SWITCHSURE FINANCE LIMITED
🌳Matureactive
05149688 · ltd · incorporated 2004-06-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 17.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: SIC 47429
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (60/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 2 lenders · oldest 17.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 17.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 4 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2026-02-19📄accounts-with-accounts-type-smallaccounts · AA
- 2025-02-25📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-06📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-02-28📄accounts-with-accounts-type-smallaccounts · AA
- 2024-01-26📄resolutionresolution · RESOLUTIONS
- 2024-01-26📄memorandum-articlesincorporation · MA
- 2024-01-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-19🔒Charge registered #6Lender: Glas Trust Corporation Limited
- 2024-01-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-18🔓Charge satisfied #5
- 2024-01-18🔓Charge satisfied #4
- 2024-01-16➖MACKENZIE SMITH, Hugo Duncan Thomas Torquil resigneddirector
- 2024-01-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-12🔓Charge satisfied #3
- 2024-01-12🔓Charge satisfied #2
- 2024-01-12🔓Charge satisfied #1
- 2023-02-14📄accounts-with-accounts-type-smallaccounts · AA
- 2023-01-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-03➕DELLOW, Paul William appointeddirector
- 2022-02-24📄accounts-with-accounts-type-fullaccounts · AA
- 2021-10-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-05🔒Charge registered #5Lender: Barclays Bank PLC
- 2021-06-08📄accounts-with-accounts-type-smallaccounts · AA
- 2020-02-05📄accounts-with-accounts-type-smallaccounts · AA
- 2016-03-24➖TRETHOWANS SERVICES LIMITED resignedcorporate-secretary
- 2011-02-11🔒Charge registered #4Lender: Barclays Bank PLC
- 2009-09-24🔒Charge registered #3Lender: Barclays Bank PLC
- 2009-09-24🔒Charge registered #2Lender: Barclays Bank PLC
- 2008-09-18🔒Charge registered #1Lender: Barclays Bank PLC
- 2007-11-24➕WICKINGS, Robert Charles appointeddirector
- 2007-11-24➖DAS, Susanta Kumar resignedsecretary
- 2007-11-24➖FOGELMAN JONES, Lisa Heather resignedsecretary
- 2007-11-24➕TRETHOWANS SERVICES LIMITED appointedcorporate-secretary
- 2007-11-24➕MACKENZIE SMITH, Hugo Duncan Thomas Torquil appointeddirector
- 2006-12-12➕DAS, Susanta Kumar appointedsecretary
- 2004-06-09🏢Company incorporatedAs SWITCHSURE FINANCE LIMITED
- 2004-06-09➕FOGELMAN, David Jason appointeddirector
- 2004-06-09➕FOGELMAN JONES, Lisa Heather appointedsecretary
- 2004-06-09➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2004-06-09➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2004-06-09➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2004-06-09➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Scci Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Scci Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
SWITCHSURE FINANCE LIMITED
This company · 05149688
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Scci Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 0086 ASIAN SUPERMARKET LIMITED→ 14232463 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2A'S RETAIL LIMITED→ 14262493 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3 AMIGOS RETAIL LTD→ 14516972 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3 GAMING PILLARS LTD→ 15749313 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 333 SYSTEMS LTD→ 16844093 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 5 HAO LIMITED→ 11546313 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A2 SHOP LIMITED→ 16813152 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AA SALES LTD→ 15696113 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AARZAN LTD→ 10482449 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABBEY GARDEN BUILDINGS LIMITED→ 09865155 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABBEYPLANS LIMITED→ 13663131 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABBOTT COMMERCE LTD→ 17074825 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-06-09
Jurisdictionengland-wales
Primary SIC47429 — SIC 47429
Registered office
The Pavilion
Botleigh Grange Business Park
Hedge End
Southampton
SO30 2AF
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-06-19
Last: 2025-06-05
Officers (3 active · 6 resigned)
DELLOW, Paul William→
Activedirector · ~52y · appointed 2023-01-03
View their other companies + combined net worth →
FOGELMAN, David Jason→
Activedirector · ~56y · appointed 2004-06-09
View their other companies + combined net worth →
WICKINGS, Robert Charles→
Activedirector · ~61y · appointed 2007-11-24
View their other companies + combined net worth →
DAS, Susanta Kumar→
Resignedsecretary · appointed 2006-12-12 · resigned 2007-11-24
FOGELMAN JONES, Lisa Heather→
Resignedsecretary · appointed 2004-06-09 · resigned 2007-11-24
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-06-09 · resigned 2004-06-09
TRETHOWANS SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2007-11-24 · resigned 2016-03-24
MACKENZIE SMITH, Hugo Duncan Thomas Torquil→
Resigneddirector · ~54y · appointed 2007-11-24 · resigned 2024-01-16
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2004-06-09 · resigned 2004-06-09
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
1
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Glas Trust Corporation Glas Trust Corporation Limited | A registered charge | — | 19/01/2024 | — | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 05/10/2021 | 18/01/2024 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee & debenture | 1 property | 11/02/2011 | 18/01/2024 | |
| satisfied | Barclays Barclays Bank PLC | Mortgage | 1 property | 24/09/2009 | 12/01/2024 | |
| satisfied | Barclays Barclays Bank PLC | Assignment and charge of hire agreements | 1 property | 24/09/2009 | 12/01/2024 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 18/09/2008 | 12/01/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (87 total)
accounts-with-accounts-type-small
accounts · AA
2026-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-06
accounts-with-accounts-type-small
accounts · AA
2025-02-25
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-05
accounts-with-accounts-type-small
accounts · AA
2024-02-28
resolution
resolution · RESOLUTIONS
2024-01-26
memorandum-articles
incorporation · MA
2024-01-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-22
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-18
termination-director-company-with-name-termination-date
officers · TM01
2024-01-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-12
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-12
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-12