OPTIONS FOR CARE LIMITED
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
6 live charges · 3 lenders · oldest 21.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 21.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 82 | 7300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (48 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-18➕SANDHU, Saajid Hussain Khan appointeddirector
- 2018-12-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-08📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-02-03📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2015-01-13📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-01-03➕SANDHU, Rabeena appointeddirector
- 2013-09-27➖SANDHU, Munawar resigneddirector
- 2013-09-13🔓Charge satisfied #6
- 2013-09-13🔓Charge satisfied #5
- 2009-07-03🔓Charge satisfied #4
- 2009-07-03🔓Charge satisfied #3
- 2009-06-30➕SANDHU, Shahid Hussain Khan, Dr appointedsecretary
- 2009-06-30➕SANDHU, Shahid Hussain Khan, Dr appointeddirector
- 2009-06-30➖PRICE, Jennifer resignedsecretary
- 2009-06-30➖PRICE, Gareth resigneddirector
- 2009-06-30➖PRICE, Trevor resigneddirector
- 2009-06-30➕SANDHU, Munawar appointeddirector
- 2009-06-30🔒Charge registered #6Lender: Abdul Razzaq Sandhu
- 2009-06-30🔒Charge registered #5Lender: Abdul Razzaq Sandhu
- 2007-11-14🔓Charge satisfied #2
- 2007-11-14🔓Charge satisfied #1
- 2007-11-12🔒Charge registered #4Lender: Barclays Bank PLC
- 2007-11-12🔒Charge registered #3Lender: Barclays Bank PLC
- 2006-03-20➕PRICE, Gareth appointeddirector
- 2005-03-11🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2005-03-11🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2005-01-10➖FIRMAN, Clive Edward resigneddirector
- 2005-01-10➖HUGHES, Robert William resigneddirector
- 2005-01-10➖PRICE, Gareth resigneddirector
- 2005-01-10➖PRICE, Jennifer resigneddirector
- 2004-09-28🏢Company incorporatedAs OPTIONS FOR CARE LIMITED
- 2004-09-28➕PRICE, Jennifer appointedsecretary
- 2004-09-28➕FIRMAN, Clive Edward appointeddirector
- 2004-09-28➕HUGHES, Robert William appointeddirector
- 2004-09-28➕PRICE, Gareth appointeddirector
- 2004-09-28➕PRICE, Jennifer appointeddirector
- 2004-09-28➕PRICE, Trevor appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Bharrey Changgi Co Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bharrey Changgi Co Ltd Corporate entity | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Abdul Razzaq Sandhu | Legal charge | 1 property | 30/06/2009 | 13/09/2013 | |
| satisfied | Abdul Razzaq Sandhu | Debenture | 1 property | 30/06/2009 | 13/09/2013 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 2 properties | 12/11/2007 | 03/07/2009 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 12/11/2007 | 03/07/2009 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 3 properties | 11/03/2005 | 14/11/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 11/03/2005 | 14/11/2007 |