CAMBRIA AUTOMOBILES (SWINDON) LIMITED
🌳Matureactive
05135183 · ltd · incorporated 2004-05-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 45112SIC 45112
- 45200SIC 45200
- 45320Retail trade of motor vehicle parts and accessories
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
13 live charges · 10 lenders · oldest 22.0y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 22.0 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
12 officers (3 active, 12 linked, 7 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
26 connected companies via shared directors
90
Filing history
111 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (59 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-05-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-05-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-02-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-28🔒Charge registered #13Lender: Black Horse Limited
- 2024-10-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-14🔒Charge registered #12Lender: Lloyds Bank PLC
- 2023-05-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-01-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-12➕BUDDIN, Paul Anthony appointeddirector
- 2022-02-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-02-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-02-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-02-21🔓Charge satisfied #10
- 2022-02-21🔓Charge satisfied #4
- 2021-11-16📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-11-03➖MULLINS, James Anthony resignedsecretary
- 2021-11-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-31➖MULLINS, James Anthony resigneddirector
- 2021-09-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-09-23🔒Charge registered #11Lender: Lloyds Bank PLC
- 2021-07-30📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-30📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-09-05➕DUCKERS, Timothy Alex appointeddirector
- 2012-09-12🔓Charge satisfied #8
- 2012-08-09🔒Charge registered #10Lender: Bank of Scotland PLC
- 2012-04-27🔓Charge satisfied #5
- 2009-06-18🔒Charge registered #9Lender: Volkswagen Bank Gmbh T/a Volkswagen Bank United Kingdom Branch
- 2009-01-15🔒Charge registered #8Lender: Fce Bank PLC
- 2008-10-31🔒Charge registered #7Lender: Black Horse Limited
- 2007-05-23➕MULLINS, James Anthony appointedsecretary
- 2007-05-23➖SMITH, Rodney Philip resignedsecretary
- 2007-05-23➕MULLINS, James Anthony appointeddirector
- 2007-05-23➖SMITH, Rodney Philip resigneddirector
- 2006-11-15🔓Charge satisfied #3
- 2006-11-15🔓Charge satisfied #2
- 2006-11-13➖BROWN, Mark Anthony resigneddirector
- 2006-07-31🔒Charge registered #6Lender: Volkswagen Financial Services (UK) Limited
- 2006-07-18➕LAVERY, Mark Jonathan James appointeddirector
- 2006-07-18➖CROSS, Karen Jane resignedsecretary
- 2006-07-18➕SMITH, Rodney Philip appointedsecretary
- 2006-07-18➕BROWN, Mark Anthony appointeddirector
- 2006-07-18➕SMITH, Rodney Philip appointeddirector
- 2006-07-18➖SUDBURY, John Charles resigneddirector
- 2006-07-18🔒Charge registered #5Lender: Jaguar Financial Services Limites
- 2006-07-18🔒Charge registered #4Lender: Capital Bank PLC (As Security Trustee and Agent for the Beneficiaries)
- 2006-05-05🔒Charge registered #3Lender: Hsbc Bank PLC
Showing most recent 50 of 59 events
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Cambria Automobiles Acquisitions Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cambria Automobiles Acquisitions Ltd
Corporate parent · holds 75-100% shares
⬇
CAMBRIA AUTOMOBILES (SWINDON) LIMITED
This company · 05135183
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cambria Automobiles Acquisitions Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · AL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABN TRADE LTD→ 15542856 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALL VAN SALES LIMITED→ 15221474 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AML MOTORS LTD→ 15985611 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AR CAR SPECIALIST LIMITED→ 16572157 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARK AUTOS LIMITED→ 15363115 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AUTO SELECTION SALES LIMITED→ 12245299 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AYLMER MOTORWORKS LIMITED→ 01813882 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| B&A MANAGEMENT SERVICES LTD→ 13622493 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BCG AUTO LTD→ 10820572 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BURROWFIELD AUTO SERVICES LIMITED→ 02983123 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| CAMBRIA VEHICLE SERVICES LIMITED→ 06488988 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| CAMSI LTD→ 11919914 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-05-21
Jurisdictionengland-wales
Primary SIC45111 — Sale of new cars and light motor vehicles
Registered office
Grange
Mosquito Way
Hatfield
AL10 9US
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-05-19
Last: 2026-05-05
Officers (3 active · 9 resigned)
BUDDIN, Paul Anthony→
Activedirector · ~46y · appointed 2023-01-12
View their other companies + combined net worth →
DUCKERS, Timothy Alex→
Activedirector · ~53y · appointed 2016-09-05
View their other companies + combined net worth →
LAVERY, Mark Jonathan James→
Activedirector · ~61y · appointed 2006-07-18
View their other companies + combined net worth →
CROSS, Karen Jane→
Resignedsecretary · appointed 2004-05-21 · resigned 2006-07-18
MULLINS, James Anthony→
Resignedsecretary · appointed 2007-05-23 · resigned 2021-11-03
SMITH, Rodney Philip→
Resignedsecretary · appointed 2006-07-18 · resigned 2007-05-23
LONDON LAW SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-05-21 · resigned 2004-05-21
BROWN, Mark Anthony→
Resigneddirector · ~51y · appointed 2006-07-18 · resigned 2006-11-13
MULLINS, James Anthony→
Resigneddirector · ~48y · appointed 2007-05-23 · resigned 2021-10-31
SMITH, Rodney Philip→
Resigneddirector · ~85y · appointed 2006-07-18 · resigned 2007-05-23
SUDBURY, John Charles→
Resigneddirector · ~82y · appointed 2004-05-21 · resigned 2006-07-18
LONDON LAW SERVICES LIMITED→
Resignedcorporate-nominee-director · appointed 2004-05-21 · resigned 2004-05-21
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
7
Outstanding
5
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Black Horse Black Horse Limited | A registered charge | — | 28/02/2025 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 14/07/2023 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 23/09/2021 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 09/08/2012 | 21/02/2022 | |
| outstanding | Volkswagen Bank Gmbh T/a Volkswagen Bank United Kingdom Branch | General charge | 1 property | 18/06/2009 | — | |
| satisfied | Fce Bank Fce Bank PLC | Debenture | 1 property | 15/01/2009 | 12/09/2012 | |
| outstanding | Black Horse Black Horse Limited | Debenture | 1 property | 31/10/2008 | — | |
| outstanding | Volkswagen Financial Services (UK) Volkswagen Financial Services (UK) Limited | General charge | 1 property | 31/07/2006 | — | |
| satisfied | Jaguar Financial Services Limites | Debenture | 1 property | 18/07/2006 | 27/04/2012 | |
| satisfied | Capital Bank (As Security Trustee and Agent for the Beneficiaries) Capital Bank PLC (As Security Trustee and Agent for the Beneficiaries) | Debenture | 1 property | 18/07/2006 | 21/02/2022 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 05/05/2006 | 15/11/2006 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 05/08/2004 | 15/11/2006 | |
| outstanding | Psa Wholesale as Agent & Trustee for the Secured Parties Psa Wholesale LTD as Agent & Trustee for the Secured Parties | Debenture | 1 property | 28/07/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (111 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-08
accounts-with-accounts-type-dormant
accounts · AA
2026-04-30
accounts-with-accounts-type-dormant
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-05-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-10
accounts-with-accounts-type-dormant
accounts · AA
2024-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-18
accounts-with-accounts-type-dormant
accounts · AA
2023-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-11
appoint-person-director-company-with-name-date
officers · AP01
2023-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-16
accounts-with-accounts-type-dormant
accounts · AA
2022-02-23