ALDRIDGE SUPPLY & FINANCE LIMITED
🌳Matureactive
05312529 · ltd · incorporated 2004-12-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£76.4k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 65-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (4 active, 8 linked, 5 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
74 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £76,392
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£76k
↑ 21% YoY
Current Assets
£226k
↑ 6.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £77.6k | £64.5k |
| Current assets | £226.1k | £213.3k |
| Net assets | £76.4k | £63.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-08-19📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-02➕COTTERILL, Jeremy Stuart appointeddirector
- 2025-05-02➖COTTERILL, Gerald Roger resigneddirector
- 2025-05-02➖COTTERILL, Jeremy Stuart resigneddirector
- 2025-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-24📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2023-11-24📍change-sail-address-company-with-new-addressaddress · AD02
- 2023-11-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-22📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-22📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-04-01➕COTTERILL, Lisa appointeddirector
- 2004-12-14🏢Company incorporatedAs ALDRIDGE SUPPLY & FINANCE LIMITED
- 2004-12-14➕COTTERILL, Lee David appointedsecretary
- 2004-12-14➕COTTERILL, Lee David appointeddirector
- 2004-12-14➕BRITANNIA COMPANY FORMATIONS LIMITED appointedcorporate-nominee-secretary
- 2004-12-14➖BRITANNIA COMPANY FORMATIONS LIMITED resignedcorporate-nominee-secretary
- 2004-12-14➕COTTERILL, Gerald Roger appointeddirector
- 2004-12-14➕COTTERILL, Jeremy Stuart appointeddirector
- 2004-12-14➕DEANSGATE COMPANY FORMATIONS LIMITED appointedcorporate-nominee-director
- 2004-12-14➖DEANSGATE COMPANY FORMATIONS LIMITED resignedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lisa Cotterill Individual · British · DOB 06/1968 · age 58 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Lee David Cotterill Individual · British · DOB 04/1961 · age 65 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| BEECH MILL INVESTMENTS LIMITED→ 16812126 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BESPOKE ADVISORY SERVICES LIMITED→ 09878321 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BESPOKE COMMERCIAL FINANCE LIMITED→ 11194757 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BIZNET SOLUTIONS LTD→ 16944102 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BK ASSETS LIMITED→ 16212299 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACK BOOK & CO. LTD→ 15780168 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACKOX VENTURES LIMITED→ 13410281 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BLACKROOT LIMITED→ 06899170 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BLACKSTAR MORTGAGES LTD→ 14661479 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BLOSSOMFIELD MORTGAGES LTD→ 12143408 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BLUE FISH PARTNERSHIP LIMITED→ 06875588 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| BLUE INDEMNITY BROKERS LIMITED→ 16508351 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-12-14
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
Holly House Shady Lane
Great Barr
Birmingham
B44 9ER
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-29
Last: 2025-12-15
Officers (4 active · 4 resigned)
COTTERILL, Lee David→
Activesecretary · appointed 2004-12-14
View their other companies + combined net worth →
COTTERILL, Jeremy Stuart→
Activedirector · ~59y · appointed 2025-05-02
View their other companies + combined net worth →
COTTERILL, Lee David→
Activedirector · ~65y · appointed 2004-12-14
View their other companies + combined net worth →
COTTERILL, Lisa→
Activedirector · ~58y · appointed 2014-04-01
View their other companies + combined net worth →
BRITANNIA COMPANY FORMATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-12-14 · resigned 2004-12-14
COTTERILL, Gerald Roger→
Resigneddirector · ~87y · appointed 2004-12-14 · resigned 2025-05-02
COTTERILL, Jeremy Stuart→
Resigneddirector · ~59y · appointed 2004-12-14 · resigned 2025-05-02
DEANSGATE COMPANY FORMATIONS LIMITED→
Resignedcorporate-nominee-director · appointed 2004-12-14 · resigned 2004-12-14
Click a director name to see their full track record across all companies.
Recent filings (74 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-17
change-person-director-company-with-change-date
officers · CH01
2025-08-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-19
appoint-person-director-company-with-name-date
officers · AP01
2025-05-07
termination-director-company-with-name-termination-date
officers · TM01
2025-05-07
termination-director-company-with-name-termination-date
officers · TM01
2025-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-19
move-registers-to-sail-company-with-new-address
address · AD03
2023-11-24
change-sail-address-company-with-new-address
address · AD02
2023-11-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-21