ALBION INNS LIMITED
🌳Matureactive
05348272 · ltd · incorporated 2005-01-31
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
PursueActive trading company with a 74-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (93/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
9 live charges · 3 lenders · oldest 20.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 20.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 3 with DOB)
78
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
- 2026-01-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-09📄change-person-secretary-company-with-change-dateofficers · CH03
- 2026-01-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-14📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-09-17📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-30📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-07-30📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-07-06📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-07-02➕GILLIS, Ita appointedsecretary
- 2020-07-02➖HIGGINS, James Stephen resignedsecretary
- 2020-07-02➖HIGGINS, James Stephen resigneddirector
- 2015-10-06🔓Charge satisfied #9
- 2015-06-01➕HIGGINS, James Stephen appointeddirector
- 2015-01-16🔓Charge satisfied #8
- 2015-01-16🔓Charge satisfied #7
- 2015-01-16🔓Charge satisfied #5
- 2015-01-16🔓Charge satisfied #6
- 2015-01-16🔓Charge satisfied #4
- 2015-01-16🔓Charge satisfied #3
- 2015-01-16🔓Charge satisfied #2
- 2015-01-16🔓Charge satisfied #1
- 2014-12-22🔒Charge registered #9Lender: Sanne Fiduciary Services Limited as Security Trustee
- 2013-06-28🔒Charge registered #8Lender: The Governor and Company of the Bank of Ireland
- 2013-06-28🔒Charge registered #7Lender: The Governor and Company of the Bank of Ireland
- 2009-10-28🔒Charge registered #5Lender: The Governor and Company of the Bank of Ireland
- 2009-10-20🔒Charge registered #6Lender: The Governor & Company of the Bank of Ireland
- 2006-12-12🔒Charge registered #4Lender: The Governor and Company of the Bank of Ireland
- 2006-10-31➕HIGGINS, James Stephen appointedsecretary
- 2006-10-31➖LAVERTY, Eamonn Francis resignedsecretary
- 2006-04-07🔒Charge registered #3Lender: The Governor and Company of the Bank of Ireland
- 2006-04-07🔒Charge registered #2Lender: The Governor and Company of the Bank of Ireland
- 2006-04-07🔒Charge registered #1Lender: The Governor and Company of the Bank of Ireland
- 2005-03-08➕LAVERTY, Eamonn Francis appointeddirector
- 2005-03-08➕LAVERTY, Mary Margaret appointeddirector
- 2005-03-08➕LAVERTY, Eamonn Francis appointedsecretary
- 2005-03-08➖NORHAM HOUSE SECRETARY LIMITED resignedcorporate-secretary
- 2005-03-08➖NORHAM HOUSE DIRECTOR LIMITED resignedcorporate-director
- 2005-01-31🏢Company incorporatedAs ALBION INNS LIMITED
- 2005-01-31➕NORHAM HOUSE SECRETARY LIMITED appointedcorporate-secretary
- 2005-01-31➕NORHAM HOUSE DIRECTOR LIMITED appointedcorporate-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · WC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.L EVERGREEN LTD→ 12149556 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AJM ACCESS LTD→ 16198003 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AK CONSTRUCTION SW LTD→ 15654479 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AKAURN DEVELOPMENT LTD→ 15746724 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AKDIL-HOME LTD→ 12687124 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AKKO ELECTRICAL LTD→ 15704785 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALBION BELMONT LTD→ 16677908 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBORZ DEVELOPMENT LTD→ 16460864 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALESSIA TUDOR LTD→ 10033386 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ALEX DA SILVA LTD→ 16843612 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALEXADRIAN CARPENTER LTD→ 10595520 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ALEXI CONSTRUCTION LIMITED→ 15181826 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-01-31
Jurisdictionengland-wales
Primary SIC41201 — Construction of commercial buildings
Registered office
Drury Works
4 Parker Street
London
WC2B 5PH
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-03-09
Last: 2026-02-23
Officers (3 active · 5 resigned)
Active
LAVERTY, Eamonn Francis→
Activedirector · ~74y · appointed 2005-03-08
View their other companies + combined net worth →
LAVERTY, Mary Margaret→
Activedirector · ~74y · appointed 2005-03-08
View their other companies + combined net worth →
HIGGINS, James Stephen→
Resignedsecretary · appointed 2006-10-31 · resigned 2020-07-02
LAVERTY, Eamonn Francis→
Resignedsecretary · appointed 2005-03-08 · resigned 2006-10-31
NORHAM HOUSE SECRETARY LIMITED→
Resignedcorporate-secretary · appointed 2005-01-31 · resigned 2005-03-08
HIGGINS, James Stephen→
Resigneddirector · ~56y · appointed 2015-06-01 · resigned 2020-07-02
NORHAM HOUSE DIRECTOR LIMITED→
Resignedcorporate-director · appointed 2005-01-31 · resigned 2005-03-08
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
0
Outstanding
0
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Sanne Fiduciary Services as Security Trustee Sanne Fiduciary Services Limited as Security Trustee | A registered charge | 1 property | 22/12/2014 | 06/10/2015 | |
| satisfied | The Governor and Company of the Bank of Ireland | A registered charge | 1 property | 28/06/2013 | 16/01/2015 | |
| satisfied | The Governor and Company of the Bank of Ireland | A registered charge | 1 property | 28/06/2013 | 16/01/2015 | |
| satisfied | The Governor and Company of the Bank of Ireland | Supplemental deed to an assignment of rents | 1 property | 28/10/2009 | 16/01/2015 | |
| satisfied | The Governor & Company of the Bank of Ireland | Debenture | 1 property | 20/10/2009 | 16/01/2015 | |
| satisfied | The Governor and Company of the Bank of Ireland | Charge | 2 properties | 12/12/2006 | 16/01/2015 | |
| satisfied | The Governor and Company of the Bank of Ireland | Charge | 2 properties | 07/04/2006 | 16/01/2015 | |
| satisfied | The Governor and Company of the Bank of Ireland | Assignment of rents | 2 properties | 07/04/2006 | 16/01/2015 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 07/04/2006 | 16/01/2015 |
Recent filings (104 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-09
change-person-secretary-company-with-change-date
officers · CH03
2026-01-09
change-person-director-company-with-change-date
officers · CH01
2026-01-09
change-person-director-company-with-change-date
officers · CH01
2026-01-09
change-person-director-company-with-change-date
officers · CH01
2025-11-17
change-person-director-company-with-change-date
officers · CH01
2025-11-17
change-person-secretary-company-with-change-date
officers · CH03
2025-11-14
change-account-reference-date-company-current-extended
accounts · AA01
2025-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-18