NORLIFE LIMITED

🌳Matureactive

05090447 · ltd · incorporated 2004-03-31

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 22.0y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (77/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 22.0y

60/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 22.0 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 38/100 — workable, but lender will want more DD.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

27 officers (6 active, 27 linked, 22 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

19 connected companies via shared directors

Filing history

119 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £282,349

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-09-30	2024-09-30
Profit before tax	£282.3k	£250.6k
Average employees	0	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 officers
• 2 mortgage
• 1 confirmation-statement

Last 180 days

filings

• 2 officers
• 2 mortgage
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (76 events)Click to expand

2026-04-22
📄
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-04-17
📄
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-03-31
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-31
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-31
🔓
Charge satisfied #5
2026-03-31
🔓
Charge satisfied #4
2026-03-18
📄
accounts-with-accounts-type-full
accounts · AA
2025-07-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-07-04
➕
WATERS, Simon Christopher appointed
director
2025-04-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-03-31
➕
AMUSU, Michael appointed
director
2025-03-31
➖
AKINTAYO, Isaac resigned
director
2025-03-28
📄
accounts-with-accounts-type-full
accounts · AA
2025-01-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
➕
AKINTAYO, Isaac appointed
director
2024-12-17
➖
WATERS, Simon Christopher resigned
director
2024-05-23
📄
accounts-with-accounts-type-full
accounts · AA
2023-11-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-11-23
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-11-16
➖
GRINNONNEAU, Mark resigned
director
2023-11-16
➕
WATERS, Simon Christopher appointed
director
2023-06-30
📄
accounts-with-accounts-type-full
accounts · AA
2022-06-30
📄
accounts-with-accounts-type-full
accounts · AA
2022-05-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-05-20
➖
SAWYER OF DARLINGTON, Thomas, Lord resigned
director
2021-11-02
📄
change-person-director-company-with-change-date
officers · CH01
2021-07-01
📄
accounts-with-accounts-type-full
accounts · AA
2021-05-06
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-23
🔒
Charge registered #5
Lender: Hsbc UK Bank PLC
2021-03-05
🔒
Charge registered #4
Lender: Hsbc UK Bank PLC
2016-06-17
➖
SPENCE, Graham Michael resigned
director
2015-10-14
➖
RAPER, Sarah Anne, Dr resigned
director
2015-10-14
➕
SPENCE, Graham Michael appointed
director
2015-06-18
➖
GREGGOR, Ian James resigned
director
2015-06-18
➕
GRINNONNEAU, Mark appointed
director
2014-11-20
➕
RAPER, Sarah Anne, Dr appointed
director
2014-07-07
➕
GREGGOR, Ian James appointed
director
2014-07-07
➖
GRINONNEAU, Mark William resigned
director
2013-11-14
➕
FOWLES, Anthony John appointed
director
2013-11-14
➖
PLASKETT, John Anthony resigned
director
2013-10-01
➕
GRINONNEAU, Mark William appointed
director
2013-10-01
➖
WOOD, James Derek resigned
director
2012-11-30
➖
OSWALD, Stephen Ivor resigned
director
2012-05-15
➕
PLASKETT, John Anthony appointed
director
2011-09-30
➖
COPSEY, Graham John resigned
director
2011-07-01
➖
HEATH, Michael Gordon resigned
director
2011-07-01
➕
WOOD, James Derek appointed
director
2010-06-10
➕
COPSEY, Graham John appointed
director

Showing most recent 50 of 76 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 73 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

2 corporate shareholders identified. Group structure is distributed.

🏛️

Guildhouse Uk (Ppp) Ltd

Corporate parent · holds 50-75% shares

majority

🏛️

Community Health Partnerships Ltd

Corporate parent · holds 25-50% shares

significant stake

⬇

NORLIFE LIMITED

This company · 05090447

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Guildhouse Uk (Ppp) Ltd Corporate entity	50–75%	50–75%	50-75% shares · 50-75% voting	06/04/2016
Community Health Partnerships Ltd Corporate entity	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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1 SQUARE MANAGEMENT LTD→ 16025604 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
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189 EARLSFIELD ROAD (FREEHOLD) LIMITED→ 07026179 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
19 AND 21 BARMOUTH ROAD LIMITED→ 14886017 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
19 SPENCER ROAD MANAGEMENT COMPANY LIMITED→ 15719751 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
19 VALLEYFIELD ROAD LIMITED→ 09760394 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
192-200 FULHAM ROAD LTD→ 08718595 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
19FHS LIMITED→ 16679894 · est 2025 · no financials extracted	—	—	—	—	—	—	—
1ARDG LTD→ 14449065 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
1DEGREE RE LIMITED→ 16667549 · est 2025 · no financials extracted	—	—	—	—	—	—	—
1MINUTE LTD→ 14761361 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
1ST PROPERTY SOLUTIONS LIMITED→ 11308780 · est 2018 · no financials extracted	—	—	—	—	8y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2004-03-31

Jurisdictionengland-wales

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

128 Buckingham Palace Road

London

SW1W 9SA

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2027-04-14

Last: 2026-03-31