ABBEY MANOR NW LIMITED
🌳Matureactive
05585985 · ltd · incorporated 2005-10-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£723.6k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
35 live charges · 3 lenders · oldest 19.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
35 charges (35/35 with lender, 35/35 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
118 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £723,558
Net assets shrinking
Down £7,843 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£724k
↓ 1.1% YoY
Current Assets
£26k
↓ 33% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £1.16M | £1.16M |
| Current assets | £26.3k | £39.4k |
| Net assets | £723.6k | £731.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (91 events)Click to expand
- 2025-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-17🔓Charge satisfied #27
- 2024-07-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-20📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-05-20🔓Charge satisfied #30
- 2023-05-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-12🔓Charge satisfied #34
- 2021-07-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-02🔒Charge registered #35Lender: Handelsbanken PLC
- 2021-07-02🔒Charge registered #34Lender: Handelsbanken PLC
- 2021-02-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-22🔓Charge satisfied #20
- 2020-07-22🔓Charge satisfied #19
- 2020-07-22🔓Charge satisfied #18
- 2020-07-22🔓Charge satisfied #16
- 2020-07-22🔓Charge satisfied #15
- 2020-07-22🔓Charge satisfied #11
- 2020-07-22🔓Charge satisfied #9
- 2020-07-22🔓Charge satisfied #4
- 2020-07-22🔓Charge satisfied #3
- 2020-07-22🔓Charge satisfied #2
- 2020-07-22🔓Charge satisfied #1
- 2018-10-15🔒Charge registered #33Lender: Svenska Handelsbanken Ab (Publ)
- 2018-02-16🔒Charge registered #32Lender: Svenska Handelsbanken Ab (Publ)
- 2017-07-07🔒Charge registered #31Lender: Svenska Handelsbanken Ab (Publ)
- 2017-07-07🔒Charge registered #30Lender: Svenska Handelsbanken Ab (Publ)
- 2017-07-07🔒Charge registered #29Lender: Svenska Handelsbanken Ab (Publ)
- 2016-11-29➕GERMAN, Andrew Craig appointeddirector
- 2016-11-16🔒Charge registered #28Lender: Svenska Handelsbanken Ab (Publ)
- 2016-09-02🔒Charge registered #27Lender: Svenska Handelsbanken Ab (Publ)
- 2016-09-02🔒Charge registered #26Lender: Svenska Handelsbanken Ab (Publ)
- 2016-07-13🔒Charge registered #25Lender: Svenska Handelsbanken Ab (Publ)
- 2016-04-28🔓Charge satisfied #23
- 2016-04-12🔓Charge satisfied #24
- 2016-04-12🔓Charge satisfied #22
- 2016-03-31🔓Charge satisfied #10
- 2016-02-09🔓Charge satisfied #21
Showing most recent 50 of 91 events
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Julie German Individual · British · DOB 05/1967 · age 59 | 75–100% | — | 75-100% shares | 06/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABBISS ESTATES LTD→ 16126929 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBISS PROPERTY SERVICES LTD→ 15424228 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABBOTS QUAY MANAGEMENT COMPANY LIMITED→ 03109636 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| ABEN PROPERTIES LIMITED→ 05730617 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ABI AND KISHOR PROPERTY LIMITED→ 15493403 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABILITY HOMES LIMITED→ 06063223 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ABODE PROPERTIES LTD→ 10228702 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABPROPERTIESUK LTD→ 15955714 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABUNDANCE ACCOMMODATION LTD→ 16986649 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACCENTED PROPERTIES LIMITED→ 12864851 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACER RESIDENTIAL LETTINGS LTD→ 12462769 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACKNER AMBER LIMITED→ 13077564 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-10-07
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
99 Greenfield
Business Centre
Holywell
CH8 7GR
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-09-30
Last: 2025-09-16
Officers (3 active · 3 resigned)
Active
GERMAN, Andrew Craig→
Activedirector · ~52y · appointed 2016-11-29
View their other companies + combined net worth →
GERMAN, Julie→
Activedirector · ~59y · appointed 2014-12-23
View their other companies + combined net worth →
NORTH WEST REGISTRATION SERVICES (1994) LIMITED→
Resignedcorporate-nominee-secretary · appointed 2005-10-07 · resigned 2005-10-07
AVIS, Christine Susan→
Resignednominee-director · ~62y · appointed 2005-10-07 · resigned 2005-10-07
GERMAN, Garry→
Resigneddirector · ~73y · appointed 2005-10-07 · resigned 2014-12-28
Click a director name to see their full track record across all companies.
Mortgages & charges
35
Total charges
8
Outstanding
2
Active lenders
Status:Lender:35 of 35 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 02/07/2021 | — | |
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 02/07/2021 | 12/05/2022 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 15/10/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 16/02/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 07/07/2017 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 07/07/2017 | 20/05/2024 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 07/07/2017 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 16/11/2016 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 02/09/2016 | 17/04/2025 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 02/09/2016 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | — | 13/07/2016 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/08/2009 | 28/04/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 25/08/2009 | 12/04/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 22/05/2009 | 12/04/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/01/2009 | 09/02/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 03/11/2008 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/09/2008 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/09/2008 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/09/2008 | 14/04/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 21/07/2008 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 15/05/2008 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 05/09/2007 | 30/07/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 05/09/2007 | 30/07/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 05/09/2007 | 12/02/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 23/07/2007 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 23/07/2007 | 31/03/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/05/2007 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/05/2007 | 21/04/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 19/03/2007 | 10/08/2007 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 19/03/2007 | 06/10/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 19/03/2007 | 12/02/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/08/2006 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/08/2006 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/08/2006 | 22/07/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 18/07/2006 | 22/07/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (118 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-21
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-20
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2024-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-12
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-22
mortgage-satisfy-charge-full
mortgage · MR04
2022-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-07-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-07-13