ADVICE ON WEALTH LTD
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 0.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 0.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 |
|---|---|
| Average employees | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 5 officers
- • 3 persons-with-significant-control
- • 1 mortgage
Corporate timeline (35 events)Click to expand
- 2026-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-14🔒Charge registered #1Lender: 2 Plan Wealth Management Limited
- 2026-02-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-02-12📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-02-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-12📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-02-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-02-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-02-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-10➕TATED, Yogeshkumar Khimraj appointedsecretary
- 2026-02-10➕TATED, Yogeshkumar Khimraj appointeddirector
- 2026-02-10➖TESCH, Samantha resignedsecretary
- 2026-02-10➖PUIG, Ramon Javier resigneddirector
- 2026-02-10➖TESCH, Samantha Claire resigneddirector
- 2026-01-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-17📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2024-12-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-11📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-07-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-11📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2012-04-04➖LYNE, Amanda resignedsecretary
- 2012-04-04➕TESCH, Samantha appointedsecretary
- 2011-08-03➕TESCH, Samantha Claire appointeddirector
- 2005-01-28🏢Company incorporatedAs ADVICE ON WEALTH LTD
- 2005-01-28➕LYNE, Amanda appointedsecretary
- 2005-01-28➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2005-01-28➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2005-01-28➕PUIG, Ramon Javier appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: TESCH, Samantha resigned 2026-02-10; PUIG, Ramon Javier resigned 2026-02-10; TESCH, Samantha Claire resigned 2026-02-10
Group structure
Kyrann Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Kyrann Holdings Ltd Corporate entity | 75–100% | — | 75-100% shares | 10/02/2026 |
2 historic (ceased) PSCs
- Mrs Samantha Claire Teschceased 10/02/2026· 25-50% shares · 25-50% voting
- Mr Ramon Javier Puigceased 10/02/2026· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | 2 Plan Wealth Management 2 Plan Wealth Management Limited | A registered charge | — | 14/05/2026 | — |