BEECHWOOD TRUSTEESHIP & ADMINISTRATION LIMITED
🌳Matureactive
05091033 · ltd · incorporated 2004-04-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£125.3k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 19 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
56 live charges · 19 lenders · oldest 18.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 18.2 years old — likely at or near maturity.
- · 19 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
56 charges (56/56 with lender, 56/56 with type)
90
Directors & officers
10 officers (5 active, 10 linked, 5 with DOB)
80
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
135 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £125,309
Net assets shrinking
Down £11,723 YoY
Cash YoY
-9%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£105k
↓ 8.5% YoY
Net Worth
£125k
↓ 8.6% YoY
Current Assets
£117k
↓ 10% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £125.3k | £137.0k |
| Current assets | £117.1k | £130.4k |
| Cash | £105.0k | £114.8k |
| Debtors | £12.2k | £15.6k |
| Net assets | £125.3k | £137.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (98 events)Click to expand
- 2025-09-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-12🔒Charge registered #56Lender: Metro Bank PLC
- 2025-04-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-28🔒Charge registered #55Lender: Bharat Kumar Patel and Mina Bharat Patel
- 2025-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-03🔒Charge registered #54Lender: Handelsbanken PLC
- 2025-01-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-08🔒Charge registered #53Lender: Arthur Prince Limited
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20🔒Charge registered #52Lender: Hsbc UK Bank PLC
- 2024-12-20🔒Charge registered #51Lender: Hsbc UK Bank PLC
- 2024-11-28📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-11-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-06🔓Charge satisfied #25
- 2024-07-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-16🔒Charge registered #50Lender: National Westminster Bank PLC
- 2024-05-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-04-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-04-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-01➕RYALL, Jessica Ann appointeddirector
- 2024-01-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-17🔓Charge satisfied #48
- 2023-11-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-03🔒Charge registered #49Lender: National Westminster Bank PLC
- 2023-10-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-29🔒Charge registered #48Lender: National Westminster Bank PLC
- 2023-09-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-04🔒Charge registered #47Lender: Shades Investments Limited
- 2023-08-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-15🔒Charge registered #46Lender: Hsbc UK Bank PLC
- 2023-07-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-02-01🔒Charge registered #45Lender: Martin James Stannage and Wendy Ann Stannage
- 2022-09-02🔒Charge registered #44Lender: Ortus Secured Finance I Limited
- 2022-03-10🔒Charge registered #43Lender: Handelsbanken PLC
- 2021-11-25🔒Charge registered #42Lender: National Westminster Bank PLC
- 2021-07-02🔒Charge registered #41Lender: Handelsbanken PLC
- 2021-07-02🔒Charge registered #40Lender: Handelsbanken PLC
- 2021-07-02🔒Charge registered #39Lender: Handelsbanken PLC
- 2021-05-28🔒Charge registered #38Lender: National Westminster Bank PLC
- 2021-05-07🔒Charge registered #37Lender: Santander UK PLC
- 2021-04-01➕DRONFIELD, Sophie appointeddirector
- 2021-01-14🔒Charge registered #36Lender: National Westminster Bank PLC
- 2020-03-25🔓Charge satisfied #26
- 2020-03-25🔓Charge satisfied #24
- 2019-11-08🔒Charge registered #35Lender: National Westminster Bank PLC
Showing most recent 50 of 98 events
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "BEECH" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
52 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
4 active beneficial owners · dominant holder ≥75% · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Donald John Beech Individual · British · DOB 10/1961 · age 65 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 06/04/2016 |
Miss Jessica Ann Ryall Individual · British · DOB 08/1993 · age 33 | — | — | sig. influencesignificant influence | 01/04/2024 |
Miss Sophie Dronfield Individual · British · DOB 06/1985 · age 41 | — | — | sig. influencesignificant influence | 01/04/2021 |
Miss Lucy Rebecca Manship Individual · British · DOB 11/1980 · age 46 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BAKER STREET CONSULTANCY LIMITED→ 06255580 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BARRIC INVESTMENTS LTD→ 16089286 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BARTON FINANCIAL LIMITED→ 09661314 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BATES FINANCIAL SOLUTIONS LIMITED→ 14879298 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BAZNAT INVESTMENT LTD→ 14294549 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BB 2024 LIMITED→ 15896888 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BC FINANCIAL LTD→ 16035191 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BE MORTGAGED LTD→ 15750654 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BECKY EDWARDS LTD→ 16487828 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BERAKAH INVESTMENTS LTD→ 13576259 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BERKELEY, BURKE & COMPANY LIMITED→ 01134860 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
| BESPOKE BENEFIT SOLUTIONS LIMITED→ 13423687 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-04-01
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
6 Vantage Park
High View Close
Leicester
LE4 9LJ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-15
Last: 2026-04-01
Officers (5 active · 5 resigned)
BEECH, Donald John→
Activesecretary · appointed 2007-02-01
View their other companies + combined net worth →
BEECH, Donald John→
Activedirector · ~65y · appointed 2004-04-01
View their other companies + combined net worth →
DRONFIELD, Sophie→
Activedirector · ~41y · appointed 2021-04-01
View their other companies + combined net worth →
MANSHIP, Lucy Rebecca→
Activedirector · ~46y · appointed 2007-02-01
View their other companies + combined net worth →
RYALL, Jessica Ann→
Activedirector · ~33y · appointed 2024-04-01
View their other companies + combined net worth →
BEECH, Donald John→
Resignedsecretary · appointed 2004-04-01 · resigned 2005-04-06
BEECH, Mary Philomena→
Resignedsecretary · appointed 2005-04-06 · resigned 2007-01-07
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-04-01 · resigned 2004-04-01
BEECH, Victoria Louise Martine Michaela→
Resigneddirector · ~47y · appointed 2004-04-01 · resigned 2005-04-05
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2004-04-01 · resigned 2004-04-01
Click a director name to see their full track record across all companies.
Mortgages & charges
56
Total charges
52
Outstanding
15
Active lenders
Status:Lender:56 of 56 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Metro Bank Metro Bank PLC | A registered charge | 1 property | 12/09/2025 | — | |
| outstanding | Bharat Kumar Patel and Mina Bharat Patel | A registered charge | 1 property | 28/04/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 03/03/2025 | — | |
| outstanding | Arthur Prince Arthur Prince Limited | A registered charge | 1 property | 08/01/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 16/07/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 03/11/2023 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 29/09/2023 | 17/01/2024 | |
| outstanding | Shades Investments Shades Investments Limited | A registered charge | 2 properties | 04/09/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 15/08/2023 | — | |
| outstanding | Martin James Stannage and Wendy Ann Stannage | A registered charge | 2 properties | 01/02/2023 | — | |
| outstanding | Ortus Secured Finance I Ortus Secured Finance I Limited | A registered charge | 1 property | 02/09/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/03/2022 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 25/11/2021 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 02/07/2021 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 02/07/2021 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 02/07/2021 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 28/05/2021 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 07/05/2021 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 14/01/2021 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 08/11/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 03/04/2019 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 10/09/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 20/06/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 27/03/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 16/03/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 15/12/2017 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 30/11/2017 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 2 properties | 23/06/2017 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 17/05/2017 | 25/03/2020 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 17/05/2017 | 06/08/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 17/05/2017 | 25/03/2020 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 23/09/2016 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 23/09/2016 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 28/07/2016 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 12/07/2016 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 08/07/2016 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/06/2016 | — | |
| outstanding | Yorkshire Building Society (Trading as Norwich & Peterborough Building Society) | A registered charge | 1 property | 29/01/2016 | — | |
| outstanding | Yorkshire Building Society (Trading as Norwich & Peterborough Building Society) | A registered charge | 1 property | 29/01/2016 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 11/12/2015 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 04/12/2015 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 20/11/2015 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/10/2015 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 30/01/2015 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 23/01/2015 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 02/05/2014 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 19/12/2013 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 2 properties | 10/09/2012 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 2 properties | 10/09/2012 | — | |
| outstanding | Eric William Grove | Legal charge | 1 property | 10/02/2012 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 20/10/2011 | — | |
| outstanding | Lancashire Mortgage Corporation Lancashire Mortgage Corporation Limited | Legal charge | 1 property | 28/01/2010 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 22/10/2009 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A standard security dated 29/01/08, 01/02/08 and 22/04/08 | 1 property | 22/04/2008 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (135 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
change-person-secretary-company-with-change-date
officers · CH03
2024-11-28
change-person-director-company-with-change-date
officers · CH01
2024-11-28
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-16