COMMUNITY UK LIMITED
🌳Matureactive
05423707 · ltd · incorporated 2005-04-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-specialised wholesale trade
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 5 lenders · oldest 16.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 16.7 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 18 | 1800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
10
filings
- • 6 officers
- • 3 persons-with-significant-control
- • 1 confirmation-statement
Last 180 days
15
filings
- • 7 persons-with-significant-control
- • 7 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2026-06-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-06-04📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-13📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-05➕WOMERSLEY, Yvonne Marie appointeddirector
- 2026-02-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-20🔓Charge satisfied #3
- 2023-11-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-08🔓Charge satisfied #4
- 2023-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-02🔒Charge registered #5Lender: Barclays Bank PLC
- 2023-08-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-08-30🔓Charge satisfied #2
- 2017-05-10➕CUNNINGHAM, Stuart David appointeddirector
- 2017-05-10➕DRUCE, Simon Philip appointeddirector
- 2017-04-28➖HOWZE, Christine resignedsecretary
- 2013-12-17🔒Charge registered #4Lender: Bank of Scotland PLC
- 2013-08-22🔒Charge registered #3Lender: Lloyds Tsb Commercial Finance LTD
- 2012-03-06🔓Charge satisfied #1
- 2010-05-28🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2009-11-12🔒Charge registered #1Lender: Hsbc Bank PLC
- 2005-07-07➕HOWZE, Christine appointedsecretary
- 2005-07-07➖THOMSON, William James Baker resignedsecretary
- 2005-04-13🏢Company incorporatedAs COMMUNITY UK LIMITED
- 2005-04-13➕THOMSON, Stuart Michael appointeddirector
- 2005-04-13➕THOMSON, William James Baker appointedsecretary
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stuart David Cunningham Individual · British · DOB 09/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 28/04/2017 |
Mr Stuart Michael Thomson Individual · British · DOB 02/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Christine Howzeceased 28/04/2017· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AXEL 123 LIMITED→ 14863044 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRIKSELR LIMITED→ 02238722 · est 1988 · no financials extracted | — | — | — | — | 38y | — | — |
| CLZENS LTD→ 15385421 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CMG SALES LTD→ 10719575 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| COASTLINE ENGINEERED SOLUTIONS LIMITED→ 02262524 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| CONVICTED VAPES LTD→ 14955040 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| COOL T LIMITED→ 12950299 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| COOPER AGRITECH LIMITED→ 12391328 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| COTTONPLANT LTD→ 12005593 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| COW TO CURB LTD→ 16717123 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CPMC LIMITED→ 04440911 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| CRAFTY COVE WHITBY LTD→ 12750019 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-04-13
Jurisdictionengland-wales
Primary SIC46900 — Non-specialised wholesale trade
Registered office
6 Bramley's Barn The Menagerie Skipwith Road
Escrick
York
YO19 6ET
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-24
Last: 2026-05-10
Officers (4 active · 2 resigned)
CUNNINGHAM, Stuart David→
Activedirector · ~47y · appointed 2017-05-10
View their other companies + combined net worth →
DRUCE, Simon Philip→
Activedirector · ~59y · appointed 2017-05-10
View their other companies + combined net worth →
THOMSON, Stuart Michael→
Activedirector · ~49y · appointed 2005-04-13
View their other companies + combined net worth →
WOMERSLEY, Yvonne Marie→
Activedirector · ~56y · appointed 2026-02-05
View their other companies + combined net worth →
HOWZE, Christine→
Resignedsecretary · appointed 2005-07-07 · resigned 2017-04-28
THOMSON, William James Baker→
Resignedsecretary · appointed 2005-04-13 · resigned 2005-07-07
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 02/11/2023 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/12/2013 | 08/11/2023 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance LTD | A registered charge | 1 property | 22/08/2013 | 20/12/2023 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Debenture | 1 property | 28/05/2010 | 30/08/2023 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 12/11/2009 | 06/03/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (88 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-06-04
change-person-director-company-with-change-date
officers · CH01
2026-06-04
change-person-director-company-with-change-date
officers · CH01
2026-05-13
change-person-director-company-with-change-date
officers · CH01
2026-05-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-12
change-person-director-company-with-change-date
officers · CH01
2026-05-12
change-person-director-company-with-change-date
officers · CH01
2026-05-12
change-person-director-company-with-change-date
officers · CH01
2026-05-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-24
appoint-person-director-company-with-name-date
officers · AP01
2026-02-05