BRIGHT FUTURE FINANCE LIMITED

💤Zombieactive
05248953 · ltd · incorporated 2004-10-04
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65110Life insurance
Investor take
Pursue
Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 2 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Oct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-10-312023-10-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-07-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-07-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2023-07-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2022-07-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2021-08-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2020-07-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2020-07-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2020-07-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2019-08-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2018-07-31
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2017-07-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2016-07-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2015-10-14
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-08-25
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2015-07-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2014-04-28
    ➖
    STILL, Alison Clare resigned
    secretary
  17. 2014-04-28
    ➖
    STILL, Alison Clare resigned
    director
  18. 2004-10-04
    🏢
    Company incorporated
    As BRIGHT FUTURE FINANCE LIMITED
  19. 2004-10-04
    ➕
    STILL, David Mark appointed
    director
  20. 2004-10-04
    ➕
    STILL, Alison Clare appointed
    secretary
  21. 2004-10-04
    ➕
    SECRETARIAL APPOINTMENTS LIMITED appointed
    corporate-nominee-secretary
  22. 2004-10-04
    ➖
    SECRETARIAL APPOINTMENTS LIMITED resigned
    corporate-nominee-secretary
  23. 2004-10-04
    ➕
    STILL, Alison Clare appointed
    director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr David Mark Still
Individual · British · DOB 09/1963 · age 63
75–100%
75–100%board control75-100% shares · 75-100% voting · board control01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2004-10-04
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

1 Bird Farm Road
Fulbourn
Cambridge
CB21 5DP
England

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-17
Last: 2025-10-03

Officers (1 active · 3 resigned)

STILL, David Mark→
director · ~63y · appointed 2004-10-04
View their other companies + combined net worth →
Active
STILL, Alison Clare→
secretary · appointed 2004-10-04 · resigned 2014-04-28
Resigned
SECRETARIAL APPOINTMENTS LIMITED→
corporate-nominee-secretary · appointed 2004-10-04 · resigned 2004-10-04
Resigned
STILL, Alison Clare→
director · ~60y · appointed 2004-10-04 · resigned 2014-04-28
Resigned

Click a director name to see their full track record across all companies.

Recent filings (52 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-03
accounts-with-accounts-type-dormant
accounts · AA
2025-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-08
accounts-with-accounts-type-dormant
accounts · AA
2024-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-11
accounts-with-accounts-type-dormant
accounts · AA
2023-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-24
accounts-with-accounts-type-dormant
accounts · AA
2022-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-10
accounts-with-accounts-type-dormant
accounts · AA
2021-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-07-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-07-21
accounts-with-accounts-type-dormant
accounts · AA
2020-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-06