ELANTIS RISK ENGINEERING LIMITED
🌳Matureactive
05228458 · ltd · incorporated 2004-09-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£361.3k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Risk and damage evaluation
Sector: Financial & insurance
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 21.2y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £361,323
Cash YoY
+53%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£390k
↑ 53% YoY
Net Worth
£361k
↑ 4.9% YoY
Current Assets
£442k
↑ 12% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £361.3k | £344.6k |
| Current assets | £442.0k | £394.9k |
| Cash | £390.1k | £254.7k |
| Debtors | £51.9k | £140.2k |
| Net assets | £361.3k | £344.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-09-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-07📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-08-07📄capital-name-of-class-of-sharescapital · SH08
- 2025-08-07📄resolutionresolution · RESOLUTIONS
- 2025-08-07📄memorandum-articlesincorporation · MA
- 2025-02-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-09-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2005-05-06🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-09-10🏢Company incorporatedAs ELANTIS RISK ENGINEERING LIMITED
- 2004-09-10➕LAVENDER, Michael Ian appointedsecretary
- 2004-09-10➕LAVENDER, Michael Ian appointeddirector
- 2004-09-10➕WHITEHOUSE, Stuart John appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Ian Lavender Individual · British · DOB 11/1962 · age 64 | 25–50% | — | sig. influence25-50% shares · significant influence | 10/09/2016 |
Mr Stuart John Whitehouse Individual · British · DOB 12/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control · trust interest · firm interest | 10/09/2016 |
1 historic (ceased) PSC
- Mrs Elizabeth Christine Lavenderceased 17/09/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| DINACO LTD→ 16655834 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| E L WATSON FINANCIAL PLANNING LIMITED→ 05383444 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
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| EDWIN WOODHOUSE TRUSTEE COMPANY LIMITED→ 00588869 · est 1957 · no financials extracted | — | — | — | — | 68y | — | — |
| EIG CONSULTANCY LTD→ 14643918 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| EL SUPPORT SERVICES LIMITED→ 09522235 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ELEMENTAL CAPITAL LTD→ 09035491 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-09-10
Jurisdictionengland-wales
Primary SIC66210 — Risk and damage evaluation
Registered office
Laurel Bank
Harrogate Road
Huby
LS17 0AQ
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-24
Last: 2025-09-10
Officers (3 active · 0 resigned)
LAVENDER, Michael Ian→
Activesecretary · appointed 2004-09-10
View their other companies + combined net worth →
LAVENDER, Michael Ian→
Activedirector · ~64y · appointed 2004-09-10
View their other companies + combined net worth →
WHITEHOUSE, Stuart John→
Activedirector · ~51y · appointed 2004-09-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 06/05/2005 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (58 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-17
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-08-07
capital-name-of-class-of-shares
capital · SH08
2025-08-07
resolution
resolution · RESOLUTIONS
2025-08-07
memorandum-articles
incorporation · MA
2025-08-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-10
change-person-director-company-with-change-date
officers · CH01
2024-03-19
change-person-director-company-with-change-date
officers · CH01
2024-03-19
change-person-director-company-with-change-date
officers · CH01
2024-03-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-02-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-01-24