C. T. HOLDINGS LIMITED
🌳Matureactive
05669045 · ltd · incorporated 2006-01-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£662.2k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Wholesale of textiles
Sector: Wholesale & retail
Investor take
Special-situation opportunityDistressed wholesale with salvageable qualities — special-situations priority.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (80/100, director aged 61). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
6 live charges · 4 lenders · oldest 20.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 20.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £662,156
Key financials
2 years extracted from filed iXBRL accountsCash
£733k
Net Worth
£662k
↑ 66215500% YoY
Current Assets
£1.4m
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £662.2k | £1 |
| Current assets | £1.36M | — |
| Cash | £733.3k | — |
| Debtors | £282.7k | — |
| Net assets | £662.2k | £1 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2025-11-26📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-09-25📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-09-26➕WILMOTT, Jane appointeddirector
- 2024-09-26📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-21📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2024-02-21⚠️legacyinsolvency · CAP-SS
- 2024-02-21📄resolutionresolution · RESOLUTIONS
- 2024-02-21📄legacycapital · SH20
- 2024-02-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-02-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-14🔒Charge registered #6Lender: Hsbc UK Bank PLC
- 2022-11-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-23📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-08🔓Charge satisfied #5
- 2021-10-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-17🔒Charge registered #5Lender: Siemens Financial Services Limited
- 2016-08-03🔓Charge satisfied #3
- 2015-10-14➖CHADWICK, David Joseph resigneddirector
- 2015-01-01➖JACKSON, Jane resignedsecretary
- 2015-01-01➖JACKSON, Jane resigneddirector
- 2012-09-26🔓Charge satisfied #4
- 2011-08-09🔓Charge satisfied #2
- 2011-08-09🔓Charge satisfied #1
- 2011-02-01➕CHADWICK, David Joseph appointeddirector
- 2008-05-21🔒Charge registered #4Lender: Bank of Scotland PLC
- 2008-05-21🔒Charge registered #3Lender: Bank of Scotland PLC
- 2006-06-30🔒Charge registered #2Lender: Singer & Friedlander Limited
- 2006-06-23🔒Charge registered #1Lender: Singer & Friedlander Limited
- 2006-06-01➕CHADWICK, Joel David appointeddirector
- 2006-06-01➕JACKSON, Jane appointedsecretary
- 2006-06-01➖P & P SECRETARIES LIMITED resignedcorporate-secretary
- 2006-06-01➕JACKSON, Jane appointeddirector
- 2006-06-01➖P & P DIRECTORS LIMITED resignedcorporate-director
- 2006-01-09🏢Company incorporatedAs C. T. HOLDINGS LIMITED
- 2006-01-09➕P & P SECRETARIES LIMITED appointedcorporate-secretary
- 2006-01-09➕P & P DIRECTORS LIMITED appointedcorporate-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2024-02-21: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
C.T Team Fabrics Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
C.T Team Fabrics Limited
Corporate parent · holds 75-100% shares · board control
⬇
C. T. HOLDINGS LIMITED
This company · 05669045
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
C.T Team Fabrics Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/02/2024 |
2 historic (ceased) PSCs
- J.D.C Holdco Limitedceased 10/02/2024· 75-100% shares · 75-100% voting · board control
- Team Edge Limitedceased 09/02/2024· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CORPENERGI LTD→ 16553160 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CUT AND GREEN LTD→ 17106343 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| DAWSON FORTE LTD→ 10546144 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| DECOTEX LIMITED→ 03072688 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| DELTA IT UK LTD→ 15190718 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DENCO GROUP LTD→ 16305588 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DESERT AROMAS LTD→ 16662731 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DHILVANI LIMITED→ 11197889 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| DJ DRINK SOLUTIONS LIMITED→ 05787898 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| DM CHEMICALS LIMITED→ 05225833 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| DONATE A TREE LTD→ 14312146 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DOT HOMEWARES LTD→ 12618159 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-01-09
Jurisdictionengland-wales
Primary SIC46410 — Wholesale of textiles
Registered office
92 George Richards Way
Broadheath
Altrincham
WA14 5ZR
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-17
Last: 2026-05-03
Officers (2 active · 5 resigned)
CHADWICK, Joel David→
Activedirector · ~58y · appointed 2006-06-01
View their other companies + combined net worth →
WILMOTT, Jane→
Activedirector · ~61y · appointed 2024-09-26
View their other companies + combined net worth →
JACKSON, Jane→
Resignedsecretary · appointed 2006-06-01 · resigned 2015-01-01
P & P SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2006-01-09 · resigned 2006-06-01
CHADWICK, David Joseph→
Resigneddirector · ~82y · appointed 2011-02-01 · resigned 2015-10-14
JACKSON, Jane→
Resigneddirector · ~61y · appointed 2006-06-01 · resigned 2015-01-01
P & P DIRECTORS LIMITED→
Resignedcorporate-director · appointed 2006-01-09 · resigned 2006-06-01
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
1
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 14/11/2022 | — | |
| satisfied | Siemens Financial Services Siemens Financial Services Limited | A registered charge | — | 17/03/2021 | 08/09/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Legal charge | 1 property | 21/05/2008 | 26/09/2012 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 21/05/2008 | 03/08/2016 | |
| satisfied | Singer & Friedlander Singer & Friedlander Limited | Legal charge | 1 property | 30/06/2006 | 09/08/2011 | |
| satisfied | Singer & Friedlander Singer & Friedlander Limited | Mortgage debenture | 1 property | 23/06/2006 | 09/08/2011 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (88 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-12
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-11-26
accounts-with-accounts-type-medium
accounts · AA
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-07
accounts-with-accounts-type-full
accounts · AA
2024-09-26
appoint-person-director-company-with-name-date
officers · AP01
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-24
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2024-02-21
legacy
insolvency · CAP-SS
2024-02-21
resolution
resolution · RESOLUTIONS
2024-02-21
legacy
capital · SH20
2024-02-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-02-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-02-20