester
Worcestershire
WR5 2QX
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-24
Last: 2025-11-10
Officers (7 active · 40 resigned)
PRIME COMPANY SECRETARIAL SERVICES LIMITED→
Activecorporate-secretary · appointed 2020-11-04
View their other companies + combined net worth →
Active
CASHMORE, Hannah Louise→
Activedirector · ~41y · appointed 2022-06-30
View their other companies + combined net worth →
CHOJNOWSKA, Marta→
Activedirector · ~34y · appointed 2022-11-15
View their other companies + combined net worth →
MARWAHA, Deepak Kumar→
Activedirector · ~40y · appointed 2025-07-21
View their other companies + combined net worth →
MORRIS, William Edward→
Activedirector · ~46y · appointed 2021-11-11
View their other companies + combined net worth →
WEAVER, James Michael→
Activedirector · ~41y · appointed 2024-05-22
View their other companies + combined net worth →
ANDERSON, David Alexander John→
Resignedsecretary · appointed 2004-07-16 · resigned 2005-10-19
BULL, Martin Philip→
Resignedsecretary · appointed 2003-11-10 · resigned 2004-07-16
WAN, Sylvia Wen Lynn→
Resignedsecretary · appointed 2004-07-16 · resigned 2005-10-27
WILLIAMS, Richard Gareth Emery→
Resignedsecretary · appointed 2005-10-19 · resigned 2020-11-04
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-11-10 · resigned 2003-11-10
ANDERSON, David Alexander John→
Resigneddirector · ~66y · appointed 2005-07-20 · resigned 2005-10-19
ANDERSON, David Alexander John→
Resigneddirector · ~66y · appointed 2004-07-16 · resigned 2005-04-20
BARNES, Simon John→
Resigneddirector · ~58y · appointed 2013-10-01 · resigned 2015-06-17
BAWN, James→
Resigneddirector · ~50y · appointed 2023-11-22 · resigned 2024-05-22
BULL, Martin Philip→
Resigneddirector · ~66y · appointed 2003-11-10 · resigned 2004-10-19
CHALLIS, Timothy Francis→
Resigneddirector · ~65y · appointed 2005-04-20 · resigned 2005-12-21
CHALLIS, Timothy Francis→
Resigneddirector · ~65y · appointed 2004-07-16 · resigned 2004-08-18
DEAN, Anne Marie→
Resigneddirector · ~75y · appointed 2003-11-10 · resigned 2005-07-20
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
4
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aviva Public Private Finance Aviva Public Private Finance Limited | A registered charge | 1 property | 15/08/2013 | — | |
| outstanding | Aviva Public Private Finance (Trustee) Aviva Public Private Finance Limited (Trustee) | Share charge | 1 property | 21/12/2011 | — | |
| outstanding | Barclays Barclays Bank PLC | Charge over shares | 1 property | 05/05/2010 | — | |
| outstanding | The General Practice Finance Corporation The General Practice Finance Corporation Limited | Deed of charge over shares | 1 property | 03/12/2009 | — | |
| outstanding | Barclays Barclays Bank PLC (The Security Trustee) | Charge over shares | 1 property | 19/12/2006 | — | |
| outstanding | Barclays Barclays Bank PLC (The Security Trustee) | Charge over shares | 1 property | 26/06/2006 | — | |
| outstanding | Barclays Barclays Bank PLC as Security Trustee for the Senior Finance Parties | Charge over shares | 1 property | 21/07/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (171 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-10
accounts-with-accounts-type-group
accounts · AA
2025-09-16
termination-director-company-with-name-termination-date
officers · TM01
2025-07-21
appoint-person-director-company-with-name-date
officers · AP01
2025-07-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-11
accounts-with-accounts-type-group
accounts · AA
2024-06-01
termination-director-company-with-name-termination-date
officers · TM01
2024-05-24
appoint-person-director-company-with-name-date
officers · AP01
2024-05-24
termination-director-company-with-name-termination-date
officers · TM01
2023-12-05
appoint-person-director-company-with-name-date
officers · AP01
2023-12-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-13
accounts-with-accounts-type-group
accounts · AA
2023-07-31
termination-director-company-with-name-termination-date
officers · TM01
2023-03-08
termination-director-company-with-name-termination-date
officers · TM01
2022-11-16
appoint-person-director-company-with-name-date
officers · AP01
2022-11-16