CHERISH UK LIMITED
🌳Matureactive
05435700 · ltd · incorporated 2005-04-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
£20.80M
year to Jun 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
PursueLeverage-led grower with a 65-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (88/100).
🏦
Refinance opportunity
9 live charges · 3 lenders · oldest 20.0y
45/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 20.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 5 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
84 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £1,662,205
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Turnover | £20.80M | — |
| Gross profit | £3.93M | — |
| Operating profit | £1.70M | — |
| Profit before tax | £1.66M | — |
| Total assets | — | £3.58M |
| Current assets | — | £5.24M |
| Cash | — | £1.11M |
| Debtors | — | £4.13M |
| Net assets | — | £3.25M |
| Average employees | 67600 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 180 days
5
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-04-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-31📄accounts-with-accounts-type-fullaccounts · AA
- 2026-02-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-24🔓Charge satisfied #5
- 2025-11-27📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-03-28📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-03-28📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-27📄accounts-with-accounts-type-fullaccounts · AA
- 2022-07-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-13🔒Charge registered #9Lender: Lloyds Bank PLC
- 2022-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-01-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-23🔒Charge registered #8Lender: Lloyds Bank PLC
- 2020-12-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-27🔒Charge registered #7Lender: Lloyds Bank PLC
- 2020-11-27🔒Charge registered #6Lender: Lloyds Bank PLC
- 2020-09-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-09-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-09-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2020-06-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-10-11🔒Charge registered #5Lender: Lloyds Bank PLC
- 2018-09-19🔒Charge registered #4Lender: Lloyds Bank PLC
- 2018-09-17🔓Charge satisfied #2
- 2012-09-07🔒Charge registered #3Lender: Lloyds Tsb Commercial Finance Limited
- 2012-04-03🔒Charge registered #2Lender: Trustees of Cherish Pension Scheme
- 2011-12-28🔓Charge satisfied #1
- 2011-12-05➕WATSON, Peter William appointeddirector
- 2009-11-26➖LAWLOR, Paul resigneddirector
- 2007-01-13➖FRYER, Claire Marie resigneddirector
- 2007-01-13➖MARGINSON, Lee Edward resigneddirector
- 2006-07-19🔒Charge registered #1Lender: Lloyds Tsb Commercial Finance Limited
- 2005-05-09➕WATSON, Wendy appointedsecretary
- 2005-05-09➕WATSON, Wendy appointeddirector
- 2005-05-09➕FRYER, Claire Marie appointeddirector
- 2005-05-09➕LAWLOR, Paul appointeddirector
- 2005-05-09➕MARGINSON, Lee Edward appointeddirector
- 2005-04-28➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2005-04-28➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2005-04-26🏢Company incorporatedAs CHERISH UK LIMITED
- 2005-04-26➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2005-04-26➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Cherish Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cherish Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
CHERISH UK LIMITED
This company · 05435700
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cherish Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/09/2020 |
2 historic (ceased) PSCs
- Mrs Wendy Marilyn Watsonceased 01/09/2020· 25-50% shares
- Mr Peter William Watsonceased 01/09/2020· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLOSSOMS CARE NW LTD→ 09926935 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CENTURY HEALTHCARE 3 LIMITED→ 07462046 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CHIANTEETH LTD→ 13966695 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CHILD PSYCH LIMITED→ 14116857 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CHRISTIAN INTEGRATED SERVICES CIC→ 11395292 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHUCKLES CHILDCARE LTD→ 14118408 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CLAREMONT FIRST STEP COMMUNITY CENTRE→ 03911790 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| CLARENCE HOUSE CARE HOME LIMITED→ 12216203 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CLEVELEYS PRACTICE LIMITED→ 06673042 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CLIFTON DENTAL CLINIC LIMITED→ 07529243 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| CLIFTON HOMECARE LIMITED→ 08483483 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| CLINICAL TRIAL MANAGEMENT SOLUTIONS LTD→ 11354748 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-04-26
Jurisdictionengland-wales
Primary SIC86900 — Other human health activities
Registered office
8 Skyways Commercial Campus
Amy Johnson Way
Blackpool
FY4 3RS
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-05-01
Last: 2026-04-17
Officers (3 active · 5 resigned)
Active
WATSON, Peter William→
Activedirector · ~65y · appointed 2011-12-05
View their other companies + combined net worth →
WATSON, Wendy→
Activedirector · ~64y · appointed 2005-05-09
View their other companies + combined net worth →
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2005-04-26 · resigned 2005-04-28
FRYER, Claire Marie→
Resigneddirector · ~44y · appointed 2005-05-09 · resigned 2007-01-13
LAWLOR, Paul→
Resigneddirector · ~60y · appointed 2005-05-09 · resigned 2009-11-26
MARGINSON, Lee Edward→
Resigneddirector · ~45y · appointed 2005-05-09 · resigned 2007-01-13
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2005-04-26 · resigned 2005-04-28
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
6
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 13/07/2022 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 23/01/2021 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 27/11/2020 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 27/11/2020 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 11/10/2018 | 24/02/2026 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 19/09/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | All assets debenture | 1 property | 07/09/2012 | — | |
| satisfied | Trustees of Cherish Pension Scheme | Debenture | 1 property | 03/04/2012 | 17/09/2018 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | All assets debenture | 1 property | 19/07/2006 | 28/12/2011 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (84 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-19
change-person-director-company-with-change-date
officers · CH01
2026-04-16
change-person-director-company-with-change-date
officers · CH01
2026-04-16
accounts-with-accounts-type-full
accounts · AA
2026-03-31
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-24
change-person-secretary-company-with-change-date
officers · CH03
2025-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-28
accounts-with-accounts-type-medium
accounts · AA
2025-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
accounts-with-accounts-type-full
accounts · AA
2024-03-28
accounts-with-accounts-type-full
accounts · AA
2023-06-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-26