AG FAST LIMITED
🌳Matureactive
05085121 · ltd · incorporated 2004-03-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of agricultural holding companies
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 81-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (93/100, director aged 81). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 21.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 4 with DOB)
80
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
Network not yet resolved
30
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 officers
- • 1 miscellaneous
Last 180 days
3
filings
- • 2 officers
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2026-05-12➖POWELL, Steven Robert resignedsecretary
- 2026-05-12📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-04-18📄legacymiscellaneous · RP01PSC01
- 2026-04-01➕POWELL, Julia Jane appointeddirector
- 2026-04-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-01📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2025-10-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-01📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2025-10-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-25📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-06-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-25📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-06-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-06-01➖POWELL, Sandra resignedsecretary
- 2025-06-01➕POWELL, Steven Robert appointedsecretary
- 2025-06-01➖POWELL, Sandra Jayne resigneddirector
- 2024-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-02🔓Charge satisfied #5
- 2023-06-02🔓Charge satisfied #4
- 2023-05-12📄resolutionresolution · RESOLUTIONS
- 2023-05-02✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-05➕POWELL, Sandra appointedsecretary
- 2022-07-05➖POWELL, Steven Robert resignedsecretary
- 2022-07-05➖POWELL, Steven Robert resigneddirector
- 2022-02-23➕POWELL, Sandra Jayne appointeddirector
- 2020-06-15🔓Charge satisfied #3
- 2017-01-06🔒Charge registered #5Lender: Svenska Handelsbanken Ab (Publ)
- 2017-01-05🔓Charge satisfied #1
- 2016-12-24🔓Charge satisfied #2
- 2015-09-04🔒Charge registered #4Lender: Svenska Handelsbanken Ab (Publ)
- 2015-09-04🔒Charge registered #3Lender: Svenska Handelsbanken Ab (Publ)
- 2013-12-13🔒Charge registered #2Lender: Onesavings Bank PLC
- 2005-01-19🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-03-26🏢Company incorporatedAs AG FAST LIMITED
- 2004-03-26➕GIBBONS, Matthew appointeddirector
- 2004-03-26➕POWELL, Steven Robert appointedsecretary
- 2004-03-26➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2004-03-26➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2004-03-26➕POWELL, Steven Robert appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Julia Powell Individual · British · DOB 11/1945 · age 81 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 17/09/2025 |
Mr Matthew Gibbons Individual · British · DOB 05/1959 · age 67 | — | — | sig. influencesignificant influence | 06/04/2016 |
3 historic (ceased) PSCs
- Mr Matthew Gibbonsceased 17/09/2025· 75-100% shares · 75-100% voting
- Mrs Sandra Jayne Powellceased 01/06/2025· 25-50% shares
- Mr Steven Robert Powellceased 22/01/2023· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Holding company · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABDH GROUP LIMITED→ 15995206 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADDERLEY GREEN MEDICAL GROUP LIMITED→ 13717712 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADMI HOLDINGS LIMITED→ 11518944 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADVTECH SOLUTION LIMITED→ 10432411 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AIR GROUP INVESTMENTS LIMITED→ 09332085 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AJ & GA HOLDINGS CO LTD→ 16530265 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AKPM HOLDINGS LIMITED→ 13322072 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AL-MADINA HOLDINGS LTD→ 15420208 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALBR HOLDINGS LTD→ 10577473 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ALDRIDGE GARAGES LIMITED→ 10388058 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALEX WOOD HOLDINGS LIMITED→ 16713455 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALEXANDER COURT (STOKE ON TRENT) MANAGEMENT COMPANY LIMITED→ 05609840 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-03-26
Jurisdictionengland-wales
Primary SIC64201 — Activities of agricultural holding companies
Registered office
Bellhurst Grange Bellhurst Lane
Wheaton Aston
Stafford
ST19 9QS
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-15
Last: 2025-10-01
Officers (2 active · 6 resigned)
GIBBONS, Matthew→
Activedirector · ~67y · appointed 2004-03-26
View their other companies + combined net worth →
POWELL, Julia Jane→
Activedirector · ~81y · appointed 2026-04-01
View their other companies + combined net worth →
POWELL, Sandra→
Resignedsecretary · appointed 2022-07-05 · resigned 2025-06-01
POWELL, Steven Robert→
Resignedsecretary · appointed 2025-06-01 · resigned 2026-05-12
POWELL, Steven Robert→
Resignedsecretary · appointed 2004-03-26 · resigned 2022-07-05
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-03-26 · resigned 2004-03-26
POWELL, Sandra Jayne→
Resigneddirector · ~56y · appointed 2022-02-23 · resigned 2025-06-01
POWELL, Steven Robert→
Resigneddirector · ~68y · appointed 2004-03-26 · resigned 2022-07-05
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 06/01/2017 | 02/06/2023 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | — | 04/09/2015 | 02/06/2023 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 04/09/2015 | 15/06/2020 | |
| satisfied | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 13/12/2013 | 24/12/2016 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 19/01/2005 | 05/01/2017 |
Recent filings (92 total)
termination-secretary-company-with-name-termination-date
officers · TM02
2026-05-12
legacy
miscellaneous · RP01PSC01
2026-04-18
appoint-person-director-company-with-name-date
officers · AP01
2026-04-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-10-01
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-10-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-10-01
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2025-10-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-19
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-06-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-25
appoint-person-secretary-company-with-name-date
officers · AP03
2025-06-25
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-25
termination-director-company-with-name-termination-date
officers · TM01
2025-06-25