BLOCK AID UK (SMITH & WEST) LIMITED

🌳Matureactive
05390059 · ltd · incorporated 2005-03-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.27M
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 84240
Sector: Public administration
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 70/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · oldest 12.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,274,795
Cash YoY
+56%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£898k
↑ 56% YoY
Net Worth
£2.3m
↑ 3.5% YoY
Current Assets
£1.3m
↑ 21% YoY
Current Liabilities
—
£0£455k£910k£1.4m£1.8m£2.3mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£2.39M£2.35M
Current assets£1.25M£1.03M
Cash£898.3k£576.7k
Debtors£353.1k£457.8k
Net assets£2.27M£2.20M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-09-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-09-08
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  5. 2023-09-08
    ✏️
    change-of-name-notice
    change-of-name · CONNOT
  6. 2022-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-03-25
    ➕
    SMITH, Lorna Jacqueline appointed
    director
  8. 2022-03-25
    ➕
    WEST, Carly Elisabeth West appointed
    director
  9. 2022-03-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2022-03-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2021-10-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-04-14
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2021-04-14
    ✏️
    change-of-name-notice
    change-of-name · CONNOT
  14. 2020-10-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-10-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-12-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2016-06-10
    🔒
    Charge registered #4
    Lender: Lloyds Bank PLC
  19. 2016-01-19
    🔒
    Charge registered #3
    Lender: Lloyds Bank PLC
  20. 2014-05-21
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  21. 2014-04-08
    🔒
    Charge registered #1
    Lender: Lloyds Bank PLC
  22. 2005-03-14
    ➖
    ABERGAN REED NOMINEES LIMITED resigned
    corporate-nominee-secretary
  23. 2005-03-14
    ➖
    ABERGAN REED LIMITED resigned
    corporate-nominee-director
  24. 2005-03-11
    🏢
    Company incorporated
    As BLOCK AID UK (SMITH & WEST) LIMITED
  25. 2005-03-11
    ➕
    WEST, Neil James appointed
    secretary
  26. 2005-03-11
    ➕
    SMITH, Peter Thomas appointed
    director
  27. 2005-03-11
    ➕
    WEST, Neil James appointed
    director
  28. 2005-03-11
    ➕
    ABERGAN REED NOMINEES LIMITED appointed
    corporate-nominee-secretary
  29. 2005-03-11
    ➕
    ABERGAN REED LIMITED appointed
    corporate-nominee-director

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "SMITH" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Peter Thomas Smith
Individual · British · DOB 10/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Neil James West
Individual · British · DOB 07/1967 · age 59
25–50%
—25-50% shares · firm interest06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-03-11
Jurisdictionengland-wales
Primary SIC84240 — SIC 84240

Registered office

Unit 1 Green Farm
Puxley
Northamptonshire
NN12 7QS

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-25
Last: 2026-03-11

Officers (5 active · 2 resigned)

WEST, Neil James→
secretary · appointed 2005-03-11
View their other companies + combined net worth →
Active
SMITH, Lorna Jacqueline→
director · ~66y · appointed 2022-03-25
View their other companies + combined net worth →
Active
SMITH, Peter Thomas→
director · ~63y · appointed 2005-03-11
View their other companies + combined net worth →
Active
WEST, Carly Elisabeth West→
director · ~44y · appointed 2022-03-25
View their other companies + combined net worth →
Active
WEST, Neil James→
director · ~59y · appointed 2005-03-11
View their other companies + combined net worth →
Active
ABERGAN REED NOMINEES LIMITED→
corporate-nominee-secretary · appointed 2005-03-11 · resigned 2005-03-14
Resigned
ABERGAN REED LIMITED→
corporate-nominee-director · appointed 2005-03-11 · resigned 2005-03-14
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property10/06/2016—
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property19/01/2016—
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property21/05/2014—
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge—08/04/2014—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (60 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
certificate-change-of-name-company
change-of-name · CERTNM
2023-09-08
change-of-name-notice
change-of-name · CONNOT
2023-09-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-19
appoint-person-director-company-with-name-date
officers · AP01
2022-03-25
appoint-person-director-company-with-name-date
officers · AP01
2022-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-27
resolution
resolution · RESOLUTIONS
2021-04-14