ALBERT & FLAHERTY LIMITED
🌳Matureactive
05239743 · ltd · incorporated 2004-09-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
£161.8k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Construction of other civil engineering projects n.e.c.
Sector: Construction
Investor take
PursueActive trading company with a 62-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 19.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £161,796
Key financials
2 years extracted from filed iXBRL accountsCash
£9k
Net Worth
£162k
Current Assets
£340k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Total assets | £194.0k | — |
| Current assets | £340.2k | — |
| Cash | £8.6k | — |
| Debtors | £217.3k | — |
| Net assets | £161.8k | — |
| Average employees | — | 2600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
6
filings
- • 4 persons-with-significant-control
- • 2 officers
Last 90 days
7
filings
- • 4 persons-with-significant-control
- • 2 officers
- • 1 accounts
Last 180 days
7
filings
- • 4 persons-with-significant-control
- • 2 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-07-27➕FLAHERTY, Jonathan Mark appointeddirector
- 2026-07-27➖FLAHERTY, Jonathan Mark resigneddirector
- 2026-07-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-07-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-07-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-07-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-07-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-07-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-05-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-08-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-08-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-05-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-19🔒Charge registered #3Lender: Hsbc UK Bank PLC
- 2019-09-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-09-11🔓Charge satisfied #2
- 2019-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-06-27🔒Charge registered #2Lender: Lonpro Real Estate Holdings Limited
- 2007-03-06🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-09-23🏢Company incorporatedAs ALBERT & FLAHERTY LIMITED
- 2004-09-23➕FLAHERTY, Jonathan Mark appointedsecretary
- 2004-09-23➕ALBERT, Stephen appointeddirector
- 2004-09-23➕AR CORPORATE SERVICES LIMITED appointedcorporate-nominee-secretary
- 2004-09-23➖AR CORPORATE SERVICES LIMITED resignedcorporate-nominee-secretary
- 2004-09-23➕FLAHERTY, Jonathan Mark appointeddirector
- 2004-09-23➕AR NOMINEES LIMITED appointedcorporate-nominee-director
- 2004-09-23➖AR NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ALBERT" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Albert Individual · British · DOB 07/1964 · age 62 | 25–50% | — | 25-50% shares | 29/09/2016 |
Mr Jonathan Mark Flaherty Individual · British · DOB 12/1971 · age 55 | 25–50% | — | 25-50% shares | 29/09/2016 |
2 historic (ceased) PSCs
- Mr Stephen Albertceased 29/09/2016· 25-50% shares
- Mr Jonathan Mark Flahertyceased 29/09/2016· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADK DRYLINING LTD→ 17079812 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCED INVASIVES LTD→ 10080998 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AJ COMMISSIONING LTD→ 16148828 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJ SMITH HOLDINGS LIMITED→ 13340199 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AJC CONTRACTORS LTD→ 11350511 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AJS CONSTRUCTION SOUTH WALES LIMITED→ 16942699 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AJT BUILDERS LIMITED→ 08268388 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AJW CONSTRUCTION (WALES) LIMITED→ 08428275 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| AKOL CARE LTD→ 12676861 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AKROPOL BUILDING SERVICES LTD→ 15579824 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AL-KO PTR TRANS&CO LTD→ 15470418 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALBERT INC LTD→ 13048845 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-09-23
Jurisdictionengland-wales
Primary SIC42990 — Construction of other civil engineering projects n.e.c.
Registered office
Rowan House
Christopher Lane
Merthyr Tydfil
Mid Glamorgan
CF47 0UE
Filing status
Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30
Officers (3 active · 3 resigned)
FLAHERTY, Jonathan Mark→
Activesecretary · appointed 2004-09-23
View their other companies + combined net worth →
ALBERT, Stephen→
Activedirector · ~62y · appointed 2004-09-23
View their other companies + combined net worth →
FLAHERTY, Jonathan Mark→
Activedirector · ~55y · appointed 2026-07-27
View their other companies + combined net worth →
AR CORPORATE SERVICES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-09-23 · resigned 2004-09-23
FLAHERTY, Jonathan Mark→
Resigneddirector · ~55y · appointed 2004-09-23 · resigned 2026-07-27
AR NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2004-09-23 · resigned 2004-09-23
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 19/05/2020 | — | |
| satisfied | Lonpro Real Estate Holdings Lonpro Real Estate Holdings Limited | A registered charge | 1 property | 27/06/2016 | 11/09/2019 | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 06/03/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (63 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-07-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-07-27
termination-director-company-with-name-termination-date
officers · TM01
2026-07-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-07-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-07-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-07-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
change-person-director-company-with-change-date
officers · CH01
2024-09-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-03