AUTOPROTECT (MBI) LTD

🌳Matureactive

05089293 · ltd · incorporated 2004-03-31

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 19.8y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

74/100

Strong

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 19.8y

60/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 19.8 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 20/100 — clean.
· Not currently profitable — coverage conversation is a harder sell.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

34 officers (8 active, 34 linked, 26 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

8 connected companies via shared directors

Filing history

152 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Loss-making

Loss before tax £5,130,435

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Profit before tax	£-5.13M	£-801.1k
Average employees	146	11600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 confirmation-statement
• 1 persons-with-significant-control

Last 180 days

filings

• 1 confirmation-statement
• 1 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (85 events)Click to expand

2026-04-01
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-11-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-30
➕
THERON, Samuel Shaer appointed
director
2025-09-30
📄
accounts-with-accounts-type-full
accounts · AA
2025-05-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-27
📄
change-person-director-company-with-change-date
officers · CH01
2025-05-27
📄
change-person-director-company-with-change-date
officers · CH01
2025-05-12
➖
MCVEIGH, Michael resigned
director
2024-09-27
📄
accounts-with-accounts-type-full
accounts · AA
2023-10-31
➖
WILLIAMS, Tara resigned
director
2023-10-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-29
📄
accounts-with-accounts-type-full
accounts · AA
2023-05-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-03-30
➕
CHARD, David Adrian appointed
director
2023-03-03
➕
UYS, Sanet appointed
secretary
2023-03-03
➖
OLLIVER, Daniel resigned
secretary
2023-03-03
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-03-03
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-01-31
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-31
🔓
Charge satisfied #2
2022-07-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-07-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-07-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-30
➕
EDWARDS, Michael Alexander appointed
director
2022-06-30
➕
MOORE, Ben appointed
director
2022-06-30
➕
ROTHWELL, Andrew Mark appointed
director
2022-06-30
📄
accounts-with-accounts-type-full
accounts · AA
2022-05-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-05-11
➖
BRIGGS, Matthew John resigned
director
2021-11-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-11-24
➕
UYS, Sanet appointed
director
2021-07-30
📄
accounts-with-accounts-type-group
accounts · AA
2021-03-31
🔒
Charge registered #2
Lender: Investec Bank PLC
2021-03-03
🔓
Charge satisfied #1
2020-10-31
➕
OLLIVER, Daniel appointed
secretary
2020-10-31
➖
WARD, Philip Aiden resigned
secretary
2020-10-31
➖
WARD, Philip Aiden resigned
director
2020-09-01
➕
BRIGGS, Matthew John appointed
director
2020-03-18
➕
WILLIAMS, Tara appointed
director
2020-02-28
➖
BEAUMONT, William Paul resigned
director
2019-11-29
➖
MANAKTALA, Nisha resigned
secretary
2019-11-29
➕
WARD, Philip Aiden appointed
secretary
2019-06-25
➕
WARD, Philip Aiden appointed
director
2019-01-03
➕
NIEMAN, Graeme appointed
director
2019-01-03
➕
MANAKTALA, Nisha appointed
secretary
2019-01-03
➕
MCVEIGH, Michael appointed
director
2019-01-03
➖
CRP D2 LIMITED resigned
corporate-director
2018-11-07
➖
CHANDARANA, Prakash resigned
secretary
2018-11-07
➖
CHANDARANA, Prakash resigned
director
2018-11-07
➖
LACEY, Ernest Frank resigned
director

Showing most recent 50 of 85 events

Owner dependency

40/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.

Succession & seller-readiness

30/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Autoprotect Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Autoprotect Group Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AUTOPROTECT (MBI) LTD

This company · 05089293

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Autoprotect Group Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	19/11/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · CM postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
44 BENEFIT SOLUTIONS LIMITED→ 08272027 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ABACUS WEALTH PLANNING LTD.→ 02061670 · est 1986 · no financials extracted	—	—	—	—	39y	—	—
APG CONSULTING LTD→ 13989532 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
ASCEND HEALTH LTD→ 08816948 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
ASSURED WILLS AND PROBATE LTD→ 04425477 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ATLANTIC WEALTH MANAGEMENT (UK) LIMITED→ 08772076 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
AURUM PALLADION INVESTMENTS LTD→ 15745234 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
AVENUE FINANCIAL SOLUTIONS LTD→ 11972856 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
AVK GROUP LTD→ 13336742 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
AZURE FINANCIAL SOLUTIONS LIMITED→ 06223698 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
BACQD CAPITAL LIMITED→ 16678319 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BAGLEY INVESTMENT GROUP LTD→ 14078409 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2004-03-31

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Warwick House

Roydon Road

Harlow

Essex

CM19 5DY

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-04-14

Last: 2026-03-31