ALAN FINNEY ANTIQUES LIMITED
🌳Matureactive
05035804 · ltd · incorporated 2004-02-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.3k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 47791
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 74-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -91% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 20.1y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 20.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £2,331
Cash draining
Cash down 91% YoY
Cash YoY
-91%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£239
↓ 91% YoY
Net Worth
£2k
↑ 1088% YoY
Current Assets
£41k
↑ 2.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £2.7k | £1.1k |
| Current assets | £40.7k | £39.6k |
| Cash | £239 | £2.7k |
| Net assets | £2.3k | £-236 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-14📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-02-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2015-02-06📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2006-05-10🔒Charge registered #1Lender: National Westminster Bank PLC
- 2004-02-05🏢Company incorporatedAs ALAN FINNEY ANTIQUES LIMITED
- 2004-02-05➕FINNEY, Gillian appointedsecretary
- 2004-02-05➕FINNEY, Alan appointeddirector
- 2004-02-05➕FINNEY, Gillian appointeddirector
- 2004-02-05➕ONLINE CORPORATE SECRETARIES LIMITED appointedcorporate-secretary
- 2004-02-05➖ONLINE CORPORATE SECRETARIES LIMITED resignedcorporate-secretary
- 2004-02-05➕ONLINE NOMINEES LIMITED appointedcorporate-nominee-director
- 2004-02-05➖ONLINE NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "FINNEY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Finney Individual · British · DOB 01/1952 · age 74 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mrs Gillian Finney Individual · British · DOB 10/1952 · age 74 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AINFAY RETAIL LTD→ 17095703 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AJ SHOP LTD→ 15284256 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AL MUQADDIM LTD→ 16566669 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALASERFAHION LIMITED→ 17019659 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALL THINGS BOUTIQUE LIMITED→ 09970722 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ALLSTARMEDIA LTD→ 16701409 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALTAY TRADING LTD→ 16488131 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMANDA FOR BLINDS LTD→ 13066325 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AMBLE GAME LTD→ 16357504 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMC MEDICARE UK LTD→ 12999534 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AMORCARE MOBILITY STORES LIMITED→ 06863053 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| AMRIO'S CONVENIENCE STORE LTD→ 08866746 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-02-05
Jurisdictionengland-wales
Primary SIC47791 — SIC 47791
Registered office
Suite 1, Old Stable Court
6a Queen Street
Newcastle
Staffordshire
ST5 1ED
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-27
Last: 2025-11-13
Officers (3 active · 2 resigned)
Active
FINNEY, Alan→
Activedirector · ~74y · appointed 2004-02-05
View their other companies + combined net worth →
FINNEY, Gillian→
Activedirector · ~74y · appointed 2004-02-05
View their other companies + combined net worth →
ONLINE CORPORATE SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2004-02-05 · resigned 2004-02-05
ONLINE NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2004-02-05 · resigned 2004-02-05
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 10/05/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (60 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-02-11