ARNOLD GORSE INSURANCE SERVICES LTD
🌳Matureactive
05115338 · ltd · incorporated 2004-04-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£191
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65110Life insurance
Investor take
PursueAsset-holding vehicle with a 81-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 81). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £191
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£191
↑ 2.1% YoY
Current Assets
£6k
↑ 8.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £191 | £187 |
| Current assets | £6.4k | £5.9k |
| Net assets | £191 | £187 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-29📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-07-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-06-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-06-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2004-04-30➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2004-04-30➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2004-04-29🏢Company incorporatedAs ARNOLD GORSE INSURANCE SERVICES LTD
- 2004-04-29➕GORSE, Judith appointedsecretary
- 2004-04-29➕GORSE, Arnold John appointeddirector
- 2004-04-29➕LEE, Andrew Ian appointeddirector
- 2004-04-29➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2004-04-29➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GORSE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Arnold John Gorse Individual · British · DOB 08/1945 · age 81 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 10/04/2017 |
Mr Andrew Ian Lee Individual · British · DOB 05/1977 · age 49 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 27/04/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABSTRADE LTD→ 13455337 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADJUSTING LIMITED→ 11568522 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANDERSON BROOKES BUSINESS FINANCE LTD→ 11844490 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ARENA INVESTMENT MANAGEMENT LIMITED→ 00666518 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
| BEST FINANCIAL SERVICES LIMITED→ 10559308 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BEYOND ARC LTD→ 16813460 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BP05 LIMITED→ 15506999 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BRICKS VENTURES LTD→ 16095167 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BROOKS FINANCIAL CONSULTANCY LTD→ 07356592 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CAMBRIDGE INVESTMENTS LIMITED→ 01370458 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
| CAMERON CLARKE LEASING LIMITED→ 04921539 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| CAMFX TRADING LTD→ 13267061 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-04-29
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
209 Liverpool Road
Birkdale
Southport
Merseyside
PR8 4PH
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-08-02
Last: 2025-07-19
Officers (3 active · 2 resigned)
Active
GORSE, Arnold John→
Activedirector · ~81y · appointed 2004-04-29
View their other companies + combined net worth →
LEE, Andrew Ian→
Activedirector · ~49y · appointed 2004-04-29
View their other companies + combined net worth →
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2004-04-29 · resigned 2004-04-30
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2004-04-29 · resigned 2004-04-30
Click a director name to see their full track record across all companies.
Recent filings (75 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-29
change-person-director-company-with-change-date
officers · CH01
2025-01-29
change-person-secretary-company-with-change-date
officers · CH03
2025-01-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-02