A G H ELECTRICAL LIMITED
🌳Matureactive
05220773 · ltd · incorporated 2004-09-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£5.6k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Electrical installation
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 56). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 11.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
74 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £5,647
Cash YoY
+24%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£57k
↑ 24% YoY
Net Worth
£6k
↑ 974% YoY
Current Assets
£209k
↓ 35% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £10.3k | £32.5k |
| Current assets | £209.3k | £322.0k |
| Cash | £56.9k | £45.8k |
| Debtors | £152.4k | £276.2k |
| Net assets | £5.6k | £526 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-18🔓Charge satisfied #2
- 2025-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-11🔒Charge registered #3Lender: National Westminster Bank PLC
- 2019-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-13📄change-person-secretary-company-with-change-dateofficers · CH03
- 2018-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-29🔒Charge registered #2Lender: Svenska Handelsbanken Ab (Publ)
- 2017-11-25🔓Charge satisfied #1
- 2015-03-20🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2006-03-07➕GRATRIX, Wayne Michael appointedsecretary
- 2006-03-07➖GRATRIX, Andrea resignedsecretary
- 2004-09-02🏢Company incorporatedAs A G H ELECTRICAL LIMITED
- 2004-09-02➕GRATRIX, Wayne Michael appointeddirector
- 2004-09-02➕HALL, Andrew Richard appointeddirector
- 2004-09-02➕GRATRIX, Andrea appointedsecretary
- 2004-09-02➕WAYNE, Harold appointednominee-secretary
- 2004-09-02➖WAYNE, Harold resignednominee-secretary
- 2004-09-02➕WAYNE, Yvonne appointednominee-director
- 2004-09-02➖WAYNE, Yvonne resignednominee-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Richard Hall Individual · British · DOB 09/1981 · age 45 | — | 25–50% | 25-50% voting | 06/04/2016 |
Mr Wayne Michael Gratrix Individual · British · DOB 12/1970 · age 56 | — | 25–50% | 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST CHOICE DRY RISERS LTD→ 16785796 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A & F FORECOURTS LIMITED→ 06820999 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| A E YATES DIRECTIONAL DRILLING LTD→ 03091495 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| A J DEVELOPMENTS (NW) LIMITED→ 09510803 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| A&H CONSTRUCTION SERVICES LIMITED→ 16747590 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACURTIS ELECTRICAL SERVICES LIMITED→ 16421572 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AD WINDOWS LTD→ 16513341 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADAM LAWSON JOINERY LIMITED→ 10740378 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADC HEAT & PLUMB SOLUTIONS LIMITED→ 15623839 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADDERGOOLE CONSULTANCY LTD→ 15475188 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADMIRAL BUILDING CONTRACTING (ABC) LTD→ 17013249 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADMIRAL PROPERTY DEVELOPMENTS LIMITED→ 12930130 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-09-02
Jurisdictionengland-wales
Primary SIC43210 — Electrical installation
Registered office
Miller House Market Street
Farnworth
Bolton
BL4 7NS
England
Filing status
Accounts
Next due: 2027-12-30
Last made up to: 2026-03-31
Confirmation statement
Next due: 2026-09-16
Last: 2025-09-02
Officers (3 active · 3 resigned)
GRATRIX, Wayne Michael→
Activesecretary · appointed 2006-03-07
View their other companies + combined net worth →
GRATRIX, Wayne Michael→
Activedirector · ~56y · appointed 2004-09-02
View their other companies + combined net worth →
HALL, Andrew Richard→
Activedirector · ~45y · appointed 2004-09-02
View their other companies + combined net worth →
GRATRIX, Andrea→
Resignedsecretary · appointed 2004-09-02 · resigned 2006-03-07
WAYNE, Harold→
Resignednominee-secretary · appointed 2004-09-02 · resigned 2004-09-02
WAYNE, Yvonne→
Resignednominee-director · ~46y · appointed 2004-09-02 · resigned 2004-09-02
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 11/02/2020 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | — | 29/11/2017 | 18/02/2026 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 20/03/2015 | 25/11/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (74 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-07-07
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-17
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-12-23