A & A CHAPMAN LIMITED
🌳Matureactive
05187909 · ltd · incorporated 2004-07-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£2.19M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 47300Retail sale of automotive fuel in specialised stores
Investor take
PursueActive trading company with a 86-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 86). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 21.6y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £2,191,062
Cash YoY
+20%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2.5m
↑ 20% YoY
Net Worth
£2.2m
↑ 22% YoY
Current Assets
£2.9m
↑ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £2.23M | £1.88M |
| Current assets | £2.92M | £2.48M |
| Cash | £2.49M | £2.08M |
| Debtors | £153.3k | £160.0k |
| Net assets | £2.19M | £1.80M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-03-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-04-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-04-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-06-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-05-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-05-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-07-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-16📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-08-04📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-04-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2004-11-01🔒Charge registered #1Lender: Barclays Bank PLC
- 2004-07-23🏢Company incorporatedAs A & A CHAPMAN LIMITED
- 2004-07-23➕CHAPMAN, Alan Edgar appointedsecretary
- 2004-07-23➕CHAPMAN, Alan Edgar appointeddirector
- 2004-07-23➕CHAPMAN, Barry appointeddirector
- 2004-07-23➕CHAPMAN, Clive Alan appointeddirector
- 2004-07-23➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2004-07-23➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2004-07-23➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 2004-07-23➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "CHAPMAN" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 86 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Edgar Chapman Individual · British · DOB 06/1940 · age 86 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-07-23
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200
Registered office
7 Quy Court Colliers Lane
Stow-Cum-Quy
Cambridge
CB25 9AU
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-08-06
Last: 2025-07-23
Officers (4 active · 2 resigned)
CHAPMAN, Alan Edgar→
Activesecretary · appointed 2004-07-23
View their other companies + combined net worth →
CHAPMAN, Alan Edgar→
Activedirector · ~86y · appointed 2004-07-23
View their other companies + combined net worth →
CHAPMAN, Barry→
Activedirector · ~60y · appointed 2004-07-23
View their other companies + combined net worth →
CHAPMAN, Clive Alan→
Activedirector · ~67y · appointed 2004-07-23
View their other companies + combined net worth →
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-07-23 · resigned 2004-07-23
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2004-07-23 · resigned 2004-07-23
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 01/11/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (59 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-06-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-04-04