A - Z MOTOR FACTORS LIMITED
🌳Matureactive
05003744 · ltd · incorporated 2003-12-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£2.30M
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Retail trade of motor vehicle parts and accessories
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 54). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (38/100).
🏦
Refinance opportunity
10 live charges · 3 lenders · oldest 19.7y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 19.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £2,296,706
Key financials
1 year extracted from filed iXBRL accountsCash
£18k
Net Worth
£2.3m
Current Assets
£219k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 |
|---|---|
| Total assets | £2.33M |
| Current assets | £219.2k |
| Cash | £18.4k |
| Debtors | £200.7k |
| Net assets | £2.30M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
- 2026-03-04📄legacymiscellaneous · ANNOTATION
- 2025-10-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-03📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-04-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-04-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-04-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-28🔓Charge satisfied #10
- 2024-11-28🔓Charge satisfied #9
- 2024-11-28🔓Charge satisfied #8
- 2024-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-01🔒Charge registered #10Lender: Barclays Security Trustee Limited
- 2021-07-01🔒Charge registered #9Lender: Barclays Security Trustee Limited
- 2021-05-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-24📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-24📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-05-11🔒Charge registered #8Lender: Barclays Security Trustee Limited
- 2021-02-23🔓Charge satisfied #7
- 2021-02-23🔓Charge satisfied #5
- 2021-02-23🔓Charge satisfied #4
- 2021-02-23🔓Charge satisfied #3
- 2013-07-30🔒Charge registered #7Lender: Hsbc Bank PLC
- 2012-04-18🔓Charge satisfied #2
- 2012-04-18🔓Charge satisfied #1
- 2008-12-01🔒Charge registered #6Lender: Hsbc Bank PLC
- 2008-02-05🔒Charge registered #5Lender: Hsbc Bank PLC
- 2007-10-17🔒Charge registered #4Lender: Hsbc Bank PLC
- 2007-10-17🔒Charge registered #3Lender: Hsbc Bank PLC
- 2006-09-06🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2006-09-06🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2003-12-24🏢Company incorporatedAs A - Z MOTOR FACTORS LIMITED
- 2003-12-24➕AZIZ, Yaser appointedsecretary
- 2003-12-24➕AZEEM, Mohammed appointeddirector
- 2003-12-24➕MAHMOOD, Rashad appointeddirector
- 2003-12-24➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2003-12-24➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2003-12-24➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2003-12-24➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
A-Z Huddersfield Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
A-Z Huddersfield Group Ltd
Corporate parent · holds 75-100% shares · board control
⬇
A - Z MOTOR FACTORS LIMITED
This company · 05003744
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
A-Z Huddersfield Group Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/04/2025 |
2 historic (ceased) PSCs
- A-Z Halifax Group Ltdceased 18/04/2025· 75-100% shares · 75-100% voting · board control
- Mr Yaser Azizceased 10/04/2025· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · HX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 9893 CO LIMITED→ 17057307 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 99 AUTOMOTIVE LIMITED→ 15998428 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A MOTORS LTD→ 11820694 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A. & G. MOTOR ENGINEERS LIMITED→ 01677122 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
| AB AUTO-WORKS LTD→ 09824898 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACE AUTOMOTIVE LIMITED→ 12626168 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADVANCED AUTO SERVICES (HALIFAX) LIMITED→ 04965162 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AJ MOTORS YORKSHIRE LTD→ 11351693 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AK MOTORS BOLTON LTD→ 13164910 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AKEDS ROAD MOTORS & BODYSHOP LTD→ 16034113 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALI’S MOT LIMITED→ 11466306 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALPHA & CO MOTORS LTD→ 15775982 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-12-24
Jurisdictionengland-wales
Primary SIC45320 — Retail trade of motor vehicle parts and accessories
Registered office
A-Z
Hope Street
Halifax
West Yorkshire
HX1 5DW
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-10-20
Last: 2025-10-06
Officers (3 active · 2 resigned)
Active
AZEEM, Mohammed→
Activedirector · ~54y · appointed 2003-12-24
View their other companies + combined net worth →
MAHMOOD, Rashad→
Activedirector · ~45y · appointed 2003-12-24
View their other companies + combined net worth →
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-12-24 · resigned 2003-12-24
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2003-12-24 · resigned 2003-12-24
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
1
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 01/07/2021 | 28/11/2024 | |
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 01/07/2021 | 28/11/2024 | |
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | — | 11/05/2021 | 28/11/2024 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 30/07/2013 | 23/02/2021 | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 01/12/2008 | — | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 05/02/2008 | 23/02/2021 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 17/10/2007 | 23/02/2021 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 17/10/2007 | 23/02/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 06/09/2006 | 18/04/2012 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 06/09/2006 | 18/04/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (90 total)
legacy
miscellaneous · ANNOTATION
2026-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-06
change-account-reference-date-company-previous-extended
accounts · AA01
2025-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-04-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-04-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-29
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-28
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-28
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-03