ACCESSORIES 4 TECHNOLOGY LIMITED

🌳Matureactive
05390739 · ltd · incorporated 2005-03-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Other professional, scientific and technical activities n.e.c.
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 74/100 (strong), bankability 67/100. Strong seller-intent signal (93/100, director aged 70). Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 5 lenders · oldest 21.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 21.2 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
11 officers (3 active, 11 linked, 5 with DOB)
79
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
108 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Average employees5500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
  1. 2026-01-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-04-12
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  5. 2023-04-12
    📄
    legacy
    capital · SH20
  6. 2023-04-12
    ⚠️
    legacy
    insolvency · CAP-SS
  7. 2023-04-12
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2023-02-07
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  9. 2023-02-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-02-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2022-11-29
    📄
    capital-alter-shares-redemption-statement-of-capital
    capital · SH02
  12. 2022-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-10-01
    📄
    capital-name-of-class-of-shares
    capital · SH08
  14. 2021-10-01
    📄
    memorandum-articles
    incorporation · MA
  15. 2021-10-01
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2021-09-30
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  17. 2021-01-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2021-01-05
    🔓
    Charge satisfied #6
  19. 2020-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2017-01-06
    🔓
    Charge satisfied #5
  21. 2014-12-18
    ➖
    LUI, William resigned
    director
  22. 2014-03-20
    🔒
    Charge registered #6
    Lender: Bibby Financial Services Limited (As Security Trustee)
  23. 2013-11-28
    ➕
    SHEPHARD, Andrew appointed
    secretary
  24. 2013-11-28
    ➖
    BURTON, Abigail resigned
    secretary
  25. 2013-01-01
    ➕
    BURTON, Abigail appointed
    secretary
  26. 2012-12-31
    ➖
    SHEPHARD, Andrew resigned
    secretary
  27. 2012-04-27
    ➖
    SCOTT, Alison resigned
    director
  28. 2010-11-03
    🔓
    Charge satisfied #4
  29. 2010-09-03
    🔒
    Charge registered #5
    Lender: Bibby Financial Services Limited
  30. 2008-11-25
    🔓
    Charge satisfied #1
  31. 2008-11-25
    🔓
    Charge satisfied #2
  32. 2008-11-12
    🔒
    Charge registered #4
    Lender: Rbs Invoice Finance Limited
  33. 2007-01-29
    ➕
    LUI, William appointed
    director
  34. 2006-12-31
    ➖
    HESKETH, Philip Anthony resigned
    secretary
  35. 2006-12-31
    ➕
    SHEPHARD, Andrew appointed
    secretary
  36. 2006-12-31
    ➖
    HESKETH, Philip Anthony resigned
    director
  37. 2006-04-06
    🔒
    Charge registered #3
    Lender: National Westminster Bank PLC
  38. 2005-05-16
    🔒
    Charge registered #1
    Lender: Davenham Trade Finance Limited
  39. 2005-05-12
    🔒
    Charge registered #2
    Lender: Davenham Trade Finance Limited
  40. 2005-05-06
    ➕
    SHEPHARD, Andrew James appointed
    director
  41. 2005-05-06
    ➕
    STIRLING, William Waddell appointed
    director
  42. 2005-05-06
    ➕
    HESKETH, Philip Anthony appointed
    director
  43. 2005-03-31
    ➕
    HESKETH, Philip Anthony appointed
    secretary
  44. 2005-03-31
    ➖
    @UKPLC CLIENT SECRETARY LTD resigned
    corporate-nominee-secretary
  45. 2005-03-23
    ➕
    SCOTT, Alison appointed
    director
  46. 2005-03-23
    ➖
    @UKPLC CLIENT DIRECTOR LTD resigned
    corporate-nominee-director
  47. 2005-03-12
    🏢
    Company incorporated
    As ACCESSORIES 4 TECHNOLOGY LIMITED
  48. 2005-03-12
    ➕
    @UKPLC CLIENT SECRETARY LTD appointed
    corporate-nominee-secretary
  49. 2005-03-12
    ➕
    @UKPLC CLIENT DIRECTOR LTD appointed
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 70 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 1 med ·
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2023-04-12: legacy

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew James Shephard
Individual · British · DOB 07/1958 · age 68
25–50%
—25-50% shares06/04/2016
Mr William Waddell Stirling
Individual · British · DOB 07/1956 · age 70
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-03-12
Jurisdictionengland-wales
Primary SIC74909 — Other professional, scientific and technical activities n.e.c.

Registered office

C/O Pm+M New Century House
Greenbank Technology Park, Challenge Way
Blackburn
Lancashire
BB1 5QB
United Kingdom

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-04-17
Last: 2026-04-03

Officers (3 active · 8 resigned)

SHEPHARD, Andrew→
secretary · appointed 2013-11-28
View their other companies + combined net worth →
Active
SHEPHARD, Andrew James→
director · ~68y · appointed 2005-05-06
View their other companies + combined net worth →
Active
STIRLING, William Waddell→
director · ~70y · appointed 2005-05-06
View their other companies + combined net worth →
Active
BURTON, Abigail→
secretary · appointed 2013-01-01 · resigned 2013-11-28
Resigned
HESKETH, Philip Anthony→
secretary · appointed 2005-03-31 · resigned 2006-12-31
Resigned
SHEPHARD, Andrew→
secretary · appointed 2006-12-31 · resigned 2012-12-31
Resigned
@UKPLC CLIENT SECRETARY LTD→
corporate-nominee-secretary · appointed 2005-03-12 · resigned 2005-03-31
Resigned
HESKETH, Philip Anthony→
director · ~69y · appointed 2005-05-06 · resigned 2006-12-31
Resigned
LUI, William→
director · ~63y · appointed 2007-01-29 · resigned 2014-12-18
Resigned
SCOTT, Alison→
director · ~51y · appointed 2005-03-23 · resigned 2012-04-27
Resigned
@UKPLC CLIENT DIRECTOR LTD→
corporate-nominee-director · appointed 2005-03-12 · resigned 2005-03-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
1
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
satisfied
Bibby Financial Services
Bibby Financial Services Limited (As Security Trustee)
A registered charge1 property20/03/201405/01/2021
satisfied
Bibby Financial Services
Bibby Financial Services Limited
Debenture1 property03/09/201006/01/2017
satisfied
NatWest Group
Rbs Invoice Finance Limited
Debenture1 property12/11/200803/11/2010
outstanding
National Westminster Bank
National Westminster Bank PLC
Debenture1 property06/04/2006—
satisfied
Davenham Trade Finance
Davenham Trade Finance Limited
Debenture1 property16/05/200525/11/2008
satisfied
Davenham Trade Finance
Davenham Trade Finance Limited
Invoice finance agreement1 property12/05/200525/11/2008
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (108 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-25
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2023-04-12
legacy
capital · SH20
2023-04-12
legacy
insolvency · CAP-SS
2023-04-12
resolution
resolution · RESOLUTIONS
2023-04-12
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-13
change-person-secretary-company-with-change-date
officers · CH03
2023-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-06