DATUM FINANCE LIMITED

🌳Matureactive

05336139 · ltd · incorporated 2005-01-18

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 21.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2024

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Conservative operator with a 77-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (85/100).

🏦

Refinance opportunity

1 live charge · oldest 21.1y

75/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 21.1 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

9 officers (2 active, 9 linked, 6 with DOB)

Ownership & PSC

0 active PSC(s) of 1 total, 1 with control declared

Director network

14 connected companies via shared directors

Filing history

72 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £43,395

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-09-30
Profit before tax	£43.4k
Average employees	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 persons-with-significant-control
• 1 officers

Last 180 days

filings

• 1 persons-with-significant-control
• 1 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (33 events)Click to expand

2026-03-19
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-07
➖
FORT OBE, Edward Sagar resigned
director
2025-06-30
📄
accounts-with-accounts-type-full
accounts · AA
2024-07-08
📄
accounts-with-accounts-type-small
accounts · AA
2023-07-12
📄
accounts-with-accounts-type-small
accounts · AA
2022-11-07
📄
accounts-with-accounts-type-small
accounts · AA
2021-07-12
📄
accounts-with-accounts-type-small
accounts · AA
2020-10-06
📄
accounts-with-accounts-type-small
accounts · AA
2019-07-02
📄
accounts-with-accounts-type-small
accounts · AA
2018-08-07
📄
accounts-with-accounts-type-small
accounts · AA
2017-07-11
📄
accounts-with-accounts-type-small
accounts · AA
2016-11-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2016-11-24
➕
DRURY, Edward Martin appointed
director
2016-07-05
📄
accounts-with-accounts-type-full
accounts · AA
2016-01-22
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-07-06
📄
accounts-with-accounts-type-full
accounts · AA
2014-11-06
➖
FRIEDLANDER, Susan resigned
director
2009-11-17
➖
EDDY, Helen Alexandra resigned
director
2009-10-21
➕
JELFS, Steven Derek appointed
director
2009-08-13
➖
CADWALLADER, Derek resigned
secretary
2009-08-13
➖
CADWALLADER, Derek resigned
director
2008-03-28
➕
EDDY, Helen Alexandra appointed
director
2005-04-05
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2005-02-01
➕
FRIEDLANDER, Susan appointed
director
2005-01-21
➕
CADWALLADER, Derek appointed
secretary
2005-01-21
➖
DRURY, Eward Martin resigned
secretary
2005-01-21
➕
CADWALLADER, Derek appointed
director
2005-01-18
🏢
Company incorporated
As DATUM FINANCE LIMITED
2005-01-18
➕
DRURY, Eward Martin appointed
secretary
2005-01-18
➕
SWIFT INCORPORATIONS LIMITED appointed
corporate-nominee-secretary
2005-01-18
➖
SWIFT INCORPORATIONS LIMITED resigned
corporate-nominee-secretary
2005-01-18
➕
FORT OBE, Edward Sagar appointed
director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

89/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 17 years.
secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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DARWEN TERRACOTTA TRUSTEE LIMITED→ 16963308 · est 2026 · no financials extracted	—	—	—	—	—	—	—
DAVID TELFORD MORTGAGES LTD→ 06416975 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
DEALVIC FINANCE LIMITED→ 00560794 · est 1956 · no financials extracted	—	—	—	—	70y	—	—
DEVJAM PROPERTIES LTD→ 16361508 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
DICKINSON & COMPANY LIMITED→ 04350802 · est 2002 · no financials extracted	—	—	—	—	24y	—	—
DIRECT INVESTMENT GROUP LTD→ 15908879 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
DLA FINANCIAL SERVICES LIMITED→ 06989400 · est 2009 · no financials extracted	—	—	—	—	16y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2005-01-18

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Calder Vale Park Simonstone Lane

Simonstone

Burnley

Lancashire

BB12 7ND

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-09-30

Confirmation statement

Next due: 2027-02-01

Last: 2026-01-18

Officers (2 active · 7 resigned)

DRURY, Edward Martin→

director · ~77y · appointed 2016-11-24

View their other companies + combined net worth →

Active

JELFS, Steven Derek→

director · ~63y · appointed 2009-10-21

View their other companies + combined net worth →

Active

CADWALLADER, Derek→

secretary · appointed 2005-01-21 · resigned 2009-08-13

Resigned

DRURY, Eward Martin→

secretary · appointed 2005-01-18 · resigned 2005-01-21

Resigned

SWIFT INCORPORATIONS LIMITED→

corporate-nominee-secretary · appointed 2005-01-18 · resigned 2005-01-18

Resigned

CADWALLADER, Derek→

director · ~83y · appointed 2005-01-21 · resigned 2009-08-13

Resigned

EDDY, Helen Alexandra→

director · ~51y · appointed 2008-03-28 · resigned 2009-11-17

Resigned

FORT OBE, Edward Sagar→

director · ~89y · appointed 2005-01-18 · resigned 2026-03-07

Resigned

FRIEDLANDER, Susan→

director · ~81y · appointed 2005-02-01 · resigned 2014-11-06

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	National Westminster Bank National Westminster Bank PLC	Debenture	1 property	05/04/2005	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (72 total)

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2026-03-19

termination-director-company-with-name-termination-date

officers · TM01

2026-03-19