FINANCIAL SKILLS PARTNERSHIP
- · Oldest live charge 22.0y old — refinance window within 12 months
Opportunity 64/100 (worth a look), bankability 75/100. Strong seller-intent signal (78/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · oldest 22.0y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (105 events)Click to expand
- 2015-04-07📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2015-04-07🏁Company dissolved
- 2014-12-23📄gazette-notice-voluntarygazette · GAZ1(A)
- 2014-12-13📄dissolution-application-strike-off-companydissolution · DS01
- 2014-05-21📄annual-return-company-with-made-up-date-no-member-listannual-return · AR01
- 2013-09-13📄accounts-with-accounts-type-fullaccounts · AA
- 2013-06-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2013-06-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2013-06-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2013-06-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2013-06-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2013-06-04📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2013-03-25➖EARLS, John resigneddirector
- 2013-03-25➖ELLIS, Simon Charles resigneddirector
- 2013-03-25➖MATTHEWS, Trevor John resigneddirector
- 2013-03-25➖MCLAUGHLIN, Ian Michael Brian resigneddirector
- 2013-03-25➖WASTCOAT, Richard Carleton resigneddirector
- 2013-03-13📄annual-return-company-with-made-up-date-no-member-listannual-return · AR01
- 2012-12-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2012-12-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2012-12-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2012-11-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2012-11-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2012-11-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2012-11-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2012-09-21📄accounts-with-accounts-type-fullaccounts · AA
- 2012-09-17➖BROWN, Bernadette resigneddirector
- 2012-09-17➖CLARK, Adrian Paul resigneddirector
- 2012-09-17➕MCLAUGHLIN, Ian Michael Brian appointeddirector
- 2012-07-12➖HUBBARD, Peter John resigneddirector
- 2012-06-26➖KNIGHT, Angela Ann resigneddirector
- 2012-06-21➖MATHESON, Leslie Durno resigneddirector
- 2012-04-02📄annual-return-company-with-made-up-date-no-member-listannual-return · AR01
- 2012-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2012-01-27📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2012-01-27📄change-person-director-company-with-change-dateofficers · CH01
- 2012-01-27📄change-person-director-company-with-change-dateofficers · CH01
- 2011-11-28➖MARR, George Gareth Gordon resigneddirector
- 2011-07-25➖VINE LOTT, Anthony Keith resigneddirector
- 2011-03-18➕ELLIS, Simon Charles appointeddirector
- 2011-03-18➕MATHESON, Leslie Durno appointeddirector
- 2011-01-26🔓Charge satisfied #1
- 2011-01-17🔒Charge registered #2Lender: Abi (Premises) Limited
- 2010-09-15➕HUBBARD, Peter John appointeddirector
- 2010-07-22➖GILL, John Easton resigneddirector
- 2010-07-21➖TINER, John Ivan resigneddirector
- 2010-05-24➖GODFREY, Michael Stephen resigneddirector
- 2010-05-24➖LEGG, Timothy David resigneddirector
- 2010-05-24➖LEIGHTON, Robert Smith resigneddirector
- 2010-05-24➖WATERS, Daniel Flynn resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 77 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2015-04-07
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 36 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Abi (Premises) Abi (Premises) Limited | Rent deposit deed | 1 property | 17/01/2011 | — | |
| satisfied | Abi (Premises) Abi (Premises) Limited | Rent deposit deed | 1 property | 10/06/2004 | 26/01/2011 |