PDC HOLDINGS LIMITED
🌳Matureactive
05656559 · ltd · incorporated 2005-12-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 60-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 19.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2026-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-28➖COSTER, Marc resigneddirector
- 2025-10-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-29📄legacyaccounts · PARENT_ACC
- 2025-10-29📄legacyother · GUARANTEE2
- 2025-10-29📄legacyother · AGREEMENT2
- 2025-10-10📄legacyother · GUARANTEE2
- 2025-08-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-08-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-31➕PEEL, Alistair Charles appointedsecretary
- 2025-07-31➖POWELL, Eliot James resigneddirector
- 2025-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-04➕COSTER, Marc appointeddirector
- 2025-03-04➖SEED, Craig Arthur resigneddirector
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-20➕POWELL, Eliot James appointeddirector
- 2024-10-12📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-12📄legacyaccounts · PARENT_ACC
- 2024-10-12📄legacyother · AGREEMENT2
- 2024-10-12📄legacyother · GUARANTEE2
- 2023-09-18📄memorandum-articlesincorporation · MA
- 2023-09-18📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-09-18📄resolutionresolution · RESOLUTIONS
- 2023-09-18📄capital-name-of-class-of-sharescapital · SH08
- 2023-08-18📄accounts-with-accounts-type-smallaccounts · AA
- 2021-08-11➕BLAND, Simon Christopher appointeddirector
- 2021-08-11➕PAGE, John David appointeddirector
- 2021-08-11➖BRADBURY, Deborah Clare resignedsecretary
- 2021-08-11➖BRADBURY, Paul resigneddirector
- 2021-08-11➕SEED, Craig Arthur appointeddirector
- 2021-07-23🔓Charge satisfied #2
- 2021-07-23🔓Charge satisfied #1
- 2010-06-21🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2006-09-07🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2005-12-16🏢Company incorporatedAs PDC HOLDINGS LIMITED
- 2005-12-16➕BRADBURY, Deborah Clare appointedsecretary
- 2005-12-16➕HARRISON, Irene Lesley appointedsecretary
- 2005-12-16➖HARRISON, Irene Lesley resignedsecretary
- 2005-12-16➕BRADBURY, Paul appointeddirector
- 2005-12-16➕BUSINESS INFORMATION RESEARCH & REPORTING LTD appointedcorporate-director
- 2005-12-16➖BUSINESS INFORMATION RESEARCH & REPORTING LTD resignedcorporate-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COSTER, Marc resigned 2026-02-28; POWELL, Eliot James resigned 2025-07-31
Group structure
Dr & P Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Dr & P Group Limited
Corporate parent · holds 75-100% shares
⬇
PDC HOLDINGS LIMITED
This company · 05656559
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr & P Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 11/08/2021 |
2 historic (ceased) PSCs
- Mrs Deborah Clare Bradburyceased 11/08/2021· 25-50% shares · 25-50% voting
- Mr Paul Bradburyceased 11/08/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 106-108 ST LEONARDS ROAD RTM COMPANY LIMITED→ 14015678 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
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| AINSWORTH FAMILY HOLDINGS LTD→ 15772387 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALCA HOLDING LIMITED→ 17021704 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-12-16
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
5 Clifford Court
Cooper Way
Carlisle
Cumbria
CA3 0JA
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-30
Last: 2025-12-16
Officers (3 active · 7 resigned)
PEEL, Alistair Charles→
Activesecretary · appointed 2025-07-31
View their other companies + combined net worth →
BLAND, Simon Christopher→
Activedirector · ~60y · appointed 2021-08-11
View their other companies + combined net worth →
PAGE, John David→
Activedirector · ~60y · appointed 2021-08-11
View their other companies + combined net worth →
BRADBURY, Deborah Clare→
Resignedsecretary · appointed 2005-12-16 · resigned 2021-08-11
HARRISON, Irene Lesley→
Resignedsecretary · appointed 2005-12-16 · resigned 2005-12-16
BRADBURY, Paul→
Resigneddirector · ~65y · appointed 2005-12-16 · resigned 2021-08-11
COSTER, Marc→
Resigneddirector · ~48y · appointed 2025-03-04 · resigned 2026-02-28
POWELL, Eliot James→
Resigneddirector · ~55y · appointed 2024-12-20 · resigned 2025-07-31
SEED, Craig Arthur→
Resigneddirector · ~56y · appointed 2021-08-11 · resigned 2025-03-04
BUSINESS INFORMATION RESEARCH & REPORTING LTD→
Resignedcorporate-director · appointed 2005-12-16 · resigned 2005-12-16
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC | Debenture | 1 property | 21/06/2010 | 23/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 07/09/2006 | 23/07/2021 |
Recent filings (89 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-30
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-29
legacy
accounts · PARENT_ACC
2025-10-29
legacy
other · GUARANTEE2
2025-10-29
legacy
other · AGREEMENT2
2025-10-29
legacy
other · GUARANTEE2
2025-10-10
appoint-person-secretary-company-with-name-date
officers · AP03
2025-08-15
termination-director-company-with-name-termination-date
officers · TM01
2025-08-14
change-person-director-company-with-change-date
officers · CH01
2025-03-18
appoint-person-director-company-with-name-date
officers · AP01
2025-03-04
termination-director-company-with-name-termination-date
officers · TM01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-12