A&S LTD
- · Oldest live charge 20.3y old — refinance window within 12 months
Opportunity 37/100 (watch), bankability 15/100. Strong seller-intent signal (78/100, director aged 66). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: asset disposal / carve-out (40/100). Current lenders should be on immediate intervention.
Refinance opportunity
5 live charges · oldest 20.3y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 20.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: low (47/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Recent activity
Corporate timeline (33 events)Click to expand
- 2019-06-17⚠️liquidation-receiver-cease-to-act-receiverinsolvency · RM02
- 2019-01-03⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · REC2
- 2018-06-25⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · REC2
- 2017-12-29⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · REC2
- 2017-06-22⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2016-06-22⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2015-12-16⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2015-06-18⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2014-12-12⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2014-06-20⚠️liquidation-receiver-appointment-of-receiverinsolvency · RM01
- 2014-06-18⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2013-12-16⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2013-06-18⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2012-12-18⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2012-06-15⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · 3.6
- 2011-06-15⚠️legacyinsolvency · LQ01
- 2010-12-15⚠️legacyinsolvency · LQ02
- 2010-12-15⚠️legacyinsolvency · LQ02
- 2008-04-03⚠️legacyinsolvency · 405(1)
- 2007-12-11⚠️legacyinsolvency · 405(1)
- 2007-05-02⚠️legacyinsolvency · 405(2)
- 2007-02-08⚠️legacyinsolvency · 405(1)
- 2006-11-16⚠️legacyinsolvency · 405(1)
- 2006-09-08📍legacyaddress · 287
- 2006-05-09📄legacymortgage · 395
- 2006-04-28🔒Charge registered #5Lender: Paragon Mortgages Limited
- 2006-04-28🔒Charge registered #4Lender: Paragon Mortgages Limited
- 2006-04-28🔒Charge registered #3Lender: Paragon Mortgages Limited
- 2006-03-17🔒Charge registered #2Lender: Paragon Mortgages Limited
- 2006-03-17🔒Charge registered #1Lender: Paragon Mortgages Limited
- 2005-10-28🏢Company incorporatedAs A&S LTD
- 2005-10-28➕SABAT ACCOUNTING LTD appointedcorporate-secretary
- 2005-10-28➕FINCH, Alan Paul appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +No director turnover: Company is 21 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
4 high · 1 lowStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2007-08-28
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2016-11-11
Company is in a formal insolvency or administration process. Treat accordingly.
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2019-06-17: liquidation-receiver-cease-to-act-receiver; 2019-01-03: liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-date
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · same sector · NW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 20 WILLOUGHBY ROAD LTD→ 15592143 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 2020 GROWTH LIMITED→ 16407009 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 206 WALM LANE LIMITED→ 01735053 · est 1983 · no financials extracted | — | — | — | — | 42y | — | — |
| 209 WILLESDEN LANE FREEHOLD LIMITED→ 10966003 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 21 COLEHILL LANE MANAGEMENT COMPANY LIMITED→ 07458760 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 21 FORDWYCH ROAD-LIVE LIMITED→ 05842843 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 21 LAMBOLLE ROAD MANAGEMENT COMPANY LIMITED→ 03679699 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| 21 ROSSLYN HILL (FREEHOLD) LIMITED→ 09649604 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 213 CHURCH ROAD HOUSE LTD→ 13063120 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 22 BELSIZE CRESCENT NW3 LIMITED→ 05813812 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 22 BUCKLEY ROAD LIMITED→ 03507856 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| 22 CARLINGFORD ROAD RESIDENTS LIMITED→ 03571753 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
14 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 28/04/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 28/04/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 28/04/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 17/03/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 17/03/2006 | — |