BBH CHARTERED ARCHITECTS LIMITED
- · Oldest live charge 4.5y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 4.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.5 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Cash | £144.5k | £105.5k |
| Net assets | £426.7k | £351.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (37 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-18📄resolutionresolution · RESOLUTIONS
- 2023-12-18📄memorandum-articlesincorporation · MA
- 2023-12-12📄capital-name-of-class-of-sharescapital · SH08
- 2023-12-11➕BACK, David Anthony appointeddirector
- 2023-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-08📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-12-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-12-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-12-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-08📄capital-allotment-sharescapital · SH01
- 2023-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-30🔒Charge registered #2Lender: Lloyds Bank PLC (Company Number: 00002065)
- 2022-01-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-10🔒Charge registered #1Lender: Lloyds Bank PLC
- 2021-07-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-14➖BENNS, Robert Richard resigneddirector
- 2015-05-22➕BENNS, Robert Richard appointeddirector
- 2011-03-30➕BENNS, Victoria Diana appointedsecretary
- 2011-03-30➕MYERS, Joanna appointedsecretary
- 2011-03-30➖MYERS, Paul Barry resignedsecretary
- 2011-03-30➖BENNS, Robert Richard resigneddirector
- 2005-05-10➕BENNS, Adam Robert appointeddirector
- 2005-05-10➕MYERS, Paul Barry appointeddirector
- 2005-05-10➕MYERS, Paul Barry appointedsecretary
- 2005-05-10➕BENNS, Robert Richard appointeddirector
- 2005-04-26➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2005-04-26➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2005-04-22🏢Company incorporatedAs BBH CHARTERED ARCHITECTS LIMITED
- 2005-04-22➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2005-04-22➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Joanna Myers Individual · English · DOB 09/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 08/12/2023 |
Mrs Victoria Diana Benns Individual · British · DOB 04/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 08/12/2023 |
2 historic (ceased) PSCs
- Mr Paul Barry Myersceased 08/12/2023· 25-50% shares · 25-50% voting
- Mr Adam Robert Bennsceased 08/12/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC (Company Number: 00002065) | A registered charge | 1 property | 30/03/2022 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 10/01/2022 | — |