1ST MARK LIMITED
🌳Matureactive
05440966 · ltd · incorporated 2005-05-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 14.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£23.9k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 47640
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 14.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 14.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £23,861
Cash YoY
+32%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£37k
↑ 32% YoY
Net Worth
£24k
↑ 7.0% YoY
Current Assets
£82k
↑ 8.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £23.9k | £22.3k |
| Current assets | £82.2k | £75.8k |
| Cash | £36.9k | £28.1k |
| Debtors | £1.7k | £3.0k |
| Net assets | £23.9k | £22.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-05-27📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-02-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-05-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-03-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-01-16🔒Charge registered #1Lender: Sheffield & Regional Properties Limited
- 2005-05-03🏢Company incorporatedAs 1ST MARK LIMITED
- 2005-05-03➕HARDY, Catherine Marcia appointedsecretary
- 2005-05-03➕HARDY, Catherine Marcia appointeddirector
- 2005-05-03➕HARDY, Mark Ian appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Ian Hardy Individual · British · DOB 03/1973 · age 53 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Catherine Marcia Hardy Individual · British · DOB 06/1979 · age 47 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| A&A COMMERCE CO. LIMITED→ 16410807 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A2Z 4 KIDS LIMITED→ 11237540 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AA BUSINESS CONSULTANTS LTD→ 08790526 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-05-03
Jurisdictionengland-wales
Primary SIC47640 — SIC 47640
Registered office
Unit 10 Golborne Enterprise Park
Golborne
Warrington
WA3 3DP
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-17
Last: 2025-05-03
Officers (3 active · 0 resigned)
HARDY, Catherine Marcia→
Activesecretary · appointed 2005-05-03
View their other companies + combined net worth →
HARDY, Catherine Marcia→
Activedirector · ~47y · appointed 2005-05-03
View their other companies + combined net worth →
HARDY, Mark Ian→
Activedirector · ~53y · appointed 2005-05-03
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Sheffield & Regional Properties Sheffield & Regional Properties Limited | Rent deposit deed | 1 property | 16/01/2012 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-02-22