1LIFE LONDON LIMITED
💤Zombieactive
05059252 · ltd · incorporated 2004-03-01
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£968.0k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68201Renting and operating of Housing Association real estate
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
25 live charges · 3 lenders · oldest 21.8y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
25 charges (25/25 with lender, 25/25 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
107 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £967,966
Net assets shrinking
Down £37,165 YoY
Cash draining
Cash down 70% YoY
Cash YoY
-70%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£99k
↓ 70% YoY
Net Worth
£968k
↓ 3.7% YoY
Current Assets
£413k
↓ 22% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £5.83M | £5.88M |
| Current assets | £413.3k | £528.2k |
| Cash | £98.8k | £332.9k |
| Debtors | £314.5k | £195.4k |
| Net assets | £968.0k | £1.01M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
19
filings
- • 18 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (71 events)Click to expand
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-27🔓Charge satisfied #16
- 2025-11-27🔓Charge satisfied #15
- 2025-11-27🔓Charge satisfied #14
- 2025-11-27🔓Charge satisfied #11
- 2025-11-27🔓Charge satisfied #9
- 2025-11-27🔓Charge satisfied #5
- 2025-11-27🔓Charge satisfied #4
- 2025-11-27🔓Charge satisfied #3
- 2025-11-27🔓Charge satisfied #1
- 2025-11-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-12🔒Charge registered #25Lender: Handelsbanken PLC
- 2025-11-12🔒Charge registered #24Lender: Handelsbanken PLC
- 2025-11-12🔒Charge registered #23Lender: Handelsbanken PLC
- 2025-11-12🔒Charge registered #22Lender: Handelsbanken PLC
- 2025-11-12🔒Charge registered #21Lender: Handelsbanken PLC
- 2025-11-12🔒Charge registered #20Lender: Handelsbanken PLC
- 2025-11-12🔒Charge registered #19Lender: Handelsbanken PLC
- 2025-11-12🔒Charge registered #18Lender: Handelsbanken PLC
- 2025-11-12🔒Charge registered #17Lender: Handelsbanken PLC
- 2025-09-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-10-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-11-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-08-14🔒Charge registered #16Lender: Hsbc UK Bank PLC
- 2020-08-14🔒Charge registered #15Lender: Hsbc UK Bank PLC
- 2015-04-14🔓Charge satisfied #13
- 2015-04-14🔓Charge satisfied #12
- 2015-04-14🔓Charge satisfied #10
- 2015-04-14🔓Charge satisfied #8
- 2015-04-14🔓Charge satisfied #7
- 2015-04-14🔓Charge satisfied #6
- 2015-04-14🔓Charge satisfied #2
- 2014-05-21➖AHMAD, Amat resigneddirector
- 2006-12-22🔒Charge registered #14Lender: Hsbc Bank PLC
Showing most recent 50 of 71 events
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med · 1 low9 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-11-12: A registered charge; 2025-11-12: A registered charge; 2025-11-12: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Tahir Ahmad Individual · British · DOB 11/1966 · age 60 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · SW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 MO LIMITED→ 12593926 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 11 PS JV HOLDCO LIMITED→ 16761734 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 120 ARCHWAY ROAD LIMITED→ 15257794 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 14 BARKSTON GARDENS LTD→ 15796878 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 17 MALCOLM ROAD LIMITED→ 09122505 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 19 FIFE ROAD LIMITED→ 11660187 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 19MIL LTD.→ 11806868 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 1ST CUSTOM DEVELOPMENT LTD→ 11479805 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 1TR DEVELOPMENT LTD→ 14498394 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2 BUILD OR NOT TO BUILD LIMITED→ 11100902 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 2 TEC HEATING AND CONSTRUCTION SERVICES LTD→ 14498938 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 20 DAY LOFTS LTD→ 13562973 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-03-01
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
76 Moyser Road
Streatham
London
SW16 6SQ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01
Officers (2 active · 3 resigned)
Active
AHMAD, Tahir→
Activedirector · ~60y · appointed 2004-03-02
View their other companies + combined net worth →
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2004-03-01 · resigned 2004-03-04
AHMAD, Amat→
Resigneddirector · ~65y · appointed 2004-03-02 · resigned 2014-05-21
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2004-03-01 · resigned 2004-03-04
Click a director name to see their full track record across all companies.
Mortgages & charges
25
Total charges
9
Outstanding
1
Active lenders
Status:Lender:25 of 25 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 12/11/2025 | — | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 14/08/2020 | 27/11/2025 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 14/08/2020 | 27/11/2025 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 22/12/2006 | 27/11/2025 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 22/12/2006 | 14/04/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 28/09/2006 | 14/04/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 25/08/2006 | 27/11/2025 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 20/06/2006 | 14/04/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 15/03/2006 | 27/11/2025 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 13/03/2006 | 14/04/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 03/03/2006 | 14/04/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 10/10/2005 | 14/04/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 17/05/2005 | 27/11/2025 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 16/12/2004 | 27/11/2025 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 10/12/2004 | 27/11/2025 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 14/07/2004 | 14/04/2015 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 12/07/2004 | 27/11/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (107 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-14