CDB LEEDS LIMITED

💤Zombieactive

05149999 · ltd · incorporated 2004-06-09

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£51.1k

book net assets

Opportunity

82/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 21.7y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 21.7 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

4 officers (2 active, 4 linked, 1 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

52 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £51,128

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£51k

↑ 19% YoY

Current Assets

£121k

~ YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2024-12-31	2023-12-31
Total assets	£79.2k	£88.1k
Current assets	£121.2k	£120.3k
Net assets	£51.1k	£43.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (24 events)Click to expand

2025-09-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-01
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-09-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-09-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-09-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-06-24
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-09-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-06-16
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-09-27
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-07-04
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2013-09-26
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2004-09-28
🔒
Charge registered #1
Lender: Hsbc Bank PLC
2004-06-09
🏢
Company incorporated
As CDB LEEDS LIMITED
2004-06-09
➕
BOWLAND, Josephine Carol appointed
secretary
2004-06-09
➕
BOWLAND, Christopher David appointed
director
2004-06-09
➕
T.I.B. SECRETARIES LIMITED appointed
corporate-secretary
2004-06-09
➖
T.I.B. SECRETARIES LIMITED resigned
corporate-secretary
2004-06-09
➕
T.I.B. NOMINEES LIMITED appointed
corporate-director
2004-06-09
➖
T.I.B. NOMINEES LIMITED resigned
corporate-director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

95/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Christopher David Bowland Individual · British · DOB 07/1960 · age 66	50–75%	—	board control50-75% shares · board control · firm interest	06/04/2016
Mrs Carol Josephine Bowland Individual · British · DOB 11/1954 · age 72	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · LS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BONDINSURE LIMITED→ 15249956 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
BONDSURE LIMITED→ 15250101 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
BRITOPIA HOLDINGS LIMITED→ 16345148 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
BROOKS RAYNER→ 11133852 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
C F BELL FINANCIAL CONSULTANT LTD→ 06484010 · est 2008 · no financials extracted	—	—	—	—	18y	—	—
C L FINANCE LIMITED→ 01108021 · est 1973 · no financials extracted	—	—	—	—	53y	—	—
CADS INVESTMENTS→ 08854829 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
CARLEX ESTATES,LIMITED→ 00407586 · est 1946 · no financials extracted	—	—	—	—	80y	—	—
CARTER FINANCIAL SOLUTIONS LTD→ 14593575 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
CFP GROUP COMMERCIAL LIMITED→ 15227671 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
CFP GROUP LIMITED→ 11778716 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
CFP GROUP RESIDENTIAL LIMITED→ 11200232 · est 2018 · no financials extracted	—	—	—	—	8y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2004-06-09

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

3 Stairfoot Close

Adel Leeds

West Yorkshire

LS16 8JR

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-06-23

Last: 2025-06-09

Officers (2 active · 2 resigned)

BOWLAND, Josephine Carol→

secretary · appointed 2004-06-09

View their other companies + combined net worth →

Active

BOWLAND, Christopher David→

director · ~66y · appointed 2004-06-09

View their other companies + combined net worth →

Active

T.I.B. SECRETARIES LIMITED→

corporate-secretary · appointed 2004-06-09 · resigned 2004-06-09

Resigned

T.I.B. NOMINEES LIMITED→

corporate-director · appointed 2004-06-09 · resigned 2004-06-09

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	HSBC Hsbc Bank PLC	Debenture	1 property	28/09/2004	—

Click column headers to sort. Use filters above to narrow by status and lender.