ASHCOURT GROUP CAPITAL LIMITED

💤Zombieactive
05352211 · ltd · incorporated 2005-02-03
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£151.5k
book net assets
Opportunity
70/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

8 live charges · 6 lenders · oldest 19.9y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 19.9 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £151,508

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£152k
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-07-31
Total assets£151.5k
Debtors£329.6k
Net assets£151.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
  1. 2026-04-28
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  2. 2026-01-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-01-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2026-01-08
    🔓
    Charge satisfied #7
  5. 2025-12-30
    🔒
    Charge registered #8
    Lender: Charles Street Commercial Investments Limited
  6. 2025-07-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-07-31
    🔒
    Charge registered #7
    Lender: Ch NO1 LTD
  8. 2025-03-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2025-01-29
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  10. 2025-01-18
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  11. 2025-01-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2025-01-14
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  13. 2025-01-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2024-07-06
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  15. 2024-07-02
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  16. 2023-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2023-03-14
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2023-03-14
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2023-03-14
    🔓
    Charge satisfied #6
  20. 2023-03-14
    🔓
    Charge satisfied #5
  21. 2022-08-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2022-08-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2022-08-19
    🔒
    Charge registered #6
    Lender: A Shade Greener Finance F1 Limited
  24. 2022-08-19
    🔒
    Charge registered #5
    Lender: A Shade Greener Finance F1 Limited
  25. 2022-07-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  26. 2022-07-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  27. 2022-07-20
    🔓
    Charge satisfied #4
  28. 2022-07-20
    🔓
    Charge satisfied #3
  29. 2022-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  30. 2020-07-07
    🔒
    Charge registered #4
    Lender: Toscafund Gp Limited as Security Trustee for the Secured Parties (Security Agent)
  31. 2019-07-04
    🔒
    Charge registered #3
    Lender: Toscafund Gp Limited as Security Trustee for the Secured Parties (Security Agent)
  32. 2016-05-04
    🔓
    Charge satisfied #2
  33. 2016-05-04
    🔓
    Charge satisfied #1
  34. 2014-07-11
    ➕
    BOUSFIELD, Kurt James appointed
    secretary
  35. 2014-07-11
    ➕
    BOUSFIELD, Kurt James Nicholas appointed
    director
  36. 2014-07-11
    ➖
    MCNIVEN, Stuart Hamish resigned
    secretary
  37. 2014-07-11
    ➖
    BOUSFIELD, Robert James Nelson resigned
    director
  38. 2014-07-11
    ➖
    MCNIVEN, Stuart Hamish resigned
    director
  39. 2007-01-11
    ➖
    WELBURN, Clive Richard resigned
    director
  40. 2006-09-27
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  41. 2006-08-28
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  42. 2006-03-31
    ➕
    BOUSFIELD, Robert James Nelson appointed
    director
  43. 2005-02-03
    🏢
    Company incorporated
    As ASHCOURT GROUP CAPITAL LIMITED
  44. 2005-02-03
    ➕
    MCNIVEN, Stuart Hamish appointed
    secretary
  45. 2005-02-03
    ➕
    WATERLOW SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  46. 2005-02-03
    ➖
    WATERLOW SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  47. 2005-02-03
    ➕
    MCNIVEN, Stuart Hamish appointed
    director
  48. 2005-02-03
    ➕
    WELBURN, Clive Richard appointed
    director
  49. 2005-02-03
    ➕
    WATERLOW NOMINEES LIMITED appointed
    corporate-nominee-director
  50. 2005-02-03
    ➖
    WATERLOW NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 12 years.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-01-29: certificate-change-of-name-company

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Kurt James Nicholas Bousfield
Individual · British · DOB 12/1983 · age 43
75–100%
75–100%board control75-100% shares · 75-100% voting · board control04/09/2020
2 historic (ceased) PSCs
  • Ashcourt Group Limitedceased 04/09/2020· 75-100% shares · 75-100% voting · board control
  • Ashcourt Contracts Limitedceased 03/07/2019· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · YO postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
FIRST SOVEREIGN PROJECTS LIMITED→
12591799 · est 2020 · no financials extracted
————5y——
GROW INVEST LTD→
13304561 · est 2021 · no financials extracted
————5y——
GROWTH PARTNER VENTURES LIMITED→
15581319 · est 2024 · no financials extracted
————2y——
GW FINANCIAL MANAGEMENT LTD→
07937117 · est 2012 · no financials extracted
————14y——
HALLGARTH WEALTH PLANNING (YORKSHIRE) LTD→
11923820 · est 2019 · no financials extracted
————7y——
HARPIN FINCO LIMITED→
14541666 · est 2022 · no financials extracted
————3y——
HINCHLIFFE FINANCIAL SERVICES LTD→
13759451 · est 2021 · no financials extracted
————4y——
HSEINVESTMENTS LIMITED→
07424370 · est 2010 · no financials extracted
————15y——
I.T. SPARK LIMITED→
11285474 · est 2018 · no financials extracted
————8y——
I24 INVESTMENTS LIMITED→
16013697 · est 2024 · no financials extracted
————1y——
INFINITE FINANCIAL LIMITED→
14011194 · est 2022 · no financials extracted
————4y——
INSURE IT ANGELS LTD→
10854536 · est 2017 · no financials extracted
————8y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-02-03
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account

Registered office

Ashcourt Group
Halifax Way
Pocklington
YO42 1NR
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-07-31
Confirmation statement
Next due: 2027-07-01
Last: 2026-06-17

Officers (2 active · 6 resigned)

BOUSFIELD, Kurt James→
secretary · appointed 2014-07-11
View their other companies + combined net worth →
Active
BOUSFIELD, Kurt James Nicholas→
director · ~43y · appointed 2014-07-11
View their other companies + combined net worth →
Active
MCNIVEN, Stuart Hamish→
secretary · appointed 2005-02-03 · resigned 2014-07-11
Resigned
WATERLOW SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2005-02-03 · resigned 2005-02-03
Resigned
BOUSFIELD, Robert James Nelson→
director · ~80y · appointed 2006-03-31 · resigned 2014-07-11
Resigned
MCNIVEN, Stuart Hamish→
director · ~67y · appointed 2005-02-03 · resigned 2014-07-11
Resigned
WELBURN, Clive Richard→
director · ~70y · appointed 2005-02-03 · resigned 2007-01-11
Resigned
WATERLOW NOMINEES LIMITED→
corporate-nominee-director · appointed 2005-02-03 · resigned 2005-02-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
1
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Charles Street Commercial Investments
Charles Street Commercial Investments Limited
A registered charge—30/12/2025—
satisfied
Ch NO1
Ch NO1 LTD
A registered charge—31/07/202508/01/2026
satisfied
A Shade Greener Finance F1
A Shade Greener Finance F1 Limited
A registered charge—19/08/202214/03/2023
satisfied
A Shade Greener Finance F1
A Shade Greener Finance F1 Limited
A registered charge1 property19/08/202214/03/2023
satisfied
Toscafund Gp as Security Trustee for the Secured Parties (Security Agent)
Toscafund Gp Limited as Security Trustee for the Secured Parties (Security Agent)
A registered charge1 property07/07/202020/07/2022
satisfied
Toscafund Gp as Security Trustee for the Secured Parties (Security Agent)
Toscafund Gp Limited as Security Trustee for the Secured Parties (Security Agent)
A registered charge1 property04/07/201920/07/2022
satisfied
Virgin Money
Clydesdale Bank PLC
Legal mortgage1 property27/09/200604/05/2016
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Debenture1 property28/08/200604/05/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (102 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-18
change-account-reference-date-company-previous-extended
accounts · AA01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-08
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-18
certificate-change-of-name-company
change-of-name · CERTNM
2025-01-29
gazette-filings-brought-up-to-date
gazette · DISS40
2025-01-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-17
gazette-notice-compulsory
gazette · GAZ1
2025-01-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-18
gazette-filings-brought-up-to-date
gazette · DISS40
2024-07-06
gazette-notice-compulsory
gazette · GAZ1
2024-07-02