ALDENHAM FINANCE LIMITED

🌳Matureactive
05454938 · ltd · incorporated 2005-05-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 81/100 (exceptional), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (5 active, 8 linked, 5 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Average employees5300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-02-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-08-16
    ➖
    RUBENS, Merle Angela resigned
    director
  4. 2024-11-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-10-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-10-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2024-10-01
    ➕
    RUBENS, Adam Marc appointed
    director
  8. 2024-10-01
    ➕
    RUBENS, Matthew appointed
    director
  9. 2023-12-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-05-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2023-02-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-12-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2022-08-04
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  14. 2022-06-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2021-07-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2020-07-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2019-08-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2019-03-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2018-06-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2005-05-19
    ➕
    RUBENS, Melvyn Jack appointed
    secretary
  21. 2005-05-19
    ➕
    RUBENS, Melvyn Jack appointed
    director
  22. 2005-05-19
    ➕
    SAMUELS, Andrew Darren appointed
    director
  23. 2005-05-19
    ➕
    RUBENS, Merle Angela appointed
    director
  24. 2005-05-17
    🏢
    Company incorporated
    As ALDENHAM FINANCE LIMITED
  25. 2005-05-17
    ➕
    RWL REGISTRARS LIMITED appointed
    corporate-nominee-secretary
  26. 2005-05-17
    ➖
    RWL REGISTRARS LIMITED resigned
    corporate-nominee-secretary
  27. 2005-05-17
    ➕
    RWL DIRECTORS LIMITED appointed
    corporate-director
  28. 2005-05-17
    ➖
    RWL DIRECTORS LIMITED resigned
    corporate-director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 84 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — RUBENS, Matthew (same surname) appointed 2024-10-01. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ms Merle Angela Rubens
Individual · British · DOB 01/1942 · age 84
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-05-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

325-327 Oldfield Lane North
Greenford
Middlesex
UB6 0FX
United Kingdom

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-31
Last: 2026-05-17

Officers (5 active · 3 resigned)

RUBENS, Melvyn Jack→
secretary · appointed 2005-05-19
View their other companies + combined net worth →
Active
RUBENS, Adam Marc→
director · ~59y · appointed 2024-10-01
View their other companies + combined net worth →
Active
RUBENS, Matthew→
director · ~49y · appointed 2024-10-01
View their other companies + combined net worth →
Active
RUBENS, Melvyn Jack→
director · ~84y · appointed 2005-05-19
View their other companies + combined net worth →
Active
SAMUELS, Andrew Darren→
director · ~57y · appointed 2005-05-19
View their other companies + combined net worth →
Active
RWL REGISTRARS LIMITED→
corporate-nominee-secretary · appointed 2005-05-17 · resigned 2005-05-17
Resigned
RUBENS, Merle Angela→
director · ~84y · appointed 2005-05-19 · resigned 2025-08-16
Resigned
RWL DIRECTORS LIMITED→
corporate-director · appointed 2005-05-17 · resigned 2005-05-17
Resigned

Click a director name to see their full track record across all companies.

Recent filings (59 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-24
termination-director-company-with-name-termination-date
officers · TM01
2025-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-26
appoint-person-director-company-with-name-date
officers · AP01
2024-10-09
appoint-person-director-company-with-name-date
officers · AP01
2024-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-21
change-person-director-company-with-change-date
officers · CH01
2022-12-20
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-17