ACCESS TO COMPENSATION LIMITED
Opportunity 74/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 21.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 21.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 confirmation-statement
- • 2 confirmation-statement
Corporate timeline (55 events)Click to expand
- 2025-09-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-02-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-09-20📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-09-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-22📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-01-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-10-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-20🔓Charge satisfied #3
- 2022-10-20🔓Charge satisfied #2
- 2022-09-01📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-01➕STOESSER, Nils Ian appointeddirector
- 2022-07-01➖WHITMORE, David John Ludlow resigneddirector
- 2022-02-08➕COMLEY, Elizabeth Sarah appointeddirector
- 2022-02-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-31➖WILFORD, Alison Louise resigneddirector
- 2022-01-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-01-14📄legacyaccounts · PARENT_ACC
- 2022-01-14📄legacyother · GUARANTEE2
- 2022-01-14📄legacyother · AGREEMENT2
- 2019-01-30➖FOWLIE, Kenneth John resigneddirector
- 2019-01-30➕WILFORD, Alison Louise appointeddirector
- 2018-06-28➖PREW, Simon Barry resigneddirector
- 2018-02-20➕WHITMORE, David John Ludlow appointeddirector
- 2017-12-22🔒Charge registered #3Lender: Glas Trust Corporation Limited
- 2017-10-25➕PREW, Simon Barry appointeddirector
- 2017-02-03➖MORRISON, Kirsten resignedsecretary
- 2015-11-13➖BECK, Laurence Jeremy resigneddirector
- 2015-11-13➖WERTH, Darren Andrew resigneddirector
- 2015-09-17➖FIELDING, Robert Martin resigneddirector
- 2015-07-27🔒Charge registered #2Lender: Westpac Banking Corporation as Security Trustee
- 2015-05-29➕MORRISON, Kirsten appointedsecretary
- 2015-05-29➕FIELDING, Robert Martin appointeddirector
- 2015-05-29➕FOWLIE, Kenneth John appointeddirector
- 2014-12-29➖SCOTT REES, David resigneddirector
- 2011-05-31➖BECK, Barry Alexander resignedsecretary
- 2011-05-31➖BECK, Barry Alexander resigneddirector
- 2010-10-22🔓Charge satisfied #1
- 2005-04-29➖ROSEN, Paul Darren resigneddirector
- 2004-11-01🔒Charge registered #1Lender: Marson Financial Services Limited
- 2004-04-20🏢Company incorporatedAs ACCESS TO COMPENSATION LIMITED
- 2004-04-20➕BECK, Barry Alexander appointedsecretary
- 2004-04-20➕CETC (NOMINEES) LIMITED appointedcorporate-secretary
- 2004-04-20➖CETC (NOMINEES) LIMITED resignedcorporate-secretary
- 2004-04-20➕BECK, Barry Alexander appointeddirector
- 2004-04-20➕BECK, Laurence Jeremy appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanGroup structure
Abstract Legal Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Abstract Legal Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 83 SILVERDALE 2 LTD→ 12341218 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| ABMEC PARTNERS LIMITED→ 14752725 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABSTRACT LEGAL HOLDINGS LIMITED→ 05107527 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ACADEMY OF PHARMACEUTICAL SCIENCES→ 04245751 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ACCIDENT ADVICE HELPLINE LIMITED→ 05121321 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ACCIDENT ADVICE INSURANCE MANAGEMENT GROUP LIMITED→ 05121320 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ACPS TRUSTEE LIMITED→ 10810644 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACRESBROOK LIMITED→ 03395047 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| ACRONIS-PARTNER LTD→ 12574729 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 14 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Glas Trust Corporation Glas Trust Corporation Limited | A registered charge | 5 properties | 22/12/2017 | 20/10/2022 | |
| satisfied | Westpac Banking Corporation as Security Trustee | A registered charge | 4 properties | 27/07/2015 | 20/10/2022 | |
| satisfied | Marson Financial Services Marson Financial Services Limited | Debenture | 1 property | 01/11/2004 | 22/10/2010 |