ASSIST INSURANCE SERVICES LIMITED
🌳Matureactive
05486663 · ltd · incorporated 2005-06-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£1.01M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with exceptional profile and bankable structure.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 19.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £1,005,163
Net assets shrinking
Down £279,220 YoY
Cash YoY
-3%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£787k
↓ 2.7% YoY
Net Worth
£1.0m
↓ 22% YoY
Current Assets
£1.3m
↓ 5.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £1.11M | £1.40M |
| Current assets | £1.33M | £1.40M |
| Cash | £787.0k | £809.0k |
| Debtors | £541.0k | £595.7k |
| Net assets | £1.01M | £1.28M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-03-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-03-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-06-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-28🔓Charge satisfied #1
- 2024-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-02-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-09-02📄memorandum-articlesincorporation · MA
- 2020-09-02📄resolutionresolution · RESOLUTIONS
- 2020-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-03-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-03-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-07-31📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-07-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-03-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2007-05-17🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2005-06-21🏢Company incorporatedAs ASSIST INSURANCE SERVICES LIMITED
- 2005-06-21➕LEECH, Claire Louise appointedsecretary
- 2005-06-21➕LEECH, Claire Louise appointeddirector
- 2005-06-21➕LEECH, Stephen Geoffrey appointeddirector
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Claire Louise Leech Individual · British · DOB 02/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2016 |
Mr Stephen Geoffrey Leech Individual · British · DOB 02/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-06-21
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Royal House Queenswood
Newport Pagnell Road West
Northampton
NN4 7JJ
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-07-05
Last: 2026-06-21
Officers (3 active · 0 resigned)
LEECH, Claire Louise→
Activesecretary · appointed 2005-06-21
View their other companies + combined net worth →
LEECH, Claire Louise→
Activedirector · ~57y · appointed 2005-06-21
View their other companies + combined net worth →
LEECH, Stephen Geoffrey→
Activedirector · ~59y · appointed 2005-06-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC | Debenture | 1 property | 17/05/2007 | 28/06/2024 |
Recent filings (52 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-26
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-26
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-15
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-31
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-22
memorandum-articles
incorporation · MA
2020-09-02
resolution
resolution · RESOLUTIONS
2020-09-02