CROSSROADS GROUP LIMITED
🌳Matureactive
05363841 · ltd · incorporated 2005-02-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window opening · medium confidence
More negotiable than before — 1 signals weakening over the last 30 days.
- · Hygiene score: 90 → 85
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days
Picture worsened over the last 30 days — 1 negative signal vs 0 positive.
- ↓Hygiene score: 90 → 85
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 45190
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 45200SIC 45200
- 45320Retail trade of motor vehicle parts and accessories
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 20.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 20.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
16 officers (4 active, 16 linked, 13 with DOB)
86
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
No filing history
0
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Corporate timeline (39 events)Click to expand
- 2024-04-05🔓Charge satisfied #5
- 2021-02-01🔓Charge satisfied #4
- 2021-01-28🔒Charge registered #5Lender: The Cronin Family Investment Company Limited (Crn: 10097338)
- 2019-06-01➕CROWLEY, David appointeddirector
- 2019-06-01➖LEGG, Gareth resigneddirector
- 2019-06-01➖OTTLEY, Keith resigneddirector
- 2018-05-03➖FLETCHER, Andrew Richard resignedsecretary
- 2018-05-03➖FLETCHER, Andrew Richard resigneddirector
- 2018-05-03🔒Charge registered #4Lender: Andrew Richard Fletcher
- 2017-12-04🔓Charge satisfied #3
- 2017-12-04🔓Charge satisfied #2
- 2017-12-04🔓Charge satisfied #1
- 2017-06-01➕BULPITT, Jayne Michelle appointeddirector
- 2017-06-01➕COWEN, James Andrew appointeddirector
- 2017-06-01➕OTTLEY, Keith appointeddirector
- 2014-01-10➖BRADLEY, Keith Arthur resigneddirector
- 2014-01-10➖LIMB, Patrick Kevan resigneddirector
- 2013-08-30➖KEANE, Bernard Patrick resigneddirector
- 2013-08-30➕LEGG, Gareth appointeddirector
- 2012-02-24🔒Charge registered #3Lender: Hsbc Bank PLC
- 2010-07-30🔒Charge registered #2Lender: Hsbc Bank PLC (The "Lender")
- 2009-05-29➖MEDDES, Kenneth Sydney resigneddirector
- 2007-09-03➕KEANE, Bernard Patrick appointeddirector
- 2007-01-31➖PLOWS, Ernest Michael resigneddirector
- 2006-12-15➖AUCKLAND, Robert Michael resigneddirector
- 2005-09-01➕MEDDES, Kenneth Sydney appointeddirector
- 2005-08-23➕AUCKLAND, Robert Michael appointeddirector
- 2005-08-23➕BRADLEY, Keith Arthur appointeddirector
- 2005-08-23➕LIMB, Patrick Kevan appointeddirector
- 2005-08-23➕PLOWS, Ernest Michael appointeddirector
- 2005-08-23🔒Charge registered #1Lender: Hsbc Bank PLC
- 2005-08-19➕CRONIN, Martin James appointeddirector
- 2005-08-19➕FLETCHER, Andrew Richard appointedsecretary
- 2005-08-19➖LUPFAW SECRETARIAL LIMITED resignedcorporate-secretary
- 2005-08-19➕FLETCHER, Andrew Richard appointeddirector
- 2005-08-19➖LUPFAW FORMATIONS LIMITED resignedcorporate-director
- 2005-02-14🏢Company incorporatedAs CROSSROADS GROUP LIMITED
- 2005-02-14➕LUPFAW SECRETARIAL LIMITED appointedcorporate-secretary
- 2005-02-14➕LUPFAW FORMATIONS LIMITED appointedcorporate-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Martin James Cronin Individual · British · DOB 04/1965 · age 61 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 01/10/2016 |
3 historic (ceased) PSCs
- The Cronin Family Investment Company Limitedceased 08/03/2021· 75-100% shares · 75-100% voting · board control
- Mr Andrew Richard Fletcherceased 02/05/2018· 25-50% shares · 25-50% voting · board control
- Hartshorne Crossroads Group Limitedceased 01/10/2016· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ACE STAR PARTS LTD→ 14999507 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| APPLEYARD RIPPON LIMITED→ 12081443 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AROMEDICSANGLIA LTD→ 15774564 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AT COMMERCIAL SERVICES LTD→ 15514521 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AUTO BODYCARE SOLUTIONS LTD→ 11549747 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AUTO HAUS CARBON LTD→ 16298134 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AUTOCARE DEWSBURY LTD→ 05309056 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AUTOHAUS KERN SERVICE LTD→ 05535222 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| AUTOWORLD CARS LTD→ 15554457 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AVANTI TRADERS LIMITED→ 15850524 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AW SYKES MOTORCYCLES LIMITED→ 06711762 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AWP CAR SALES LTD→ 08606471 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-02-14
Jurisdictionengland-wales
Primary SIC45190 — SIC 45190
Registered office
Pheasant Drive
Birstall
Batley
West Yorkshire
WF17 9LR
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-28
Last: 2026-05-14
Officers (4 active · 12 resigned)
BULPITT, Jayne Michelle→
Activedirector · ~56y · appointed 2017-06-01
View their other companies + combined net worth →
COWEN, James Andrew→
Activedirector · ~40y · appointed 2017-06-01
View their other companies + combined net worth →
CRONIN, Martin James→
Activedirector · ~61y · appointed 2005-08-19
View their other companies + combined net worth →
CROWLEY, David→
Activedirector · ~60y · appointed 2019-06-01
View their other companies + combined net worth →
FLETCHER, Andrew Richard→
Resignedsecretary · appointed 2005-08-19 · resigned 2018-05-03
LUPFAW SECRETARIAL LIMITED→
Resignedcorporate-secretary · appointed 2005-02-14 · resigned 2005-08-19
AUCKLAND, Robert Michael→
Resigneddirector · ~76y · appointed 2005-08-23 · resigned 2006-12-15
BRADLEY, Keith Arthur→
Resigneddirector · ~66y · appointed 2005-08-23 · resigned 2014-01-10
FLETCHER, Andrew Richard→
Resigneddirector · ~70y · appointed 2005-08-19 · resigned 2018-05-03
KEANE, Bernard Patrick→
Resigneddirector · ~72y · appointed 2007-09-03 · resigned 2013-08-30
LEGG, Gareth→
Resigneddirector · ~47y · appointed 2013-08-30 · resigned 2019-06-01
LIMB, Patrick Kevan→
Resigneddirector · ~65y · appointed 2005-08-23 · resigned 2014-01-10
MEDDES, Kenneth Sydney→
Resigneddirector · ~78y · appointed 2005-09-01 · resigned 2009-05-29
OTTLEY, Keith→
Resigneddirector · ~60y · appointed 2017-06-01 · resigned 2019-06-01
PLOWS, Ernest Michael→
Resigneddirector · ~77y · appointed 2005-08-23 · resigned 2007-01-31
LUPFAW FORMATIONS LIMITED→
Resignedcorporate-director · appointed 2005-02-14 · resigned 2005-08-19
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | The Cronin Family Investment Company (Crn: 10097338) The Cronin Family Investment Company Limited (Crn: 10097338) | A registered charge | — | 28/01/2021 | 05/04/2024 | |
| satisfied | Andrew Richard Fletcher | A registered charge | — | 03/05/2018 | 01/02/2021 | |
| satisfied | HSBC Hsbc Bank PLC | Legal charge | 1 property | 24/02/2012 | 04/12/2017 | |
| satisfied | HSBC Hsbc Bank PLC (The "Lender") | Debenture | 1 property | 30/07/2010 | 04/12/2017 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 23/08/2005 | 04/12/2017 |