ASSEMBLY DIRECT MAIL LIMITED
🌳Matureactive
05069072 · ltd · incorporated 2004-03-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 16.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£1.79M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Postal activities under universal service obligation
Sector: Transportation & storage
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 16.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 16.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
73 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,785,593
Cash YoY
-14%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£187k
↓ 14% YoY
Net Worth
£1.8m
↑ 2.0% YoY
Current Assets
£2.2m
↓ 3.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £1.79M | £1.76M |
| Current assets | £2.17M | £2.25M |
| Cash | £186.8k | £218.1k |
| Debtors | £1.98M | £2.03M |
| Net assets | £1.79M | £1.75M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-18📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-30🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2025-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-17🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2024-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-28📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-16📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-12-23🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-10-31➖BROWN, Lloyd Jeffrey resigneddirector
- 2004-08-10➕BROWN, Lloyd Jeffrey appointeddirector
- 2004-08-09➕SMITH, Marc appointedsecretary
- 2004-08-09➖BARRETT, Terence Michael resignedsecretary
- 2004-03-10🏢Company incorporatedAs ASSEMBLY DIRECT MAIL LIMITED
- 2004-03-10➕SMITH, Jameson Thomas Charles appointeddirector
- 2004-03-10➕SMITH, Marc appointeddirector
- 2004-03-10➕BARRETT, Terence Michael appointedsecretary
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jameson Thomas Charles Smith Individual · English · DOB 09/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Marc Smith Individual · British · DOB 10/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A M AIRPORT SHUTTLE COLCHESTER LTD→ 14987799 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A1 BEST TRADERS LTD→ 11128325 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AADITYA TRAVEL LIMITED→ 15002569 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALEX’SCOURIER LTD→ 15759172 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDRZEJ KRUPINSKI LTD→ 15205358 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANGLIAN FLIGHT CENTRES LIMITED→ 03296332 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ARMTRANSERVICES LTD→ 14582765 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ASH CABS COLCHESTER LTD→ 14976653 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASK 4 SELF STORAGE LTD→ 11765604 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ASTRA DESPATCH LIMITED→ 04347477 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| AVENUE CARS LIMITED→ 11661200 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AVIA BLU FLIGHTLINE LIMITED→ 02044401 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-03-10
Jurisdictionengland-wales
Primary SIC53100 — Postal activities under universal service obligation
Registered office
Unit 1-2 Hythe Quay
Colchester
Essex
CO2 8JB
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-03-23
Last: 2026-03-09
Officers (3 active · 2 resigned)
Active
SMITH, Jameson Thomas Charles→
Activedirector · ~54y · appointed 2004-03-10
View their other companies + combined net worth →
Active
BARRETT, Terence Michael→
Resignedsecretary · appointed 2004-03-10 · resigned 2004-08-09
BROWN, Lloyd Jeffrey→
Resigneddirector · ~56y · appointed 2004-08-10 · resigned 2004-10-31
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 30/04/2025 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 17/02/2025 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 23/12/2009 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (73 total)
mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-11-28
change-person-director-company-with-change-date
officers · CH01
2023-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-26