D & P FINANCIAL SERVICES LIMITED

💤Zombieactive
05452022 · ltd · incorporated 2005-05-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£1.6k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 64929Other credit granting n.e.c.
Investor take
Pursue
Strong opportunity: asset-holding vehicle with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,644
Net assets shrinking
Down £1,668 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£2k
↓ 50% YoY
Current Assets
£8k
↓ 57% YoY
Current Liabilities
—
£0£4k£7k£11k£14k£18kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-052024-04-05
Total assets£6.1k£12.4k
Current assets£7.7k£17.9k
Net assets£1.6k£3.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-12-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-05-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-01-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-12-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-01-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-01-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-03-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-03-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2021-02-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2019-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-02-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2018-11-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-01-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2016-12-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2016-06-24
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2014-01-29
    ➖
    BOVIS, Phillip resigned
    secretary
  17. 2005-08-11
    ➖
    BOVIS, Darren resigned
    secretary
  18. 2005-08-11
    ➕
    BOVIS, Phillip appointed
    secretary
  19. 2005-08-11
    ➖
    BOVIS, Phillip resigned
    director
  20. 2005-05-13
    🏢
    Company incorporated
    As D & P FINANCIAL SERVICES LIMITED
  21. 2005-05-13
    ➕
    BOVIS, Darren appointed
    director
  22. 2005-05-13
    ➕
    BOVIS, Darren appointed
    secretary
  23. 2005-05-13
    ➕
    DRAPER, Wendy Julia appointed
    secretary
  24. 2005-05-13
    ➖
    DRAPER, Wendy Julia resigned
    secretary
  25. 2005-05-13
    ➕
    BOVIS, Phillip appointed
    director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

85/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Darren Bovis
Individual · British · DOB 03/1967 · age 59
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-05-13
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

123 Harvey Drive
Chestfield
Whitstable
CT5 3QY
England

Filing status

Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2027-05-18
Last: 2026-05-04

Officers (1 active · 4 resigned)

BOVIS, Darren→
director · ~59y · appointed 2005-05-13
View their other companies + combined net worth →
Active
BOVIS, Darren→
secretary · appointed 2005-05-13 · resigned 2005-08-11
Resigned
BOVIS, Phillip→
secretary · appointed 2005-08-11 · resigned 2014-01-29
Resigned
DRAPER, Wendy Julia→
secretary · appointed 2005-05-13 · resigned 2005-05-13
Resigned
BOVIS, Phillip→
director · ~57y · appointed 2005-05-13 · resigned 2005-08-11
Resigned

Click a director name to see their full track record across all companies.

Recent filings (72 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-27
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-10
change-person-director-company-with-change-date
officers · CH01
2021-03-05
change-person-director-company-with-change-date
officers · CH01
2021-02-24