1ST CHOICE INSULATIONS LTD

🌳Matureactive
05414918 · ltd · incorporated 2005-04-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£4.53M
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Other construction installation
Sector: Construction
Investor take
Pursue
Active trading company with a 60-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (60/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 13.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 13.4 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £4,530,808

Key financials

1 year extracted from filed iXBRL accounts
Cash
£1.1m
Net Worth
£4.5m
Current Assets
£6.1m
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-31
Total assets£4.82M
Current assets£6.12M
Cash£1.08M
Debtors£4.98M
Net assets£4.53M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2025-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-09-30
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2025-07-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-04-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-04-07
    📄
    memorandum-articles
    incorporation · MA
  6. 2025-04-07
    📄
    resolution
    resolution · RESOLUTIONS
  7. 2025-04-04
    📄
    second-filing-of-annual-return-with-made-up-date
    annual-return · RP04AR01
  8. 2025-04-04
    📄
    second-filing-of-annual-return-with-made-up-date
    annual-return · RP04AR01
  9. 2025-04-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2025-04-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2025-04-03
    🔓
    Charge satisfied #3
  12. 2025-03-28
    ➕
    LUSHER, David Andrew appointed
    director
  13. 2025-03-28
    🔒
    Charge registered #4
    Lender: Corpacq Limited
  14. 2025-03-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  15. 2024-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2023-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2023-07-27
    ➕
    BARBER, Crystal Louise appointed
    director
  18. 2023-07-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2022-09-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2022-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2022-03-29
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  22. 2021-06-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  23. 2021-06-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  24. 2021-03-02
    ➖
    FORREST, Graham Stuart Lindsay resigned
    director
  25. 2021-03-02
    🔒
    Charge registered #3
    Lender: Graham Stuart Lindsay Forrest
  26. 2019-04-01
    ➕
    BARBER, Chris appointed
    director
  27. 2017-09-20
    🔓
    Charge satisfied #2
  28. 2016-05-20
    🔒
    Charge registered #2
    Lender: Bibby Financial Services Limited (As Security Trustee)
  29. 2014-10-02
    ➖
    BEAL, Lynnwen resigned
    secretary
  30. 2014-10-02
    ➖
    BEAL, Christopher resigned
    director
  31. 2014-10-02
    ➖
    BEAL, Lynwen resigned
    director
  32. 2014-10-02
    ➕
    FORREST, Graham Stuart Lindsay appointed
    director
  33. 2014-09-27
    🔓
    Charge satisfied #1
  34. 2012-12-03
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  35. 2006-04-10
    ➕
    BEAL, Lynwen appointed
    director
  36. 2005-04-06
    🏢
    Company incorporated
    As 1ST CHOICE INSULATIONS LTD
  37. 2005-04-06
    ➕
    BEAL, Lynnwen appointed
    secretary
  38. 2005-04-06
    ➕
    BEAL, Christopher appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Print Ventures Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Print Ventures Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
1ST CHOICE INSULATIONS LTD
This company · 05414918

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Print Ventures Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control02/03/2021
3 historic (ceased) PSCs
  • Mr Christopher Michael Barberceased 02/03/2021· 75-100% shares · firm interest
  • 1ci Holdings Limitedceased 02/03/2021· 75-100% shares
  • Mr Graham Stuart Lindsay Forrestceased 02/03/2021· 75-100% shares · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-04-06
Jurisdictionengland-wales
Primary SIC43290 — Other construction installation

Registered office

Unit 5-6 Quarry Park Frans Green Industrial Estate
East Tuddenham
Dereham
Norfolk
NR20 3JG

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-16
Last: 2025-07-02

Officers (3 active · 4 resigned)

BARBER, Chris→
director · ~52y · appointed 2019-04-01
View their other companies + combined net worth →
Active
BARBER, Crystal Louise→
director · ~38y · appointed 2023-07-27
View their other companies + combined net worth →
Active
LUSHER, David Andrew→
director · ~60y · appointed 2025-03-28
View their other companies + combined net worth →
Active
BEAL, Lynnwen→
secretary · appointed 2005-04-06 · resigned 2014-10-02
Resigned
BEAL, Christopher→
director · ~74y · appointed 2005-04-06 · resigned 2014-10-02
Resigned
BEAL, Lynwen→
director · ~67y · appointed 2006-04-10 · resigned 2014-10-02
Resigned
FORREST, Graham Stuart Lindsay→
director · ~64y · appointed 2014-10-02 · resigned 2021-03-02
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Corpacq
Corpacq Limited
A registered charge—28/03/2025—
satisfied
Graham Stuart Lindsay Forrest
A registered charge—02/03/202103/04/2025
satisfied
Bibby Financial Services
Bibby Financial Services Limited (As Security Trustee)
A registered charge4 properties20/05/201620/09/2017
satisfied
Barclays
Barclays Bank PLC
Deed of charge over credit balances1 property03/12/201227/09/2014
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (78 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-02
change-person-director-company-with-change-date
officers · CH01
2025-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-14
memorandum-articles
incorporation · MA
2025-04-07
resolution
resolution · RESOLUTIONS
2025-04-07
second-filing-of-annual-return-with-made-up-date
annual-return · RP04AR01
2025-04-04
second-filing-of-annual-return-with-made-up-date
annual-return · RP04AR01
2025-04-04
appoint-person-director-company-with-name-date
officers · AP01
2025-04-03
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-03-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02