CONNECT IFA LTD

🌳Matureactive

05501124 · ltd · incorporated 2005-07-06

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 10.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£1.14M

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 10.9y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 10.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

10 officers (5 active, 10 linked, 8 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

13 connected companies via shared directors

Filing history

125 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £1,139,690

Cash YoY

-12%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£999k

↓ 12% YoY

Net Worth

£1.1m

↑ 4.4% YoY

Current Assets

£1.8m

↑ 14% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Total assets	£2.23M	£2.13M
Current assets	£1.83M	£1.60M
Cash	£999.4k	£1.14M
Debtors	£826.8k	£468.5k
Net assets	£1.14M	£1.09M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (39 events)Click to expand

2025-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-08-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-08-18
➕
WALKER, Heath Lee appointed
director
2025-08-18
➖
CLIFFORD, Robert Martin resigned
director
2024-09-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-10
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-10
📄
change-person-director-company-with-change-date
officers · CH01
2024-06-10
📄
change-person-director-company-with-change-date
officers · CH01
2024-06-10
📄
change-person-director-company-with-change-date
officers · CH01
2023-06-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-24
📄
capital-name-of-class-of-shares
capital · SH08
2022-09-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-20
📄
second-filing-of-annual-return-with-made-up-date
annual-return · RP04AR01
2022-07-12
📄
second-filing-of-annual-return-with-made-up-date
annual-return · RP04AR01
2022-07-12
📄
second-filing-of-annual-return-with-made-up-date
annual-return · RP04AR01
2022-06-30
📄
change-person-director-company-with-change-date
officers · CH01
2022-06-30
📄
resolution
resolution · RESOLUTIONS
2022-06-30
📄
memorandum-articles
incorporation · MA
2022-06-24
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-06-24
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-06-24
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-06-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-16
➕
FRANKLIN, Martyn Lee appointed
director
2022-06-16
➕
CLIFFORD, Robert Martin appointed
director
2015-12-08
➕
THOMSON, Kevin appointed
director
2015-11-02
🔒
Charge registered #2
Lender: Barclays Bank PLC
2015-08-27
🔒
Charge registered #1
Lender: Barclays Bank PLC
2015-06-30
➖
POTTS, Jeanette Elizabeth resigned
secretary
2011-01-14
➕
HEBRON, Niall Barrington appointed
director
2009-03-31
➖
SYMS, Jason resigned
director
2006-03-02
➕
SYMS, Elizabeth Anne appointed
director
2005-09-20
➕
POTTS, Jeanette Elizabeth appointed
secretary
2005-09-20
➖
SYMS, Jason resigned
secretary
2005-09-20
➖
SYMS, Elizabeth Anne resigned
director
2005-09-20
➕
SYMS, Jason appointed
director
2005-07-06
🏢
Company incorporated
As CONNECT IFA LTD
2005-07-06
➕
SYMS, Jason appointed
secretary
2005-07-06
➕
SYMS, Elizabeth Anne appointed
director

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Mortgage And Surveying Services Limited holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️

Mortgage And Surveying Services Limited

Corporate parent · holds 25-50% shares · board control

significant stake

⬇

CONNECT IFA LTD

This company · 05501124

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mortgage And Surveying Services Limited Corporate entity	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	16/06/2022
Miss Elizabeth Anne Syms Individual · British · DOB 10/1969 · age 57	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · RM postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CITY PREMIER LIMITED→ 09945902 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
CMT FINANCE LIMITED→ 16858224 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CONCORD HOUSE VENTURES LIMITED→ 13666052 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
CORAL ENERGY SERVICES LTD→ 16736933 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CUMBERS TRADING LTD→ 07602698 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
CYBER COVER LTD→ 10982021 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
D S DUHRA LTD→ 09429616 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
D.K.R. CONSULTING LIMITED→ 14509163 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
DAMP INSPECTOR LTD→ 14693661 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
DATA MINING TECHNOLOGIES LTD→ 15177276 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
DAVID BEAN WEALTH MANAGEMENT LIMITED→ 07554336 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
DAVIDHOUSE2010 LIMITED→ 07436013 · est 2010 · no financials extracted	—	—	—	—	15y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2005-07-06

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

39 Station Lane

Hornchurch

Essex

RM12 6JL

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-08-04

Last: 2025-07-21