A. CULLEN & SONS LIMITED
🌳Matureactive
05196699 · ltd · incorporated 2004-08-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 69-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 21.1y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-06📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-03-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-08-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2005-05-27🔒Charge registered #1Lender: National Westminster Bank PLC
- 2004-08-04🏢Company incorporatedAs A. CULLEN & SONS LIMITED
- 2004-08-04➕CULLEN, Elaine appointedsecretary
- 2004-08-04➕CULLEN, Elaine appointeddirector
- 2004-08-04➕CULLEN, Glyn Mitchell appointeddirector
- 2004-08-04➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2004-08-04➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2004-08-04➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2004-08-04➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CULLEN" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Elaine Cullen Individual · British · DOB 03/1959 · age 67 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Glyn Mitchell Cullen Individual · British · DOB 02/1957 · age 69 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 90C BROOMFIELD ROAD LIMITED→ 10659449 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| A CUBED PROPERTIES LTD→ 13892861 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AAOA REAL ESTATE LTD→ 16440173 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAW PROPERTY LIMITED→ 13140094 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABLIN CONSULT LTD→ 14463608 · est 2022 | — | — | £-130.9k | — | 3y | — | — |
| ABRAHAMS REAL PROPERTY (LONDON) LIMITED→ 08586651 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ABSA PROPERTIES LTD→ 15343532 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCOMMODATION CONNECT LTD→ 15446391 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACDH HOLDINGS LIMITED→ 14324615 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACHAKILI PROPERTIES LIMITED→ 16075082 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACHONDRITE LTD→ 07853761 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ACKLANE INVESTMENTS LTD.→ 03112909 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-08-04
Jurisdictionengland-wales
Primary SIC68320 — Management of real estate on a fee or contract basis
Registered office
Chase Farm Botney Hill
Little Burstead.
Billericay
Essex
CM12 9SJ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01
Officers (3 active · 2 resigned)
Active
CULLEN, Elaine→
Activedirector · ~67y · appointed 2004-08-04
View their other companies + combined net worth →
CULLEN, Glyn Mitchell→
Activedirector · ~69y · appointed 2004-08-04
View their other companies + combined net worth →
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-08-04 · resigned 2004-08-04
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2004-08-04 · resigned 2004-08-04
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 27/05/2005 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (54 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-13
change-account-reference-date-company-previous-extended
accounts · AA01
2024-06-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-19