010 LIMITED
🌳Matureactive
05046984 · ltd · incorporated 2004-02-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · medium confidence
Mixed signals — 1 changes over 30 days, no clear direction yet.
- · Live charges: 27 → 30
What changed my view
Last 30 days
Picture worsened over the last 30 days — 1 negative signal vs 0 positive.
- ↓Live charges: 27 → 30
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 65). Biggest value-creation lever: Consolidate lender relationships. 15 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
30 live charges · 10 lenders · oldest 22.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 22.3 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
30 charges (30/30 with lender, 30/30 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 3 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
123 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
5
filings
- • 5 mortgage
Last 180 days
5
filings
- • 5 mortgage
Counts from Companies House filing history.
Corporate timeline (83 events)Click to expand
- 2026-05-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-08🔓Charge satisfied #28
- 2026-05-08🔓Charge satisfied #27
- 2026-05-07🔒Charge registered #31Lender: Christopher John Brant
- 2026-05-07🔒Charge registered #30Lender: Avamore Capital Bridging Limited
- 2026-05-07🔒Charge registered #29Lender: Avamore Capital Bridging Limited
- 2025-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-11🔒Charge registered #28Lender: Samarkand Developments Limited
- 2024-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-21🔒Charge registered #27Lender: Samarkand Developments Limited
- 2024-06-28➕GALUSIK - HEAL, Joanna appointeddirector
- 2024-06-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-13🔓Charge satisfied #26
- 2022-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-09-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-17🔒Charge registered #26Lender: Pcf Bank Limited
- 2020-09-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-01🔓Charge satisfied #22
- 2020-08-24🔓Charge satisfied #23
- 2019-07-05🔒Charge registered #25Lender: Bath Investment and Building Society
- 2019-07-05🔒Charge registered #24Lender: Bath Investment and Building Society
- 2019-03-27🔓Charge satisfied #17
- 2018-12-14🔒Charge registered #23Lender: Msp Capital Limited
- 2018-12-14🔒Charge registered #22Lender: Msp Capital Limited
- 2018-12-14🔒Charge registered #21Lender: Bath Investment and Building Society
- 2018-12-14🔒Charge registered #20Lender: Bath Investment and Building Society
- 2018-12-14🔒Charge registered #19Lender: Bath Investment and Buidling Society
- 2017-07-24🔒Charge registered #18Lender: Bath Investment and Building Society
- 2016-06-22🔓Charge satisfied #16
- 2016-06-22🔓Charge satisfied #15
- 2016-06-22🔓Charge satisfied #9
- 2016-03-31🔒Charge registered #17Lender: Duncan Lawrie Limited
- 2015-05-01🔒Charge registered #16Lender: Duncan Lawrie Limited
- 2015-01-14🔓Charge satisfied #14
- 2015-01-14🔓Charge satisfied #12
- 2015-01-14🔓Charge satisfied #11
- 2015-01-14🔓Charge satisfied #8
- 2015-01-14🔓Charge satisfied #5
Showing most recent 50 of 83 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med · 1 low3 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-05-07: A registered charge; 2026-05-07: A registered charge; 2026-05-07: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Simon John Heal Individual · British · DOB 06/1961 · age 65 | 75–100% | — | 75-100% shares | 21/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · BA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANDY WALLIS WATER ENGINEERING LTD→ 09992291 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ANTONY MILLS BUILDING CONTRACTORS LTD→ 16231304 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| APC CONSTRUCTION (BATH) LTD→ 16243922 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| APC FLOORING LTD→ 16061984 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AQUA MANAGEMENT LIMITED→ 02672269 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| ARBOUR LANDSCAPING LTD→ 15509035 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ARCHITECTURAL METALWORK GROUP LIMITED→ 13750601 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARENA GLOBAL MANAGEMENT (CM) LTD→ 12612268 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ARISTONE CONSULTING LTD→ 13090259 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ARK SOUTH LTD→ 11655187 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARL ELECTRICAL SERVICES LTD→ 12294398 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARNOTT DECORATING LIMITED→ 03740284 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-02-17
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings
Registered office
Estate Office, Brook Hall Leighton Lane
Evercreech
Shepton Mallet
BA4 6DP
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-09-15
Last: 2025-09-01
Officers (2 active · 5 resigned)
GALUSIK - HEAL, Joanna→
Activedirector · ~43y · appointed 2024-06-28
View their other companies + combined net worth →
HEAL, Simon John→
Activedirector · ~65y · appointed 2004-02-17
View their other companies + combined net worth →
FRASER, Stuart→
Resignedsecretary · appointed 2007-11-01 · resigned 2009-02-23
HEAL, Simon John→
Resignedsecretary · appointed 2004-02-17 · resigned 2005-12-01
LINDQUIST, Jillian Astrid→
Resignedsecretary · appointed 2005-12-01 · resigned 2007-11-01
SMITH, James Robert→
Resignedsecretary · appointed 2005-12-01 · resigned 2005-12-01
HEAL, Sally Ann→
Resigneddirector · ~63y · appointed 2004-02-17 · resigned 2005-12-01
Click a director name to see their full track record across all companies.
Mortgages & charges
30
Total charges
9
Outstanding
4
Active lenders
Status:Lender:30 of 30 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Christopher John Brant / Josephine Yvonne Brant | A registered charge | 2 properties | 07/05/2026 | — | |
| outstanding | Avamore Capital Bridging Avamore Capital Bridging Limited | A registered charge | 2 properties | 07/05/2026 | — | |
| outstanding | Avamore Capital Bridging Avamore Capital Bridging Limited | A registered charge | 3 properties | 07/05/2026 | — | |
| satisfied | Samarkand Developments / Heron Way Property Management Samarkand Developments Limited / Heron Way Property Management LTD | A registered charge | 2 properties | 11/10/2024 | 08/05/2026 | |
| satisfied | Samarkand Developments / Capisce / Malith Madurasinghe / M M Mansions Samarkand Developments Limited / Capisce LTD / Malith Madurasinghe / M M Mansions Limited | A registered charge | 2 properties | 21/08/2024 | 08/05/2026 | |
| satisfied | Pcf Bank Pcf Bank Limited | A registered charge | 3 properties | 17/09/2020 | 13/11/2023 | |
| outstanding | Bath Investment and Building Society | A registered charge | 1 property | 05/07/2019 | — | |
| outstanding | Bath Investment and Building Society | A registered charge | 1 property | 05/07/2019 | — | |
| satisfied | Msp Capital Msp Capital Limited | A registered charge | 1 property | 14/12/2018 | 24/08/2020 | |
| satisfied | Msp Capital Msp Capital Limited | A registered charge | 1 property | 14/12/2018 | 01/09/2020 | |
| outstanding | Bath Investment and Building Society | A registered charge | 1 property | 14/12/2018 | — | |
| outstanding | Bath Investment and Building Society | A registered charge | 1 property | 14/12/2018 | — | |
| outstanding | Bath Investment and Buidling Society | A registered charge | 1 property | 14/12/2018 | — | |
| outstanding | Bath Investment and Building Society | A registered charge | 1 property | 24/07/2017 | — | |
| satisfied | Duncan Lawrie Duncan Lawrie Limited | A registered charge | 1 property | 31/03/2016 | 27/03/2019 | |
| satisfied | Duncan Lawrie Duncan Lawrie Limited | A registered charge | 1 property | 01/05/2015 | 22/06/2016 | |
| satisfied | Duncan Lawrie Duncan Lawrie Limited | A registered charge | 1 property | 12/12/2014 | 22/06/2016 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal charge | 1 property | 08/10/2010 | 14/01/2015 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 1 property | 04/12/2008 | 14/01/2015 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 1 property | 03/12/2008 | 14/01/2015 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 1 property | 03/11/2008 | 17/10/2014 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 2 properties | 21/05/2007 | 22/06/2016 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 2 properties | 11/05/2007 | 14/01/2015 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 2 properties | 27/04/2007 | 17/10/2014 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 3 properties | 17/01/2007 | 29/12/2014 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 2 properties | 12/07/2006 | 14/01/2015 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 2 properties | 16/08/2005 | 17/10/2014 | |
| satisfied | Aib Group (UK) P.L.C. | Legal mortgage | 1 property | 13/12/2004 | 29/12/2014 | |
| satisfied | Aib Group (UK) P.L.C. | Legal mortgage | 3 properties | 19/07/2004 | 14/01/2015 | |
| satisfied | Aib Group (UK) P.L.C. | Mortgage debenture | 1 property | 13/03/2004 | 29/12/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (123 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-08
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-08
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-02
appoint-person-director-company-with-name-date
officers · AP01
2024-06-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-28
mortgage-satisfy-charge-full
mortgage · MR04
2023-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-19