ACTIV COMMERCIAL LTD
Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 6 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
8 live charges · 2 lenders · oldest 21.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-02 |
|---|---|
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (37 events)Click to expand
- 2026-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-19📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-04-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-02📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-10-04📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-06-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-06-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-10-04📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2022-09-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-09-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2009-01-01➖RALSTON, Judith resignedsecretary
- 2008-11-17🔓Charge satisfied #2
- 2008-11-17🔓Charge satisfied #1
- 2008-11-07🔒Charge registered #8Lender: Lloyds Tsb Bank PLC
- 2008-10-23🔒Charge registered #7Lender: Lloyds Tsb Bank PLC
- 2008-10-23🔒Charge registered #6Lender: Lloyds Tsb Bank PLC
- 2008-06-17🔒Charge registered #5Lender: Lloyds Tsb Bank PLC
- 2008-03-11🔒Charge registered #4Lender: Lloyds Tsb Bank PLC
- 2008-01-28🔒Charge registered #3Lender: Lloyds Tsb Bank PLC
- 2007-09-24➖CLARK, Caroline resignedsecretary
- 2007-09-24➕RALSTON, Judith appointedsecretary
- 2006-06-30➖CLARK, Matthew Campbell resignedsecretary
- 2005-09-05🔒Charge registered #2Lender: Hsbc Bank PLC
- 2004-12-23🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-12-15🏢Company incorporatedAs ACTIV COMMERCIAL LTD
- 2004-12-15➕CLARK, Matthew Campbell appointeddirector
- 2004-12-15➕CLARK, Caroline appointedsecretary
- 2004-12-15➕CLARK, Matthew Campbell appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Uk Activ Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Uk Activ Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 15/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 07/11/2008 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 23/10/2008 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 23/10/2008 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 17/06/2008 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 11/03/2008 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 28/01/2008 | — | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 05/09/2005 | 17/11/2008 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 23/12/2004 | 17/11/2008 |