1ST FOR COMMERCIAL LTD
🌳Matureactive
05022898 · ltd · incorporated 2004-01-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£340.4k
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: asset-holding vehicle with exceptional profile and bankable structure.
Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £340,430
Key financials
2 years extracted from filed iXBRL accountsCash
£100
Net Worth
£340k
Current Assets
£305k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £340.4k | — |
| Current assets | £305.4k | — |
| Cash | £100 | — |
| Debtors | £305.3k | — |
| Net assets | £340.4k | — |
| Average employees | — | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-08📄resolutionresolution · RESOLUTIONS
- 2024-10-25📄memorandum-articlesincorporation · MA
- 2024-10-22📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-10-19📄capital-name-of-class-of-sharescapital · SH08
- 2024-05-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-03📄memorandum-articlesincorporation · MA
- 2021-12-03📄resolutionresolution · RESOLUTIONS
- 2021-11-26📄capital-allotment-sharescapital · SH01
- 2021-05-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-05-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-05-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-04-17📄resolutionresolution · RESOLUTIONS
- 2019-04-09📄capital-name-of-class-of-sharescapital · SH08
- 2007-05-22➕EVANS, Ian appointeddirector
- 2004-02-24➕EVANS, David appointedsecretary
- 2004-02-24➕EVANS, David appointeddirector
- 2004-02-24➕EVANS, Phillip appointeddirector
- 2004-02-24➖CREDITREFORM (SECRETARIES) LIMITED resignedcorporate-secretary
- 2004-02-24➖CREDITREFORM LIMITED resignedcorporate-director
- 2004-01-22🏢Company incorporatedAs 1ST FOR COMMERCIAL LTD
- 2004-01-22➕CREDITREFORM (SECRETARIES) LIMITED appointedcorporate-secretary
- 2004-01-22➕CREDITREFORM LIMITED appointedcorporate-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Phillip Evans Individual · British · DOB 07/1968 · age 58 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Ian Evans Individual · British · DOB 02/1977 · age 49 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr David Evans Individual · British · DOB 05/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 OFF SPA LIMITED→ 15989549 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 11K BOLTON LIMITED→ 16501305 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 13 EK STORE LTD→ 12601455 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1511 LIMITED→ 09058319 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 2 STORE LTD→ 12796055 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 24/7 VALET LTD→ 07702980 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 366 CATERING LIMITED→ 10739987 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 369 RENEWABLES LIMITED→ 15921181 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3R GROUP SYSTEMS LTD→ 11759041 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 4 SEASONS (LANCS) LIMITED→ 16581891 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4I-SMILE LTD→ 13380658 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 6B'S LTD→ 15817776 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-01-22
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
25 Knowsley Street
Bury
Lancashire
BL9 0ST
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-03-29
Last: 2026-03-15
Officers (4 active · 2 resigned)
Active
EVANS, David→
Activedirector · ~55y · appointed 2004-02-24
View their other companies + combined net worth →
Active
EVANS, Phillip→
Activedirector · ~58y · appointed 2004-02-24
View their other companies + combined net worth →
CREDITREFORM (SECRETARIES) LIMITED→
Resignedcorporate-secretary · appointed 2004-01-22 · resigned 2004-02-24
CREDITREFORM LIMITED→
Resignedcorporate-director · appointed 2004-01-22 · resigned 2004-02-24
Click a director name to see their full track record across all companies.
Recent filings (90 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-03
resolution
resolution · RESOLUTIONS
2024-11-08
memorandum-articles
incorporation · MA
2024-10-25
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-10-22
capital-name-of-class-of-shares
capital · SH08
2024-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-19
accounts-with-accounts-type-dormant
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-30
memorandum-articles
incorporation · MA
2021-12-03