COCKERMOUTH PHYSIOTHERAPY LTD
💤Zombieactive
05398284 · ltd · incorporated 2005-03-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 16.4y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (1 active, 6 linked, 1 with DOB)
73
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-10📄capital-allotment-sharescapital · SH01
- 2022-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-04✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-06-09📄capital-allotment-sharescapital · SH01
- 2021-05-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-08➖SEMPLE, Angela resignedsecretary
- 2010-03-05🔒Charge registered #1Lender: Hsbc Bank PLC
- 2006-05-03➖BELL, Hilary resignedsecretary
- 2006-05-03➕SEMPLE, Angela appointedsecretary
- 2005-05-04➕BELL, Hilary appointedsecretary
- 2005-05-04➖LAWLEY, Yvonne resignedsecretary
- 2005-03-22➕BOWEN, Elizabeth Diane appointeddirector
- 2005-03-22➕LAWLEY, Yvonne appointedsecretary
- 2005-03-21➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2005-03-21➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2005-03-18🏢Company incorporatedAs COCKERMOUTH PHYSIOTHERAPY LTD
- 2005-03-18➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2005-03-18➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Elizabeth Diane Bowen Individual · British · DOB 12/1966 · age 60 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 29/12/2025 |
1 historic (ceased) PSC
- Mrs Elizabeth Diane Bowenceased 29/12/2025· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Healthcare & medical · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACTIVELIFE MEDIC-CARE UK LTD→ 14071631 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BROADWAY CARE SOLUTIONS LTD→ 14977519 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| COCKERMOUTH CHIROPODY / PODIATRY LIMITED→ 11001365 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| COMBE DOMICILIARY CARE LIMITED→ 11554681 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| COSMETIC RADIANCE LTD→ 11566592 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| COTSWOLD SLEEP CLINIC LTD→ 14638303 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CRIFFEL CARE SERVICES LTD→ 15123135 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CSG HEALTHCARE UK LTD→ 10952266 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CUEDOC LIMITED→ 06709788 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CUMBRIA 24/7 LIMITED→ 06560046 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| CUMBRIA AID UKRAINE LIMITED→ 16143688 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CUMBRIA ANAESTHETICS SERVICES LTD→ 14496126 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-03-18
Jurisdictionengland-wales
Primary SIC86900 — Other human health activities
Registered office
Lorton Street Clinic
Lorton Street
Cockermouth
Cumbria
CA13 9RH
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-04-01
Last: 2026-03-18
Officers (1 active · 5 resigned)
BOWEN, Elizabeth Diane→
Activedirector · ~60y · appointed 2005-03-22
View their other companies + combined net worth →
BELL, Hilary→
Resignedsecretary · appointed 2005-05-04 · resigned 2006-05-03
LAWLEY, Yvonne→
Resignedsecretary · appointed 2005-03-22 · resigned 2005-05-04
SEMPLE, Angela→
Resignedsecretary · appointed 2006-05-03 · resigned 2017-02-08
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2005-03-18 · resigned 2005-03-21
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2005-03-18 · resigned 2005-03-21
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 05/03/2010 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-06
change-person-director-company-with-change-date
officers · CH01
2023-04-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-04-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-06
capital-allotment-shares
capital · SH01
2023-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-20
certificate-change-of-name-company
change-of-name · CERTNM
2022-08-04