BILL LOMAS MOTOR SERVICES LIMITED
- · Oldest live charge 11.0y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
3 live charges · oldest 11.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (32 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-19➖LOMAS, William resigneddirector
- 2025-05-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-06➕LOMAS, Rebecca appointeddirector
- 2024-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-25➖LOMAS, Steven William resigneddirector
- 2022-05-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-17🔒Charge registered #3Lender: Barclays Bank PLC
- 2016-03-03🔒Charge registered #2Lender: Barclays Bank PLC
- 2015-08-04🔒Charge registered #1Lender: Barclays Bank PLC
- 2015-04-01➕LOMAS, Steven William appointeddirector
- 2005-03-07🏢Company incorporatedAs BILL LOMAS MOTOR SERVICES LIMITED
- 2005-03-07➕LOMAS, Rose appointedsecretary
- 2005-03-07➕LOMAS, Andrew appointeddirector
- 2005-03-07➕KELLY, Sean Stephen, Mr. appointednominee-secretary
- 2005-03-07➖KELLY, Sean Stephen, Mr. resignednominee-secretary
- 2005-03-07➕LOMAS, William appointeddirector
- 2005-03-07➕CORPORATE LEGAL LTD appointedcorporate-nominee-director
- 2005-03-07➖CORPORATE LEGAL LTD resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "LOMAS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Lomas Individual · British · DOB 08/1979 · age 47 | — | — | sig. influencesignificant influence | 06/08/2024 |
1 historic (ceased) PSC
- Mr William Lomasceased 19/05/2025· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 17/08/2017 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 03/03/2016 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 04/08/2015 | — |