A L LACY & SONS LIMITED
🌳Matureactive
05592952 · ltd · incorporated 2005-10-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£2.41M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Construction of other civil engineering projects n.e.c.
Sector: Construction
Investor take
PursueAsset-holding vehicle with a 78-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 3.0y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.0 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (5 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,412,895
Cash YoY
+6%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1.1m
↑ 5.9% YoY
Net Worth
£2.4m
↑ 8.3% YoY
Current Assets
£2.4m
↓ 5.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £2.60M | £2.69M |
| Current assets | £2.39M | £2.53M |
| Cash | £1.10M | £1.04M |
| Debtors | £255.1k | £665.0k |
| Net assets | £2.41M | £2.23M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-24🔓Charge satisfied #1
- 2025-02-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-25🔒Charge registered #1Lender: Newbury Building Society
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-03-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2005-10-14🏢Company incorporatedAs A L LACY & SONS LIMITED
- 2005-10-14➕LACY, Linda appointedsecretary
- 2005-10-14➕LACY, Andreas appointeddirector
- 2005-10-14➕LACY, Brendon appointeddirector
- 2005-10-14➕LACY, Linda appointeddirector
- 2005-10-14➕LACY, Sam appointeddirector
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "LACY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Sam Lacy Individual · British · DOB 11/1980 · age 46 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Brendon Lacy Individual · British · DOB 09/1978 · age 48 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · OX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&L BUILDING LTD→ 13178820 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADAMS PLUMBING AND HEATING LIMITED→ 13925551 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AGM CONSTRUCTION AND GROUNDWORKS LTD.→ 11133309 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AGR PAINTING AND DECORATING LTD→ 15697552 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGTE CONSTRUCTION LTD→ 12509721 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AH ELECTRICAL LTD→ 10620281 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AHMEYS INVESTMENTS LTD→ 09977961 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AIKMAN HEATING LIMITED→ 07913016 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| AJB COOLING LTD→ 16884946 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJC PROJECT SERVICES LTD→ 09724180 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AJCE DEVELOPMENTS LIMITED→ 16337218 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AJDINI CONSTRUCTION LTD→ 16826087 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-10-14
Jurisdictionengland-wales
Primary SIC42990 — Construction of other civil engineering projects n.e.c.
Registered office
13 Elbourne
Didcot
OX11 0BL
England
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-11-25
Last: 2025-11-11
Officers (5 active · 0 resigned)
Active
LACY, Andreas→
Activedirector · ~78y · appointed 2005-10-14
View their other companies + combined net worth →
LACY, Brendon→
Activedirector · ~48y · appointed 2005-10-14
View their other companies + combined net worth →
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Newbury Building Society | A registered charge | 1 property | 25/07/2023 | 24/02/2026 |
Recent filings (58 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-08
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-13
change-person-director-company-with-change-date
officers · CH01
2022-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-19